Read Full GoldenCare Newsletter, November 8, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare: Let’s get more people covered with these popular, easy-to-sell products! Designing LTCi Plans for Affordability Wed, Nov 9, 2022 11:00 AM to 11:30 AM CST Mutual of Omaha’s LTC Claims Webinar Thurs, Nov 10, 2022 12:00 PM Central At registration, when asked “Which BGA are you affiliated with?,” enter GoldenCare HOT LTC TOPICS! | FREE GIVEAWAYS! | DRAWINGS FOR PRIZES! Whether you’re an LTCi veteran or you’re new to LTCi , we’ve got something for you! Check it Out HERE Diversify your portfolio for greater sales
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More money in your pocket with GTL’s 4th Quarter Bonus Program!
For qualified applications submitted between October 1, 2022 and December 31, 2022.* View PDF for Bonus Details ——— Submit 10-24 Applications During Q4 ——— $25/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus® Elite, Precision Care™, Recover Cash®, GTL Life Select, Home Care Secure, and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.* ——— Submit 25-34 Applications During Q4 ——— $50/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus® Elite, Precision Care™, Recover Cash®, GTL Life Select, Home Care Secure, and/or Short-Term Home Health Care application submitted, signed and dated
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Affordable Disability Income Protection Options
Help your clients understand that disability income insurance is affordable coverage that helps replace the loss of an income. Your clients may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? Use the It’s More Affordable Than You Think Mutual Income Solutions sales idea to help you start the income protection conversation with clients. Affordable Disability Income Protection Options #goldencareagent #mutualofomaha #disability
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Thanksgiving Holiday Office Closing
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday and Friday, November 24th & 25th for Thanksgiving holiday. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available The 24th & 25th of November, Thursday and Friday 11/24/2022-11/25/2022 Monday 11/21/2022 Tuesday 11/21/2022 Friday 11/21/2022 Friday 11/18/2022 Friday 11/25/2022 Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA)
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Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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Good News | Our New “Bring In An Expert” Service Is Here!
It’s Official: Our New Bring In An Expert Service Is Live! The official launch of our new “Bring In An Expert” service took place earlier today! Jeff Clark introduced the new service and provided a live demonstration of scheduling a meeting. In case you missed it, watch the short video below: View/Download our Bring In An Expert overview flyer Check Out Our Full November Webinar and Goodie Schedule → If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799! #goldencareagent
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This Week’s LTC Awareness Goodies and Selling Topics
This week’s LTC Awareness Topics and Goodies Designing LTCi Plans for Affordability Join Jeff Clark as he reviews some of the latest plan design techniques focused on saving your client money! Premium examples will be included as we demonstrate how our “Short & Fat” plan design can help keep coverage affordable! Wed, Nov 9, 2022 11:00 AM to 11:30 AM CST Mutual of Omaha’s LTC Claims Webinar Join us to hear how we are continuing to deliver on the promises sold to our LTC policyholders! Topics include: • What claims is currently experiencing. • Improvements made within our
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“What’s Wrong With Long-Term Care?”
“What’s Wrong With Long-Term Care?,” by Stephen A. Moses, RealClearPolicy Quote: “[T]oo much LTC funding comes from Medicaid for too many people at rates too low to ensure access to quality care in the kind of home and community-based settings consumers prefer, leaving most people unable to afford private care, with market rates 50 percent higher than what Medicaid pays due to government cost shifting, resulting in too little revenue flowing through the LTC system to support wages sufficient to attract enough caregivers, leaving families and friends with the financially and emotionally exhausting job of providing care neither the government
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Clippings and Industry News.
“How Medicaid Compromised Long-Term Care”
“How Medicaid Compromised Long-Term Care (Guest: Stephen Moses), with AnneMarie Schieber, Heartland Daily Podcast Quote: “In the interview, Moses discusses: 1. How easy is it to get Medicaid to pay for long-term care? 2. How has this compromised the quality of long-term care over the decades? 3. Who will need long term care? Can any of us live independently until we die? 4. Baby boomers…most are now 65…what kind of pressure will that put on long-term care and Medicaid in 10, 20, and 30 years from now? 5. What about counting on family members to care for you? How about
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Clippings and Industry News.
“WA Cares Fund projected to be solvent through 2098 in new analysis”
“WA Cares Fund projected to be solvent through 2098 in new analysis,” by King 5 Staff, King5 News Quote: “Washington state’s long-term care program – known as the WA Cares Fund – is projected to be solvent through June 2098, according to a new study published by the Office of the State Actuary. … Click here to read the full report.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Milliman is the actuarial gold standard and it produced this report. But didn’t other actuaries give us similar assurances in 1935 (Social Security) and 1965 (Medicare)? Now look at their
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Clippings and Industry News.
“Millions at risk of losing health insurance if U.S. ends Covid public health emergency in January”
“Millions at risk of losing health insurance if U.S. ends Covid public health emergency in January,” by Spencer Kimball, CNBC Quote: “When the public health emergency does end, HHS estimates up to 15 million people will be dis-enrolled from Medicaid and the Children’s Health Insurance Program. HHS will give the public 60 days’ notice before lifting the public health emergency, Health Secretary Xavier Becerra said. The end of the public health emergency will also result in reduced food benefits for the poor and could impact vaccine access at pharmacies among many other consequences.” LTC Comment, Stephen A. Moses, President,
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Clippings and Industry News.
