We sold our first long-term care insurance policy in 1987, and since then, we’ve paid over $1.3 billion in benefits to long-term care policyholders. On average, we pay over $11 million per month in long-term care claims. The need for a long-term care can arise at any time. When your clients believe they may need to file a long-term care claim, they can contact you directly or reach out to the Long-Term Care Claims Department. That means the promise we make to be here when your clients need us has not, and will not change. For more information on how
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Both policies in the MutualCare Solutions portfolio provide coverage for home health care, as well as care received in an assisted living facility and nursing home. They also contain many of the same features and benefits. Cash Benefit with No Elimination Period     • Provides cash to pay for any cost associated with LTC expenses Monthly Benefit Amount     • Allows greater flexibility to maximize policy benefits Calendar-Day Elimination Period     • Provides reimbursement benefits sooner Stay-at-Home Benefit     • Includes multiple benefits to help people stay at home as long as possible Low Inflation Protection
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Whether you’re new to selling LTCi or have been at it for years, understanding the difference is key to better serving your clients. MutualCare® Secure Solution is a traditional long-term care policy that allows people to plan ahead for their long-term care needs. By adding this measure of security to their retirement portfolio, they know that a portion of their long-term care expenses will be covered. MutualCare® Secure Solution is perfect for: Customers who are looking for easy-to-understand benefits and the security of knowing they have some measure of asset protection Agents who like a product with simple design and
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It’s without question that the cost of healthcare will rise in the coming years. Helping your clients fight inflation is a great way to ensure they have the coverage needed as they age. Inflation Protection The current maximum monthly benefit and remaining policy limit increase annually by the percentage the insured selects The increase occurs on each policy anniversary date for the length of time the insured selects – either for the life of the policy or for a limited period of time Inflation Protection Buy-Up Option The buy-up option is only available on MutualCare® Custom Solution policies Each year,
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