“Two KFF Analyses Explore the Demographics of People Jointly Enrolled in Medicare and Medicaid As Well As Program Enrollment and Spending for This Population”

“Two KFF Analyses Explore the Demographics of People Jointly Enrolled in Medicare and Medicaid As Well As Program Enrollment and Spending for This Population,” Kaiser Family Foundation The 12.5 million people who are jointly enrolled in Medicare and Medicaid include some of the poorest individuals in the U.S. with some of the highest health needs, requiring disproportionately high spending from both programs to support them. Two new KFF analyses examine the demographics of this population as well as the latest data on program enrollment and spending. These data can help inform federal and state policy discussions about ways to improve coordination and management
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Categories: Clippings and Industry News.

“Human Freedom Index: 2022”

“Human Freedom Index: 2022,” Cato Institute “The Human Freedom Index presents the state of human freedom in the world based on a broad measure that encompasses personal, civil, and economic freedom. Human freedom is a social concept that recognizes the dignity of individuals and is defined here as negative liberty or the absence of coercive constraint. Because freedom is inherently valuable and plays a role in human progress, it is worth measuring carefully. The Human Freedom Index is a resource that can help to more objectively observe relationships between freedom and other social and economic phenomena, as well as the ways in which the various dimensions of freedom
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Categories: Clippings and Industry News.

“Look To The States, Not Congress, For Long-Term Care Financing Reform”

“Look To The States, Not Congress, For Long-Term Care Financing Reform,” by Howard Gleckman, Blog “While there is no chance the federal government will enact long-term care financing reform any time soon, several states are busy developing public insurance programs of their own. These initiatives could be a critical step as the nation wrestles with how to pay for personal care for older adults and others with disabilities or chronic disease. … The next few years may see many important long-term care financing initiatives. But they’ll all come from the states, not the gridlocked federal government.”   LTC Comment, Stephen
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Categories: Clippings and Industry News.

Thrivent LTC: Share the 4 Truths of Long-term Care

In the first part of the year, we are focusing on resources and tools to help advisors have proactive conversations about extended care planning. This week, we focus on the 4 Truths of Long Term Care. You may have talked about LTC myths in the past, but consumers are responding to many of those talking points being reframed as truths. Our 4 Truths content is available as a consumer use flyer or as consumer workshops. Watch for additional resources in the coming weeks. Consumer Flyer: 4 Truths about LTC The Four Truths of Long-Term Care flyer is a consumer approved
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Categories: Industry News, Long-Term Care, and Thrivent.

ACE Med Supp is Extending Coverage to Nebraska!

Exciting New State Release: ACE Med Supp is adding Nebraska on February 6th — we are thrilled to have this great product expanding into additional markets! Below is the new availability map for ACE Med Supp. This new state will offer a fantastic opportunity — Get Started with ACE Now!   #goldencareagent #ace #medsupp
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Categories: ACE and Medicare Supp./Adv..

Aflac Med Supp Expanding into Three New States!

Exciting News! Aflac is continuing to expand their coverage to reach more people nationwide! We’re excited to share they will be releasing their Med Supp in three new states: New Hampshire — available February 24, 2023 Idaho and Rhode Island — available March 17, 2023 Availability Map   #goldencareagent #medicare
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Categories: Aflac, GoldenCare News, Industry News, and Medicare Supp./Adv..

Download the NGL EssentialLTC Sales Guide Today!

Download the NGL EssentialLTC Sales Guide Today! The NGL EssentialLTC Sales Guide has everything you need to build a winning sales strategy. It’s full of valuable information on our most popular riders, payment options and product highlights. It also includes scenarios and tips for when NGL’s EssentialLTC features fit your clients’ needs. You can find the guide by clicking on the Reference Guide option under the Sales & Marketing tab on the Agent Resource Center. Download a copy today and find your success with NGL EssentialLTC!   For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or
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Categories: Industry News, Long-Term Care, and National Guardian Life.

You’re Invited | Double Header – Get those declines covered!

GTL’s Short-Term Home Health Care Looking for low-cost insurance solutions to offer your clients with health concerns? Guarantee Trust Life offers near-guaranteed* issue Home Health Care coverage in 35 states (plus D.C.) which may be an ideal alternative in many cases! Three plan levels offer great flexibility, each with progressively richer coverage: Higher Daily Benefit Maximums, Home Health Aide Benefits, Prescription Drug Benefit and more. Tues, Feb 7, 2023 10:00 AM  to  10:30 AM CST GTL’s Critical Cash Join us for in-depth product training on GTL’s Critical Cash policy. Strategically build coverage to focus on Home Care, or save on
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Categories: GoldenCare News, Guarantee Trust Life, and Industry News.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Make Your Mark on Social Media Learn about social media best practices as well as how to use our compliance-approved posts.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Dental: Dental Solutions – Coverage Your Senior-Age Clients Want and Need Help your clients get the additional coverage they want and need with a dental insurance policy from Mutual of Omaha.   Level Copays for Insulin Mutual of Omaha Rx Premier plan offers lower out-of-pocket costs for clients’ insulin.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Download the 2023 LTCi Tax Advantages Flyers

There are a lot of advantages to owning a traditional long-term care policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).