The Changing Landscape of Long-Term Care Planning

LTCi Remains Firmly Rooted as Viable Option When it comes to planning for LTC, consumers have more choices than ever before. But if they’re looking for the least expensive option, more comprehensive and generous benefits and other features like care coordination and inflation protection, then a traditional LTCi policy may be their best option. Traditional Policy Advantages: The least expensive way to fund long-term care services, providing strong value for the consumer Benefits are more comprehensive and generous than those provided by combined products Flexible policies provide coverage during the progression of care Provides known coverage amounts on day one
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Ramp up your sales with a product from the Critical Advantage Portfolio

You can still finish the year strong by offering a Critical Illness, Cancer and/or Heart Attack and Stroke product to your current book of business. Medicare Supplement Open Enrollment runs through December 7th. When most seniors are at a time in their lives where income is limited, a Cancer policy is perfect because if pays a lump-sum payment upon diagnosis. This is money that can be used for any out-of-pocket expense such as high deductibles or specialized treatment. Plus, it only takes 3 more questions to apply for a Cancer policy. Find out more information on all Critical Advantage products,
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Precision Care Now Available in Rhode Island

Precision CareTM now available in Rhode Island! Available on Paper — Agent Portal and e-App coming soon! GTL’s Precision CareTM Cancer Insurance is a revolutionary lump sum cancer plan that also pays for your clients’ access to TGen’s world-class genomic sequencing services and one-on-one consultations. Watch Video View Website Order Supplies On GTLink   Earn more this AEP! Selling Precision CareTM counts towards GTL’s 4th Quarter Bonus Program! Learn More     GTL’s New Precision CareTM is currently available for the following states. More coming soon!   Precision Care Now Available in Rhode Island   #goldencareagent #gtl #tgen
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Categories: Critical Illness, Guarantee Trust Life, and Industry News.

IUL Express is Here!

Jump in and buckle up! It’s time to pull out into the fast lane! We’re excited to announce that our Indexed Universal Life Express (IUL Express) is off the showroom floor and out on the open road! As of Friday, November 1st, IUL Express peeled out into the IUL market. IUL Express has some of the same benefits of a traditional IUL policy, but does it all faster – faster underwriting, faster approvals and faster coverage for your clients. We also have a host of marketing materials to help you promote and explain IUL Express to your clients, including a
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated Product Portfolios and Underwriting Guides

The Life Insurance Underwriting Guidelines and Product Portfolio have been updated and are now available to order. Click below to view/download directly: Underwriting Guidelines Product Portfolio All materials are available to view/download through SPA or can be ordered through your normal channels.   If you have questions, please contact your Account Executive or Sales Director.   Updated Product Portfolios and Underwriting Guides   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

A new Humana product for the people

A New Humana Product for the People We know Humana Medicare Supplement coverage is a big deal for your clients, which is why we’re now offering Humana Achieve Medicare Supplement Plans. It’s a plan that offers many of the same benefits as Human’s premier line of products at a great value. The best news all day. Agents who are already appointed with Humana may already have access to Humana Achieve. Current appointments require no additional contracting paperwork, so you can focus on serving your clients.   Approved States These new plans have been approved in several states with more scheduled
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Categories: GoldenCare News, Humana, Industry News, and Medicare Supp./Adv..

Underwriting Operation: Interview with Chris

Go behind the scenes with Chris Klement. We hope our video series introducing you to some of our underwriters has been helpful. Knowing who’s on the other end of the phone, trying to help you get your clients covered, can be reassuring. This time, we’re introducing you to Chris Klement. He enjoys building relationships with our distribution and thinks of himself as an extension of your salesforce and helping to get the policies issued. In Chris’s words, he’s your “wild card” who can help problem-solve when challenging cases arise. Take a moment to meet Chris – the wild card up
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Humana Marketing Resource Center (MRC) Downtime!

Attention Agents! Attention Agents! The Marketing Resource Center (MRC) will be unavailable Friday, November 15 from 7 AM — 9 AM and Sunday, November 17 from 8 AM — 4 PM for scheduled maintenance. Please contact the Humana Marketing Support team with any questions at Humana@Broadridge.com.   Humana Marketing Resource Center (MRC) Downtime!   #goldencareagent #medicare #aep
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Categories: Humana, Industry News, and Medicare Supp./Adv..

2020 Copay and Deductibles

The Center for Medicare and Medicaid Services (CMS) has announced the 2020 Medicare Premiums and Copay/Deductibles. Medicare Part B Premium The Medicare Part B standard monthly premium will be $144.60 in 2020, compared to $135.50 in 2019. Note: The income-related Part B premiums for 2020 will vary depending on the extent to which an individual beneficiary’s income exceeds $87,000 (or a married couple’s income exceeds $174,000). 2020 Income Level-File Individual 2020 Income Level-File Joint 2020 Part B Premium Less than or equal to $87,000 Less than or equal to $174,000 $144.60 Greater than $87,000 and less than or equal to
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Enrollment tips: Use correct Medicare IDs and fax #s | Check app status

It’s easy to check application status online To check the status of your submitted MA/MAPD enrollment applications, just go to the Individual Medicare page on Producer World and click on Reporting. The Pending Application report shows applications being processed. Once approved, applications appear on the Medicare Book of Business report. These reports are easy to review online or you can download copies of the reports to your computer. Please note: We’re working to correct an issue affecting 11 MA/MAPD plans in our Producer World reports. Currently, our reports are showing the 2019 plan names for these 11 plans, instead of
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Categories: Aetna, Industry News, and Medicare Supp./Adv..