** This is a reminder notification — there is no action required on your part ** Following the NAIC Guidelines, United of Omaha Life Insurance Company is required to provide all of its producers with information about the expense allocation method used by the company in its illustrations. Please look below to see if this information pertains to your state and then, read the paragraph in bold below accordingly. This communication pertains to Illustration Reform states only, which include: AK, AL, CA, CO, CT, DE, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC,
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Advanced Markets Minute – November 2022
Protecting Your Greatest Assets for Life Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “Protecting Your Greatest Assets for Life.” Listen Now Most people don’t think of asset protection until they have accumulated some wealth and are faced with a specific threat. But at any point in your clients’ lives they have two significant assets and need to protect them. First, they need to protect their ability to earn an income, and they need to protect what they have built so they can enjoy it in retirement. What if you could
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Happy Thanksgiving from Gerber Life Insurance Company!
If you have questions, please call Gerber Life’s Agency Support Team at 800-428-4947. #goldencareagent #gerber
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LTC Rider Can Help Protect Clients Futures
Do your clients realize how expensive long-term care services can be? The costs can easily average more than six figures annually and only continue to rise. Help clients understand why it’s so important to have a plan in place for their long-term care needs, whether it’s through a Long-Term Care Insurance policy or our Long-Term Care Rider on our IULs. For more information about our Long-Term Care Rider, including rider information and updated marketing tools, go to MutualofOmaha.com/ltc-rider. LTC Rider Can Help Protect Clients Futures #goldencareagent #mutualofomaha
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Ease Your Client’s Worries with Living Promise
Living Promise Whole Life Insurance is designed to help provide affordable protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind. Leaving you with nothing to worry about when you’re gone. Product Features Competitive premiums Simplified underwriting — no medical exam, coverage is based on answers to a few simple health questions Two coverage choices: Level Benefit Plan Policy issue ages: 45 – 85 Benefit amounts: $2,000 – $40,000 (in WA, $5,000 – $40,000) Accelerated Death Benefit for Terminal Illness or Nursing Home
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Did You Know That We Publish Our IUL Cap and Participation Rate History
Full transparency for our IULs at Mutual of Omaha means that we publish our cap and participation rate history for all three of our IUL products each month. Displaying our stability, with no hidden cap or participation rate changes. And proving why our products are a great choice for your clients. Life Protection Advantage IUL Historical Crediting Rates Income Advantage IUL Historical Crediting Rates IULE Historical Crediting Rates Find out more about our IUL portfolio at discoveriul.com. Did You Know That We Publish Our IUL Cap and Participation Rate History #goldencareagent #mutualofomaha #iul
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Gerber Life New eSignature Provider
New eSignature Provider As of Wednesday, October 26, Gerber Life will begin using DocuSign as our new eSignature provider. Today, hundreds of millions of users in over 180 countries use DocuSign to accelerate the process of doing business and to simplify people’s lives. **NOTE: All outstanding ‘Applications Awaiting eSignature’ within the Agent Portal will need to be completed prior to Monday, October 24 to avoid losing the application(s).** Please take a moment to review some of the new eSignature enhancements you can expect to see on the Agent Portal as we transition to DocuSign. New Terms and Conditions Page
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More money in your pocket with GTL’s 4th Quarter Bonus Program!
For qualified applications submitted between October 1, 2022 and December 31, 2022.* View PDF for Bonus Details ——— Submit 10-24 Applications During Q4 ——— $25/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus® Elite, Precision Care™, Recover Cash®, GTL Life Select, Home Care Secure, and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.* ——— Submit 25-34 Applications During Q4 ——— $50/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus® Elite, Precision Care™, Recover Cash®, GTL Life Select, Home Care Secure, and/or Short-Term Home Health Care application submitted, signed and dated
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Thanksgiving Holiday Office Closing
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday and Friday, November 24th & 25th for Thanksgiving holiday. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available The 24th & 25th of November, Thursday and Friday 11/24/2022-11/25/2022 Monday 11/21/2022 Tuesday 11/21/2022 Friday 11/21/2022 Friday 11/18/2022 Friday 11/25/2022 Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA)
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Reward Your Fit Clients
If your clients take care of themselves and lead a healthier lifestyle we want to reward them. How? By offering them underwriting credits on our fully underwritten term and universal life insurance policies offered by United of Omaha Life Insurance Company, including: Income Advantage IUL Life Protection Advantage IUL Term Life Answers AccumUL Answers Read the FIT flyer to find out if your clients may qualify for these credits. Reward Your Fit Clients #goldencareagent #mutualofomaha
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