Listen to Steve Alloy in Advanced Markets as he discusses this topic: Small business owners are smart to form their companies as LLCs, corporations and limited partnerships. Why? Those entities tend to do a pretty good job of protecting the business owners’ personal assets from the businesses’ creditors. So, on the one hand they have done fine. They probably have been successful. They probably got a nice return on the money that they reinvested in their business. They have not lost everything to a creditor. And their business didn’t collapse because of an economic downturn or a disruption of
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Medicare News – Omaha Family of Companies
Medicare Supplement: Minnesota Med Supp Outline Change Separate outlines for Extended Basic and Basic Medicare supplement in Minnesota. Upcoming Medicare Supplement Rate Adjustments View rate adjustments for Vermont and Wisconsin. New Med Supp Product in Montana Effective November 15, 2019, you may begin selling our new Medicare supplement product in Montana underwritten by Mutual of Omaha Insurance Company. Medicare Advantage and Prescription Drug Plans: PDP- Bits and Pieces From getting Ready to Sell PDP to submitting business check out these tips to help you maneuver through this year’s AEP. MA and PDP- Plan Finder Q and
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LTC Teleconference Recording – Common Application Declines
We appreciate your attendance and enjoyed answering all your questions at the fourth LTC underwriting teleconference. During the call you heard from Demerri Bond, LTC Underwriting Manager, and Allen Gregoire, our Director of Underwriting for all individual health. Didn’t make it? That’s OK! We recorded it for you. All teleconferences are available for download on Sales Professional Access under Sales Tools > Product Education. Listen to last week’s teleconference now. Make sure to add the remaining bi-monthly teleconferences to your calendar. Please email us suggestions on topics or questions you’d like answered before the next call at distribution.marketing@mutualofomaha.com.
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GoldenCare Newsletter | October 22, 2019
In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, October 22, 2019 Edition From GoldenCare: Indiana Agents: Your invited! Thursday! Join us for a complimentary Dynamic Sales Workshop at the Hilton Garden Inn See Full Invitation and Reserve Your Seat Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version! Double click
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Committed to Income Protection Since 1910
Disability income insurance should be considered primary in the asset protection market. It should always be on a producer’s mind when it comes to sound financial planning. Use this handy fact finder tool when visiting with clients to help ask the right questions and uncover the need for disability income insurance. View the Disability Income Insurance Fact Finder byclicking here or by clicking the image to the left. Committed to Income Protection Since 1910 #goldencareagent #mutualofomaha
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Turn DI Objections into Sales
Whether you’re a new or seasoned producer selling disability income insurance you should be aware of reasons people think they don’t need this essential coverage. The key is to be prepared for anything a prospective client might say. Objection: “Nothing will happen to me. I don’t need DI.” It’s probably human nature to think like this. However, clients who raise this objection simply are not facing reality of losing their income. If your client missed three months’ worth of income, how would they pay their expenses? As an insurance professional looking out for your client’s best interests, it’s your job
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Holiday Telephone Solicitation Bans for the Month of November 2019
Please be aware of the following holidays requiring a holiday telephone solicitation ban for the month of November. On Friday, November 1, 2019: Louisiana prohibits unsolicited marketing calls to residents in observance of All Saints’ Day On Monday, November 11, 2019: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Veterans’ Day On Thursday, November 28, 2019: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Thanksgiving On Friday, November 29, 2019: Louisiana prohibits unsolicited marketing calls to residents in observance of Acadian Day Holiday Telephone
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming Med supp rate adjustments in KY, LA and MO. Upcoming Med Supp Rate Adjustments Please view the upcoming Med supp rate adjustments in GA, MT and NM. November Modernized Rate Release Please view the upcoming November Modernized Rate Release in KS, MT, NY, and OR. 2019 Marketing Credits Redemption Deadline November 30, 2019 deadline for reimbursement of 2019 marketing credits. Mutually Well- Marketing Materials Available Mutually Well consumer flier now available in several states. Medicare Advantage and Prescription Drug Plans: 2020 CMS Plan Finder
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Rate Adjustments Effective January 2020
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective January 1, 2020: Block of Business Impacted States LTC04G Delaware, West Virginia LTC04I Delaware, District of Columbia LTC06UI Alaska, District of Columbia, Mississippi, North Dakota, West Virginia For a complete
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Advance Notice: End of Year Pay Schedule
As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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