Consumer presentation: 4 Truths about Long-Term Care This new workshop shows attendees how developing an extended care strategy may help them: Preserve independence Protect income and assets Reassure family about the future Audience Pre-Retired (51-64) Retired *65+) State-Specific Materials Presenters must be licensed in the states they are presenting in/to. Ensure that you are using only the appropriate materials for your state. Click the links below to download the appropriate state-approved materials. Appointed agents may also access these via www.tfltcstore.com. ICC States: Presentation Facilitator guide Newsletter copy Non-ICC States: Presentation Facilitator guide Newsletter copy Note: The consumer presentation is not
Read More
Coming soon – Update your contact info in Lumico Agent Center
Update your contact info in Lumico Agent Center Next Week, when you log into Lumico Agent Center, you will notice a pop-up requesting that you update your contact information. This will help ensure you continue to receive important notifications. When prompted, please provide: A personal email address that you have access to (not a shared inbox); and Your mobile phone number. Once you have completed this request, you will no longer see the pop-up. If you have any questions, please call 833-866-9741 — Lumico Medigap Solutions Team. Lumico Agent Center Thank you, Lumico Team Lumico — Insurance Made
Read More
Important State of Washington Long-Term Care Rider Announcement
From the Desk of Tess Grace & Marty Johnson We have been closely monitoring the sales volumes and regulatory environment with the Washington Cares Fund. Earlier this month, we announced the preferred deadline to submit applications with the Long-Term Care Rider for our Income Advantage and Life Protection Advantage IUL policies in the state of Washington. After further review, we have made the decision to suspend sales of the Long-Term Care Rider effective immediately in the state of Washington. We will continue to accept applications for the Income Advantage and Life Protection Advantage IUL policies that do not include the
Read More
Income Advantage, Income Advantage IUL, indexed universal life, insurance, IUL, Life Insurance, Life Protection Advantage, Life Protection Advantage IUL, mutual of omaha, omaha, Term Life Answers, TLA, United of Omaha, WA Cares Act, WA Cares Fund, WA LTSS Trust Act, WA State, WA Trust Act, Washington, Washington state, and Washingtonians.
Here’s Your Chance to Win a $100 Amazon.com Gift Card
Good News! Add us to your contacts! Using a smart phone, click here to open GoldenCare’s virtual contact card. Once open, click the blue “Download Contact” or “Save to My Home Screen” button. It’s that easy! Click here for full instructions on entering our drawing! Questions? Call our Marketing Team at 800-842-7799! Read Full Good News Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at 800-842-7799! #goldencareagent
Read More
LIVE EVENT! Part 1 and 2 LTC vs Hybrid – he Gloves are Coming Off!
Join Jeff Clark as these two insurance products go blow-by-blow! In Part 1 of this 2-Part Series, we’ll show why traditional LTCi is still the best option in many cases, supported with premium comparisons! Wed, Aug 18, 2021 11-11:30 p.m. CDT Thurs, Aug 19, 2021 2-2:30 p.m. CDT View Our Full Line Up of Product and Sales Webinar Events Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
Read More
“Advisors, Take Fear Out of Long-Term Care Planning”
“Advisors, Take Fear Out of Long-Term Care Planning,” by Julie Pinkerton, U.S News & World Report Quote: “Long-term care conversations often follow a challenging path. Many financial advisors hesitate to bring up the topic because it involves discussing clients’ mortality, as well as potential physical and financial dependence. It is an emotional and often overwhelming subject. … Financial advisors miss an important opportunity to provide real value to clients when they fail to raise the topic of long-term care. A longevity map can help clients be better prepared to live gracefully and discover private moments with their family members that ease the
Read More
“Which long-term-care insurance plans qualify for a payroll tax exemption?”
“Which long-term-care insurance plans qualify for a payroll tax exemption?,” by Elizabeth Hovde, Washington Policy Center Quote: “Many people are writing me wondering what kind of long-term care insurance plans qualify to receive an exemption from a state payroll tax starting in January. Here’s what the Washington state Office of the Insurance Commissioner said today in an advertisement of sorts for the state’s new long-term care program: ‘We cannot determine if a long-term care policy meets the exemption criteria for the WA Cares Fund. If you already have a long-term care policy and you want to find out if it
Read More
“Social Security COLA Estimate for 2022 Raised to 6.2%”
“Social Security COLA Estimate for 2022 Raised to 6.2%,” by Ginger Szala, ThinkAdvisor Quote: “Next year’s COLA is estimated at 6.2% based on latest CPI data, up from 6.1% last month, says The Senior Citizens League. The CPI increased 5.4% over past 12 months and 0.5% from previous month, according to the Bureau of Labor Statistics.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Inflation keeps chasing the SSA COLA higher. How high can it go? How much free money can the Fed print? Party like it will never end. Until it does.
Read More
“The Middle Ground For Fixing Long-Term Care Costs: The WISH Act”
“The Middle Ground For Fixing Long-Term Care Costs: The WISH Act,” by Marc A. Cohen and Stuart M. Butler, Health Affairs Quote: “The [WISH Act] legislation seeks to address the growing problem that needing LTSS for a long spell and, particularly, receiving them in a nursing home, can be financially devastating even for middle-class Americans with significant savings. A year in a two-bed nursing-home room can cost upwards of $93,000, causing many to exhaust their funds and become reliant on Medicaid.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: This Health Affairs blog post pumping the
Read More
“Life-LTC Combo Product Sales Fell in 2020: LIMRA”
“Life-LTC Combo Product Sales Fell in 2020: LIMRA,” by Allison Bell, ThinkAdvisor Quote: “Consumers bought only 421,000 individual life insurance policies that can provide LTC benefits, or similar types of benefits, in 2020, according to new LIMRA issuer survey data. The number of life-LTC combination products sold was down 7% from the 2019 total. Total combo product sales premium volume fell 23%, to $3.7 billion, and the average amount of premium revenue per new combo product sold fell 17%, to about $8,800 per policy.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: The media hype about
Read More
- «Previous Page
- 1
- 2
- 3
- 4
- 5
- 6
- …
- 8
- Next Page»