Medicare Supplement: Upcoming Med Supp Rate Adjustments View 2020 rate adjustments in AZ, NH, OH, OK, SD and WV. Be Sure to Redeem Your Marketing Credits You have until November 30 to redeem your 2019 balance of Med supp marketing credits. Medicare Advantage and Prescription Drug Plans: Your Questions Answered- October Brokerage Sales Webinar Your questions from the October webinar- Tools to Make Your Life Easier – are addressed. Medicare Advantage Value Proposition and the SOA Learn more about the value of our Medicare Advantage product as well as the rules surrounding the Scope of Appointment.
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A Better Solution than Relying on Family
As people age, it’s natural to need a little help with life’s everyday activities. Most children will step in to lend a hand. But becoming a full-time caregiver for an aging parent is more difficult than many people think. TODAY’S REALITY Children typically have their own family and career obligations. Adding the role of caregiver to an already hectic day can take a toll – physically, financially and emotionally. It’s not unusual for caregivers to ignore their own health, often becoming ill themselves A child may have to take time off or quit a job altogether in order to care
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The Changing Landscape of Long-Term Care Planning
LTCi Remains Firmly Rooted as Viable Option When it comes to planning for LTC, consumers have more choices than ever before. But if they’re looking for the least expensive option, more comprehensive and generous benefits and other features like care coordination and inflation protection, then a traditional LTCi policy may be their best option. Traditional Policy Advantages: The least expensive way to fund long-term care services, providing strong value for the consumer Benefits are more comprehensive and generous than those provided by combined products Flexible policies provide coverage during the progression of care Provides known coverage amounts on day one
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Ramp up your sales with a product from the Critical Advantage Portfolio
You can still finish the year strong by offering a Critical Illness, Cancer and/or Heart Attack and Stroke product to your current book of business. Medicare Supplement Open Enrollment runs through December 7th. When most seniors are at a time in their lives where income is limited, a Cancer policy is perfect because if pays a lump-sum payment upon diagnosis. This is money that can be used for any out-of-pocket expense such as high deductibles or specialized treatment. Plus, it only takes 3 more questions to apply for a Cancer policy. Find out more information on all Critical Advantage products,
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IUL Express is Here!
Jump in and buckle up! It’s time to pull out into the fast lane! We’re excited to announce that our Indexed Universal Life Express (IUL Express) is off the showroom floor and out on the open road! As of Friday, November 1st, IUL Express peeled out into the IUL market. IUL Express has some of the same benefits of a traditional IUL policy, but does it all faster – faster underwriting, faster approvals and faster coverage for your clients. We also have a host of marketing materials to help you promote and explain IUL Express to your clients, including a
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Updated Product Portfolios and Underwriting Guides
The Life Insurance Underwriting Guidelines and Product Portfolio have been updated and are now available to order. Click below to view/download directly: Underwriting Guidelines Product Portfolio All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director. Updated Product Portfolios and Underwriting Guides #goldencareagent #mutualofomaha
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Underwriting Operation: Interview with Chris
Go behind the scenes with Chris Klement. We hope our video series introducing you to some of our underwriters has been helpful. Knowing who’s on the other end of the phone, trying to help you get your clients covered, can be reassuring. This time, we’re introducing you to Chris Klement. He enjoys building relationships with our distribution and thinks of himself as an extension of your salesforce and helping to get the policies issued. In Chris’s words, he’s your “wild card” who can help problem-solve when challenging cases arise. Take a moment to meet Chris – the wild card up
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2020 Copay and Deductibles
The Center for Medicare and Medicaid Services (CMS) has announced the 2020 Medicare Premiums and Copay/Deductibles. Medicare Part B Premium The Medicare Part B standard monthly premium will be $144.60 in 2020, compared to $135.50 in 2019. Note: The income-related Part B premiums for 2020 will vary depending on the extent to which an individual beneficiary’s income exceeds $87,000 (or a married couple’s income exceeds $174,000). 2020 Income Level-File Individual 2020 Income Level-File Joint 2020 Part B Premium Less than or equal to $87,000 Less than or equal to $174,000 $144.60 Greater than $87,000 and less than or equal to
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Good News | Long-Term Care Awareness Tools, Brochures & Presentation
Let’s Get A Conversation Going! LTC Awareness Month gives you the perfect opportunity to talk to people about the need for long-term care planning. And while it’s not always a subject everyone is eager to talk about, it’s one that’s too important to ignore. Mutual of Omaha has the tools you need to begin this important conversation, including tips on how to get people talking plus a variety of materials – flyers, brochures even a short presentation to help you highlight the importance of planning for long-term care. Time to Start the Conversation Read Full Good News Announcement Questions? Call
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GoldenCare Newsletter | November 4, 2019
In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, November 4, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version! Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting
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