Clients today have several needs when looking for a Long-Term Care Insurance policy. Having a carrier with the flexibility to offer a variety of optional benefits is important. Did you know an inflation protection rider increases policy benefits over time? An advantage of adding inflation protection to a long-term care policy is it allows the benefits to grow each year so by the time your client needs care they will have more money available to help cover expenses. Take a deeper dive into how an inflation protection rider can benefit your clients. If you have any questions, please
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Condition-Related Marketing: Off-Label Medication Use
Medication approved by the US FDA (Federal Drug Administration) to treat a specific medical condition but prescribed by your doctor to treat a different condition, is off-label use. This practice is legal and common, and it does impact underwriting. While there are many drugs that are prescribed off-label, several are encountered frequently in LTC Underwriting. Check out the condition-related marketing flyer, Off-Label Medication Use in LTC Underwriting to learn some of the most common medications and their impact on underwriting. View the flyer here. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800)
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Heads Up – Broker Bonus 2024 Learn how writing Mutual of Omaha Med supp business can earn you some easy cash back into your pocket. Rhode Island New Special Guaranteed Issue Right New Guaranteed Issue Right is available in Rhode Island for individuals with Medicare Supplement or Medicare Advantage plans. In Case You Missed It: Cross-selling with Medicare Advantage Plans Learn how to cross-sell Wellcare and Mutual of Omaha co-branded (PPO) plans. Updated Regulations for Mississippi Effective July 1, 2024, Mississippi will implement new regulations regarding the sale of Medicare supplement or Medicare Advantage products.
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Updated Regulations for Mississippi
Effective July 1, 2024, the state of Mississippi will enforce an update telephone solicitation policy. According to the updated ruling, “An insurer or producer may not make or cause to be made a telephone solicitation for the purpose of advertising the sale or soliciting the purchase of a Medicare supplement policy or certificate”. The exception to this updated policy is if a person or client (prospective or current policyholder) has first initiated a call with a company or producer, regarding a Medicare Advantage plan, you, as a producer, are allowed to advertise or solicitate Medicare Advantage Plans. For more details
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Updates to the Okta Verification System
We recently communicated that Mutual of Omaha will be updating our secure access portal for our network and applications by updating the security of the login platform, Okta. Initially we had planned on an effective date of June 1, 2024; however, the effective date has changed to June 15, 2024. If you missed the original article sent on 5/22/24, please see below. ORIGINAL ARTICLE Coming soon! Mutual of Omaha is updating our secure access portal for our network and applications by updating the security of the login platform, Okta. We periodically update these platforms to keep your information, as
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Inforce LTCi Rate Adjustments Effective August 1, 2024
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Louisiana, effective August 1, 2024. Impacted Forms 2024 Increase LTC041 25% LTC09M 20% LTC09U 25% Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there
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Reminder: Illumifin Has Updated Their Email Address Domain
Reminder: Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Underwriting Process Change Underwriting process change notification for post-issue policy corrections. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Available Premium Payment Options Refresh yourself on Mutual of Omaha’s payment and processing guidelines. #goldencareagent #mutualofomaha
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Updated MutualCare® Solutions Underwriting Guide
The MutualCare® Solutions Underwriting Guide has been updated. View the updated guide by clicking here, download from Sales Professional Access (SPA), or order through your normal ordering channels. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Updated MutualCare® Solutions Underwriting Guide #goldencareagent #mutualofomaha
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Updated MutualCare® Solutions Product Guide
An updated MutualCare® Solutions Product Guide is available for download from Sales Professional Access (SPA). Updates include: Page 4 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 12 — Maximum Monthly Benefit Increase Page 13 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 21 — Maximum Monthly Benefit Increase Download the new version here or order through your normal ordering channels. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Updated MutualCare® Solutions Product Guide #goldencareagent #mutualofomaha
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