Visit Thrivent LTCi in the exhibit hall at Booth 48 Thrivent is excited to be a Diamond Sponsor of the 2022 ILTCI conference in Raleigh, NC. Join us March 20-23 for the ILTCI in-person conference at the Raleigh Convention Center. With just under two months until it starts, there are already nearly 600 attendees and 70 exhibitors and sponsors. Seating will be limited, so please plan to join us for one of these two sessions. Monday, March 21 | 1:00 to 1:45 PM | Room 205 Tuesday, Marcch 22 | 1:00 to 1:45 PM | Room 205 We hope to
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California Consumer Materials
California Consumer Materials There are now consumer materials that are approved for use in the state of California! These materials are designed to make explaining the benefits of National Guardian Life Insurance Company’s (NGL) EssentialLTC to your clients easier. Beginning February 11, these materials for use in California only, will be available under the consumer section of the Sales and Marketing tab on the Agent Resource Center (ARC) or by clicking the links below to download. Consumer Brochure Consumer Presentation Consumer Flyer Employer Brochure The Claims Flyer and Consumer Underwriting Flyer are also available for consumer use as
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The Advantage of the Cash Benefit – Bruce’s Story
Real People. Real Stories. Bruce’s Story The Advantage of Cash Benefit The best way to understand how long-term care insurance can benefit your clients is through stories from our policyholders. Here’s how having a policy made a real difference for Bruce and his wife, Beth. Bruce’s Story – View the Flyer If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. The Advantage of the Cash Benefit – Bruce’s Story #goldencareagent #mutualofomaha
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Genworth – 2021 Cost of Care Survey Results
Since 2004, families across America have counted on us to help them understand the cost of care. Our research in 435 cities and towns across all 50 states has not only helped individuals plan for their own care but helped policymakers with forecasting and legislative reform. In 2021, the 18th year of the survey, the United States continued to grapple with the COVID-19 pandemic and the national median costs associated with all long-term care service providers increased compared to 2020 data. Why Cost of Care is Increasing Since we started tracking the cost of care in 2004, long term care
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Thrivent Survey: 70% Of Americans Have No Extended Care Plan
70% Of Americans Have No Extended Care Plan InsuranceNewsNet February 1, 2022 Ayo Mseka Despite the COVID-19 pandemic, a survey from Thrivent found that perceptions toward extended care planning haven’t changed, and a significant percentage of Americans have not documented their plans, should the need for extended care arise. Thrivent’s 2021 Extended Care Planning Survey defined extended care as non-medical care for those who need assistance with basic daily activities, such as dressing, bathing or using the bathroom due to a physical or cognitive impairment. It was conducted online in partnership with data intelligence company Morning Consult and polled 2,200
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NGL EssentialLTC – Revised Tax Summary
Revised Tax Summary The Tax Summary has been revised with more specific language around the summary of the income tax treatment for TQ LTCi policies for 2022. The summary dated 01/22 will be available tomorrow in Marketing Tools under the Sales & Marketing tab on the ARC. Or click here to download a PDF copy. Please begin using the new version of the Tax Summary dated 01/22 immediately as older versions are no longer in compliance. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales
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NGL EssentialLTC – Updated COVID-19 Underwriting Guidelines
Updated COVID-19 Underwriting Guidelines Based on the evolving COVID-19 situation it has been determined that certain COVID-19 positive individuals may only have to wait one month instead of three or six to apply for coverage. We also eliminated guidelines on negative testing and close contact exposure. The new guidelines focus on COVID-19 positive test results, symptoms and recovery. Effective immediately, the new underwriting guidelines for COVID-19 are as follows: These guidelines have been updated in the Premier Underwriting Guide. It will be available tomorrow in Reference Guides under the Sales & Marketing tab on the Agent Resource Center (ARC). The
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Industry News, Long-Term Care, and National Guardian Life.
Coronavirus, COVID-19, EssentialLTC, field underwriting, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, pandemic, underwriting prequalification, underwriting process, Underwriting', and virus.
Coronavirus, COVID-19, EssentialLTC, field underwriting, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, pandemic, underwriting prequalification, underwriting process, Underwriting', and virus.
Thrivent LTC: Advertising Compliance Update
Thrivent Advertising Compliance Bulletin The materials below provide you with guidance on compliant advertising practices under your Thrivent Agreement and outlined in the Producer Compliance Guide All materials used to advertise Thrivent, its products or services, or created with the intent to sell Thrivent’s products must comply with state advertising requirements and be approved by Thrivent prior to use. Violation of Thrivent’s advertising policy may result in disciplinary action and could potentially lead to termination of your Agreement with Thrivent. See the bulletin and full compliance guide for complete details. Advertising Reminder Advertising Compliance Bulletin Full Producer Compliance
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Encourage Clients to Purchase LTCi Now, Not Later
Your clients have busy lives. Between family and work obligations, they have a lot going on. So even if they understand the value of long-term care insurance, purchasing a policy often isn’t a top priority. But they may not be aware there’s cost associated with waiting. It’s easy to put things off until tomorrow. But some of life’s decisions are too important to ignore. Waiting to purchase a long-term care insurance policy is one of them. Waiting may mean paying higher premiums down the road. Procrastinating also could lead to the inability to qualify for coverage. That makes this concept
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Managing Expectations When Clients Go on Claim
Your Phone is Going to Ring When the need for long-term care services arises, the producer often is the first person contacted. That’s why it’s important for you to understand your role in the LTCi claims process so you can help manage your clients’ expectations. If you become aware of a potential claim, notify the claims department as soon as possible. And be prepared to provide the following information: Insured’s name Phone number Mailing address Email address Policy number Insured’s representative/power of attorney Type of claim (i.e., home health care, assisted living, nursing home) Want to learn what happens next?
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