The average cost of care is changing annually. To assist individuals in gaining a clear understanding of the anticipated expenses for long-term care, we provide information on the average cost of services offered per state. Check out the flyer below for cost breakdowns on: Home Health Aide LPN RN Assisted Living Facility Nursing Home The Cost of Long-Term Care Services – 2023 Update flyer The Cost of Long-Term Care Services Per State #goldencareagent #mutualofomaha
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How to Get the Most From an LTCi Policy
Some insurance companies offer LTCi policies based on a daily versus monthly benefit amount. This can provide hardship for the client since they have to ensure they stay under the daily limit. MutualCare Solutions benefit amounts are monthly which gives the client greater flexibility to get the care they need without worrying about exceeding a per-day limit. This flyer has more information on the daily versus monthly examples. How to Get the Most From an LTCi Policy #goldencareagent #mutualofomaha
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Smooth Sailing: Medicare Supplement Reminders Refresh your knowledge on Medicare related products before the upcoming Annual Enrollment Period. Earn Now! Med Supp Broker Bonus Increase Learn more about a limited time cash increase for Med supp broker bonus. #goldencareagent #mutualofomaha
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Long-Term Care Cash and Reimbursement Benefits
MutualCare® Solutions policies give your clients two options on receiving long-term care benefits – cash or reimbursement. Cash Benefit The cash benefit can be used for any services that supports the plan of care. Plus, there is no elimination period to meet before receiving the cash. Reimbursement Benefit After the elimination period is met, the reimbursement benefit allows your client to access covered long-term care services, reimbursed up to the selected amount each month. Best of all, your clients have the flexibility to switch between the cash or reimbursement benefit at any time. For more details on the MutualCare® Solutions
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New Personal Worksheets
Effective August 31, 2023, new personal worksheets will be available for New York and North Dakota. Here’s what you need to know. Updates include: Rate Increase History Grid Two new questions (#2 & #6) Rewording of questions and additional answer options California will be implemented at a later date. Previous worksheets will no longer be accepted after September 30, 2023. New Personal Worksheets #goldencareagent #mutualofomaha #longtermcare
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The Reality of Long-Term Care Services
We all know the need for long-term care services, but the reality is that costs are going up year after year. The national average cost for a private room in a nursing home is over $100,000 per year. Arm yourself with the tools needed to educate your clients on the rising costs and provide a solution with an LTCi policy. The Reality of Long-Term Care Services #goldencareagent #mutualofomaha #longtermcare
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. How Mutual of Omaha is Innovating for You Mutual of Omaha is committed to providing innovative solutions for a better producer experience. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Earn Even More With Broker Bonus Learn more about a limited time cash increase to our Broker Bonus program. Don’t Forget Mutual of Omaha’s Contact Card Not sure who to contact at Mutual of Omaha with your questions? Check out our comprehensive contact card! Dental: Tools and Resources to Help You
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September is Life Insurance Awareness Month
September is Life Insurance Awareness Month! Use this time to review your clients’ current coverage or to determine potential clients’ needs. Below are a few resources we’d encourage you to use as tools to guide discussions, presentations, and planning this month. Resources: 2023 Prospecting Postcard: Send this postcard to potential clients and let them know why life insurance is so important. To place an order, contact Sales Support at (800) 693-8063 2023 LIAM Campaign Flyer: Use this flyer to check out our fully stocked library of both consumer and producer facing marketing materials for both our Simplified Issue and Fully
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Protection When You Need It
We sold our first long-term care insurance policy in 1987, and since then, we’ve paid over $1.3 billion in benefits to long-term care policyholders. On average, we pay over $11 million per month in long-term care claims. The need for a long-term care can arise at any time. When your clients believe they may need to file a long-term care claim, they can contact you directly or reach out to the Long-Term Care Claims Department. That means the promise we make to be here when your clients need us has not, and will not change. For more information on how
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Two Policies, Same Great Features
Both policies in the MutualCare Solutions portfolio provide coverage for home health care, as well as care received in an assisted living facility and nursing home. They also contain many of the same features and benefits. Cash Benefit with No Elimination Period • Provides cash to pay for any cost associated with LTC expenses Monthly Benefit Amount • Allows greater flexibility to maximize policy benefits Calendar-Day Elimination Period • Provides reimbursement benefits sooner Stay-at-Home Benefit • Includes multiple benefits to help people stay at home as long as possible Low Inflation Protection
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