disability - GoldenCare Agents

How to Safely Conduct Business

April 1, 2020 | by V | Comments Off

As we shared with you on March 16, 2020, Mutual of Omaha is practicing social distancing to help protect the health and safety of our associates and ensure uninterrupted service to our customers and you. We encourage you to also do your part to slow the spread of the coronavirus. You’re likely rethinking how you can keep yourself and others safe in a business that’s built on relationships with people and, most often, face-to-face interactions. Mutual of Omaha is offering suggestions on how to continue your business in today’s environment while keeping both you and your clients safe and healthy.
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Categories: COVID-19, Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Coronavirus, COVID-19, critical illness, disability, disability income, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, Medicare Supplement, Medigap, mutual of omaha, omaha, and United of Omaha.

Paper Application Submission via Email

March 9, 2020 | by V | Comments Off

In November, we streamlined the submission process for all Life products and Health products (excluding Medicare Supplement, Medicare Advantage, Prescription Drug Plans and Long Term Care) by introducing the ability to submit paper applications and additional requirements via email. As a reminder, when utilizing the email options to submit either new business or additional requirements: Attachments must be in TIF or PDP file format (pictures are not accepted) Emails or attachments cannot be password protected Email subject lines must include either “New App” or the Policy Number “XXXXXXXXX” Multiple attachments must be for the same case file in the email
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: CHS, critical advantage, critical illness, Dental, DI Choice, disability, Income Advantage IUL, income protection, insurance, IUL, Life Insurance, Life Protection Advantage IUL, mutual of omaha, omaha, PIP, and Priority Income Protection.

Email Submission for Paper Applications

December 3, 2019 | by V | Comments Off

Sending a fax can be time-consuming and frustrating, that’s why we are pleased to announce paper applications can now be submitted via email. This update is effective immediately and available for all Life products and Health products, excluding Medicare Supplement, Medicare Advantage, Prescription Drug Plans and Long Term Care. While this new capability will streamline the submission process there are some very important steps to follow in order to make sure applications are being submitted correctly and securely. Please ensure you follow this guide when submitting new business and additional requirements via email. Thank you for your business and if
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Return of Premium Can Help Clients Commit

November 4, 2019 | by V | Comments Off

An ROP rider will return a portion of premiums paid (less any claims paid). When included with a short-term or long-term disability policy, this money-back feature provides a solution for clients who: Need to justify their purchase by knowing they’ll get something tangible in return if they don’t use the policy Are attracted to the idea of getting a lump-sum payment they can use any way they wish, such as paying down their mortgage or other debts, or using it for retirement planning Are employed full time, age 30 – 50 For more information view the ROP Sales Idea here.
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability, disability income, income protection, insurance, mutual of omaha, and omaha.

Flexible Payment Options Added to More Products

October 2, 2019 | by V | Comments Off

Good news! Flexible payment options will be available for your Critical Advantage&sig;, Priority Income Protection® and Guaranteed Advantage clients starting September 27, 2019, for your clients that prefer to pay by automatic bank deductions. They now have the option to select a flexible payment date when choosing their reoccurring automatic deductions The new flexible payment options are shown below: Static dates: 1st through 28th or last day of each month Flexible day: Week/day combination – client can select a combination of: First, second, third fourth or last week of the month and any day Monday through Friday Here is the
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: CI, critical advantage, critical illness, DI, disability, disability income, insurance, Life Insurance, mutual of omaha, omaha, and United of Omaha.

Straightforward Income Protection

September 17, 2019 | by V | Comments Off

Should your clients be unable to work due to illness or injury, it’s likely their savings wouldn’t last long for things such as mortgage, groceries, utilities… or much else. Serve your clients as best you can and look at Priority Income Protection®, a quick-issue and affordable disability income insurance product. Designed to be straightforward and easy-to-understand, PIP features knockout health questions, no medical exam, no rate ups and an incredibly simple e-App. View the flyer here. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Straightforward Income Protection
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability, disability income, income protection, insurance, mutual of omaha, and omaha.

Tips for Selling DI – Young Couples: Important Prospects for Income Protection

August 22, 2019 | by V | Comments Off

Individuals in this age group have a lifetime of earning potential. Income is their most important asset. Their lifestyle and long-term financial plans depend on it. An illness or injury that keeps your client from working can quickly impact other assets such as savings and retirement funds. These resources could be depleted depending on the time needed for recovery and return to work. To learn more about Mutual of Omaha for Disability Income Insurance click here. Tips for Selling DI – Young Couples: Important Prospects for Income Protection #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: disability, disability income, insurance, mutual of omaha, and omaha.

Simple and Quick-Issue DI Coverage is Here

August 16, 2019 | by V | Comments Off

Haven’t sold DI recently? We have something that may interest you. Priority Income Protection® features a maximum monthly benefit up to $4,000, only knockout questions on the health section, no occupation classes, no rate-ups and an e-application that’s so easy to quote you’ll never want to fumble with a paper application again. Simple. Streamline. No hassle. For more information, click here. Simple and Quick-Issue DI Coverage is Here #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: disability, disability income, mutual of omaha, and omaha.

Making Clients Aware of Income Protection

July 18, 2019 | by V | Comments Off

Some of this statistical evidence can prove to consumers that taking the necessary steps to prepare for a potential loss of income is essential. Most consumers believe that accidents are the most expected cause of disability, but research shows that over 95% of disabilities are not work related; therefore workers compensation cannot be used. Here are some interesting statistics about Disability Insurance and what consumers believe: Musculoskeletal/Connective Tissue Disorders are the leading cause of disability at 29%, while cancer is the second leading cause at 15% Consumers believe their own “personal odds” of becoming disabled are 1 in 100 when
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).
Tags: DI, disability, disability income, insurance, mutual of omaha, and omaha.

Protecting One’s Largest Investment

July 2, 2019 | by V | Comments Off

Unfortunately, many of your middle-income clients are more likely not prepared for a disruption in their pay – nearly 70 percent of Americans have less than $1,000 in savings and more than one-third have no savings at all. Priority Income Protection® can be their safety net. By providing up to $4,000 in monthly disability income insurance benefits, it’s perfect for middle-income clients. And an easy quote e-application, the application process couldn’t be simpler. Have questions or need a quote? Visit mutualofomaha.com/pip. Protecting One’s Largest Investment #goldencareagent #mutualofomaha
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