We appreciate your attendance and enjoyed answering all your questions at the fifth LTC underwriting teleconference. Didn’t make it? That’s OK! We recorded it for you. Dial this number to listen to the teleconference anytime: (855) 859-2056 | Conference ID: 9182458 All teleconferences are available for download on Sales Professional Access under Sales Tools > Product Education. Please look for continued communications from us in 2020. LTC Teleconference Recording: Other Than Applied #goldencareagent #mutualofomaha
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Updated Product Portfolio and Underwriting Guide
The Life Insurance Underwriting Guidelines and Product Portfolio have been updated with the January 2020 product updates and are now available to order. Click below to view/download directly: Underwriting Guidelines Product Portfolio All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director. Updated Product Portfolio and Underwriting Guide #goldencareagent #mutualofomaha
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Final Reminder: Upcoming Changes to Our Life Portfolio
As a reminder, effective January 1, 2020, we will be making changes to our life product portfolio, including discontinuing our Guaranteed Universal Life product, repricing our Level and Graded Living Promise Whole Life final expense products, repricing our Term Life Express Non-ROP product and discontinuing our Term Life Express 20-Year ROP product. Read the Upcoming Changes to Our Life Portfolio article for complete details on the changes. Read the 2020 Life Product Changes: Transition Rules article to get the full transition rules. Read the FAQ document to get answers to any questions you may have regarding the upcoming changes. If
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How to Use DI in the Business Setting
Several American workers are employed by small business owners who understand the hard work is what it takes to keep their doors open. But many small business owners fail to understand how difficult it would be to stay operational if the owner was disabled and couldn’t work. That’s where you come in. It’s your role to help them understand the consequences a disability could have on the business they’ve worked hard to make succeed. You may hear objections like “I don’t need to be there – my business runs itself” or “My employees would be able to keep things going
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GoldenCare Newsletter | December 23, 2019
Read Full GoldenCare Newsletter, December 23, 2019 Edition In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version! Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Holiday Telephone Solicitation bans for the month of January 2020
Please be aware of the following holiday telephone solicitation bans for the month of January. On Wednesday, January 1, 2020: Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of the New Year’s holiday On Wednesday, January 8, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of the Battle of New Orleans On Monday, January 13, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of Inauguration Day On Sunday January 19, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of Robert E. Lee Day On Monday, January
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Critical Advantage Products Get Your Client’s Cash When They Need it the Most
Many of today’s health insurance plans come with a high deductible. If you have clients with these plans, the products in the Critical Advantage Portfolio can help. Critical Illness, Cancer and Heart Attack/Stroke policies all offer a lump-sum cash payment upon diagnosed of a covered condition. The payment can be used to cover your client’s high deductible, or any out-of-pocket expense they may have. Plus, the policies have no elimination period, so your clients get paid right away. See other tips on selling the products in the Critical Advantage Portfolio here. If you have any questions, please contact your
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Medicare News – Omaha Family of Companies
Medicare Supplement: Save Yourself a Phone Call Some tips to find answers to your underwriting questions that can save you a phone call. High Deductible Plan F The High Deductible Plan F will no longer be available for new business sales in AL, GA, MA, MT, OH, TN, TX, VA and WY effective 1/1/20. 2020 Q1 Broker Bonus Program See details regarding the 1st quarter Broker Bonus Program starting January 1, 2020. Medicare Advantage and Prescription Drug Plans: MA and PDP- Bits and Pieces With AEP over here are a few bits of information you should know
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Rate Adjustments Effective March 1, 2020
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective March 1, 2020: Block of Business Impacted States NHA, LTA, HCA, LT50, NH50 Illinois For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification
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Upcoming Life Rate and Product Changes Effective January 1, 2020
Effective January 1, 2020, we will be: Increasing the cap on our 100% Participation Rate Strategy for Life Protection Advantage IUL Decreasing our crediting rate on AccumUL Answers Repricing our AccumUL Answers product Life Protection Advantage IUL Cap Increase: The cap for the 100% Participation Strategy on Life Protection Advantage IUL will increase from 9% to 10%. This rate change will apply to newly issued policies, as well as to any in force policies with a segment that is created (with new premium dollars) or renews on January 10, 2020. With the sweep feature, all money received in the home
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