Thanksgiving Office Closing 2021

November 22, 2021 | by | Comments Off on Thanksgiving Office Closing 2021

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday, Nov. 25, and Friday, Nov. 26, 2021, for the Thanksgiving holiday.   Thanksgiving Office Closing   #goldencareagent #mutualofomaha #happythanksgiving
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: Agent Service, agent support, Christmas closing, Customer Service, holiday, holiday closing, insurance, mutual of omaha, New Year Holiday, New Years, office hours, omaha, United of Omaha, and United World.

End of Year Pay Information

November 8, 2021 | by | Comments Off on End of Year Pay Information

The holidays will be here before you know it, please make sure you have these important dates marked in your calendar. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 25, 2021 and Friday, November 26, 2021 Christmas: Friday, December 24, 2021 New Year’s: Friday, December 31, 2021 The past pay cutoff in 2021 for Life and Health is Thursday, December 31. This is the last pay cycle to be paid in 2021. Life Cutoff Dates Holiday Date Holiday Observed Cutoff – New Issues and Renewals Check
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.

Advertising Compliance Requirements

November 8, 2021 | by | Comments Off on Advertising Compliance Requirements

Mutual of Omaha has long been committed to ensuring that all advertising materials used to promote our company and our products meet certain criteria as required by government regulations, the NAIC, and our Home Office. Producers are required to obtain permission from the company before advertising on its behalf. Because of our commitment to compliance, we have developed and rely on our Advertising Review system to maintain a system of control over the content, form, and method of distribution of all advertisements of our products and services. If you are looking for advertising materials, please check Forms & Materials on
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Categories: Industry News and Mutual of Omaha (& Affiliates).
Tags: advertising, advertising compliance, compliance, compliance manual, insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, telephone, and United of Omaha.

Important Information: Inforce Rate Increases for Long-Term Care Insurance

November 8, 2021 | by | Comments Off on Important Information: Inforce Rate Increases for Long-Term Care Insurance

From time to time, we must make prudent business decisions necessary for the long-term financial health of Mutual of Omaha. After careful review of our inforce long-term care business, cost of services, claims data and the economic environment, we have made the difficult decision to file and implement rate increases on all long-term care policies issued prior to 2013 with the exclusion of LTC09 in the state of California. Mutual of Omaha remains committed to the long-term care insurance marketplace and this reprice does not affect our commitment to you or our policyholders. Mutual of Omaha’s Long-Term Care product remains
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, and United of Omaha.

Required Certification for the State of Iowa

October 25, 2021 | by | Comments Off on Required Certification for the State of Iowa

The state of Iowa requires the completion of the education course “Introduction to Indexed Products” prior to taking applications for any Indexed Universal Life products. Please ensure a copy of the course completion certificate is submitted to Mutual of Omaha’s contracting and licensing department. When submitting an e-App in the state of Iowa you will notice a blue informational box regarding Iowa’s requirements. There is an additional yes/no question on the application asking for confirmation if you have completed the required certification. If you have not completed the certification you will need to do so before submitting Indexed Universal Life
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: certification, insurance, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, required certification, and United of Omaha.

IULs Designed with Simplicity in Mind

October 25, 2021 | by | Comments Off on IULs Designed with Simplicity in Mind

At Mutual of Omaha, we don’t believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Life Protection Advantage, our protection focused IUL, offers coverage projected to age 120 at competitive premiums, and an option to guarantee coverage to age 90. Income Advantage, our accumulation focused IUL, builds competitive cash values* due to its lower charge structure, and has strong index loan provisions. Learn more about our fully-underwritten indexed
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: crediting strategies, express, indexed universal life, insurance, IUL, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.

Updated Underwriting Guidelines Available

October 25, 2021 | by | Comments Off on Updated Underwriting Guidelines Available

The Life Insurance Underwriting Guidelines have been updated and are now available to order. All materials are available to view/download through SPA or can be ordered through your normal channels. If you have questions, please contact your Account Executive or Sales Director.   Updated Underwriting Guidelines Available   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: express, Express Underwriting, insurance, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.

License and Appointment Additions Made Easier

October 25, 2021 | by | Comments Off on License and Appointment Additions Made Easier

Effective immediately, Marketers and Producers no longer need to call or email to add or update a license. Up to date license information will be synced daily, ensuring the appropriate appointments are reflected in our system. Auto-Updates: Up to date license information, including newly obtained licenses will load automatically for each state a producer is licensed in Contactless Experience: With an automatic license load, Marketers and Producers will no longer need to take time to submit a request for their information to be added or updated in our system Improved Underwriting Flow: Applications will no longer be held up due
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Tags: agent contracting, Agent Service, agent support, contracting, Customer Service, insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, producer services, United of Omaha, United World, and update license.

Remember Your Why

October 11, 2021 | by | Comments Off on Remember Your Why

Throughout September, we’ve encouraged you to take the time to learn your clients’ stories and to help drive home the importance life insurance makes in leaving a lasting legacy for those they care about most. The I Sell Life Insurance card is a wonderful reminder to keep on your desk or in your wallet so you have a reminder of how important the work you do and the products you sell truly are to your clients. To place an order please contact Sales Support at sales.support@mutualofomaha.com. Thank you so much for all the work you do and for all the
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Indexed UL, indexed universal life, insurance, IUL, Life Insurance, Life Insurance Awareness Month, Life Protection Advantage, Life Protection Advantage IUL, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha affiliates, and United of Omaha.

Competitive Premiums and Protection with Life Protection Advantage IUL

October 11, 2021 | by | Comments Off on Competitive Premiums and Protection with Life Protection Advantage IUL

Life Protection Advantage IUL not only has competitive premiums, but it’s built to provide your clients with death benefit protection they can depend on. And, qualifying Life Protection Advantage policies come with a Guaranteed Refund Option (GRO) rider—so if your client no longer needs their coverage, there are seven 60-day windows in which they can surrender their policy and receive a refund of premiums (up to 50 percent at the end of year 15 and up to 100 percent at the end of years 20 through 25.) Find out the many ways your client can customize their Life Protection Advantage
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Indexed UL, indexed universal life, insurance, IUL, Life Insurance, Life Insurance Awareness Month, Life Protection Advantage, Life Protection Advantage IUL, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, Omaha affiliates, and United of Omaha.