Updates to Life Products for 2017 CSO Table Changes

Throughout the remainder of 2019, United of Omaha will be modifying the products in our life insurance portfolio as we implement the 2017 Commissioners Standard Ordinary (CSO) Tables. Product Impacts The first phase of product changes will be implemented on August 1, 2019: Income Advantage IUL will be updated with the new tables. Impacts of these modifications include: There will be slight increases and decreases in our premiums, required minimum face amounts and disbursement amounts. Disbursement amounts will be consistently within 2% in either direction from our current disbursements, with very minor changes in our competitive positioning. Generally, our charges
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Quick Guide: Prescription Drug Exclusion List

Prescription drug names can be confusing and the list of prescriptions is far too long to memorize. Keep our prescription drug exclusion flyer handy for a quick reference guide on what the knock out drugs are for Express products.   If you have questions, please contact Mutual of Omaha’s Sales Support at 800-693-6083 or email sales.support@mutualofomaha.com.   Quick Guide: Prescription Drug Exclusion List   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

TLE: Life Insurance Made Easy

Term Life Express provides clients with affordable rates and a simple application process. It also offers flexibility with 10-, 15-, 20-, and 30- year products available, in addition to ROP and non-ROP premium options. Our Term Life Express customizable postcard offers you flexibility as well. You can select the term, gender, modal factor, ages, face amounts and include your agent information. Simply, contact Sales Support at 1-800-693-6083 or go through your normal ordering channels in order to customize the TLE consumer-facing postcard. Make buying life insurance for your potential clients quick and simple with Term Life Express.   If you
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Save Your Clients Money with Fit Credits

Our Fit Underwriting Credit Program can help your clients qualify for up to an additional two table credits from their base rating on both term and permanent products. When your clients get a better rating, they get additional cost savings. What makes the Fit Program unique? It is NOT a table shave program Clients as young as 18 years old can qualify It applies to both permanent AND term policies Take a look at the Fit Guide and be sure to complete the Fit Test with your clients to ensure they receive the best underwriting rating. If you have questions,
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).