GWIC secure emails: New process and new look

GWIC secure emails: New process and new look For a few years, Great Western Insurance Company (GWIC®) has been using secure emails to share confidential information, like commission statements, with you to reduce the risk of sensitive data being distributed incorrectly. We recently updated the Secure Messaging Portal to use one-time passcodes to give you a more seamless access experience. The messages you will receive have a new design, and you will need to complete a few new steps. The new look Going forward, secure emails will look like the image below. Please click the “Read the message” button. The
Read More

Categories: Great Western, Industry News, and Life Insurance.

Ready for next level digital illustration experiences?

The tools you need to close the sale-all in one spot What if every illustration included an interactive web-based client presentation? At Securian Financial, we’ve created an innovative digital illustration presentation page on both Eclipse Accumulator Indexed Universal Life (IUL) and Variable Universal Life (VUL) Defender illustrations. You’ll find this tool makes it simple to present, answer client questions, provide resources and submit cases by providing: an interactive graph based on illustrated values sections for easy product presentation added resources to help your client understand the product and track their policy status once they apply easy-to-access link to submit your
Read More

Categories: Industry News, Life Insurance, and Securian.

Get the Most For Clients with a Long-Term Care Rider

United of Omaha’s LTC Rider follows what is known as a reimbursement rider model, other life insurance companies have LTC riders that use an indemnity model. Knowing the difference is important. With our reimbursement rider, the client can take up to the full monthly benefit as long as they have qualifying expenses. We don’t restrict based on HIPAA limits. Your clients will have to prove expenses to get reimbursed, but because there is no HIPAA limit, they may be able to take more benefit from our rider than from a company with a 1x HIPAA limit. Read more about the
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important Update for Illinois IULE and TLE Applications

There is a new application form specific to the state of Illinois for IUL Express and Term Life Express products. The new paper application (form ICC21L676A) has already been updated and is currently available in Forms and Materials, or through your normal ordering channels. We are in the process of updating the iPipeline e-Application. Effective February 1, 2022, all IUL Express and Term Life Express applications must be submitted using the new application form ICC21L676A. New business will require a new application if the old application form is submitted. If you have questions, please reach out to a member of
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Reminder: iPipeline Product Type Drop Down Changes

Effective December 23, 2021, all Indexed Universal Life products will now be listed under a new product type drop-down, Indexed Universal Life. The drop-down change will also affect the drop-downs in Forms and Materials. All forms and materials for IUL products will be located under Indexed Universal Life effective December 23, 2021. For a detailed look at the changes, including screenshots please refer to this overview. Thank you for your patience and cooperation as we complete this update and if you have questions, please reach out to a member of your Life Brokerage Sales Team.   Reminder: iPipeline Product Type
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Life Protection Advantage IUL Product Enhancement Available in California January 1, 2022

We are pleased to announce that effective January 1, 2022, the Life Protection Advantage IUL’s long-term, no-lapse protection guarantee will be extended from age 85 to 90 for the state of California. And, we are providing this additional 5-year guarantee at no additional cost for level-pay premium illustrations!* This exciting new enhancement helps make Life Protection Advantage even more competitive in the industry. In addition to providing protection that is guaranteed to age 90 at competitive premiums, Life Protection Advantage also offers: Competitive Protection Beyond Age 90 While the average 50-year-old in the U.S. has a life expectancy in the
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important Heritage Plan Graded Benefit Update

Effective December 29, GTL’s Heritage Plan Life Insurance product will only be available for ages 50-90. You will receive a notification on your GTL e-App when it is available.   This change will apply for all Heritage Plan applications dated 12/29/21 or later. if you have any questions, please contact GTL’s Sales Support by texting or calling 800-323-6907 or by emailing agency@gtlic.com   #goldencareagent #gtl
Read More

Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Good News in 2022: Living Promise Graded Reprice

Our Living Promise Graded Benefit Plan offers affordable coverage and competitive product features and now on January 1, 2022, you will also see rate decreases in many of the age bands. Here’s what you need to know: Rate Adjustments Rate adjustments will be a mix of decreases and increases and may vary by age and sex. You can view the new rates by referring to the quoting software beginning January 1, 2022. Transition Rules Applications signed prior to January 1, 2022, will receive the old rates. Applications signed on January 1, 2022, or after will receive the new rates. Quoting
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Securian: A holiday service message

A holiday service message Dear valued partners, Thank you for your business and patience throughout 2021. I recognize Minnesota Life/Securian Life life and annuity service results have been inconsistent in a number of areas. We are working hard to improve our service offerings and meet your needs. We take our commitment to service quality and your experience as our customers very seriously. The investments we have been making in service stabilization give us confidence that you will see a marked improvement in 2022. I want to extend gratitude for your relationship and perseverance in protecting the hopes and dreams of
Read More

Categories: Industry News, Life Insurance, and Securian.

Underwriting hot topic: COVID-19 guidelines extension

COVID-19 guidelines continue until March 31, 2022 In 2020, Securian Financial began implementing participation limits in response to COVID-19. We’ve actively reviewed and updated these participation guidelines as we continued to monitor COVID-19’s impact. The changes we implemented July 1, 2021, will now be extended through March 31, 2022. View guidelines   Contact us Questions? Call our Securian Life Sales Support Team at 1-888-413-7860, option 1.   #goldencareagent #securian
Read More

Categories: COVID-19, Industry News, Life Insurance, and Securian.