Return to pre-COVID guidelines: COI no longer required for every case

Return to pre-COVID guidelines: COI no longer required for every case Effective immediately, we will no longer require a Certificate of Insurability (COI) to be completed at policy delivery if premium is submitted with the application and the policy is issued standard or better. As long as the premium is submitted with the application, doesn’t have a substandard rating, and bound via a temporary insurance agreement (such as in Cash with App cases), no COI will be required. Additionally, we will no longer require a COI to be completed prior to initiating a request of funds or 1035 exchange. This
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

The Cost of Coverage

Families may face significant changes when the household’s primary wage earner is sick or injured and unable to work. There are bills to pay and other financial obligations to meet. Without the income they rely on, how can the family make ends meet? The cost of coverage is more affordable than they may think. Market to the right clients and learn how to position the product in our Sales Idea.   The Cost of Coverage   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

E-Application Signature Methods

Mutual of Omaha offers the convenience of electronic applications for our Medicare supplement products, as well as Dental, Prescription Drug Plan e-Apps, or Cancer & Heart Attack/Stroke. The e-Application is an easy and quick solution to write your business with Mutual of Omaha. All of our Medicare solution product e-Apps are easily accessible on Sales Professional Access (SPA) at www.mutualofomaha.com/broker under the Electronic Applications link. E-apps are available to you, anytime you and your client are ready. Because e-Applications are so popular, we would like to show you the various ways an e-Application can be signed. This informational video will
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

IUL Express: Protection that Lasts

IUL Express is a unique product that can protect your clients throughout their lifetime. It offers the potential to accumulate cash value, includes living benefit riders, and features a simple application process with no health exam. Send this self-mailer to potential clients to highlight the features of IUL Express. Contact our Sales Support team below for customization. Sales Support Phone: (800) 693-6083 Email: sales.support@mutualofomaha.com Mon. to Fri. 8:00 a.m. – 5:00 p.m. (CT) IUL Express: Protection that Lasts   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   E-Application Signature Methods Learn more about e-App signature options. And remember, the e-App is an easy solution to write your business, available anytime.   Dental: Dental Insurance- Applying Made Easy It’s easy to give your clients the dental coverage they need, and it starts with the application.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement Forms and Materials Update

Coming Soon! Effective August 16, 2021, you will notice a change on Forms and Materials, which impacts Medicare supplement products only. Producers will now be able to select one company name for all Medicare supplement materials. Producers will be able to select the new company “Medicare Supplement-Mutual of Omaha and all affiliates”, to locate all Medicare supplement materials. Once the state is selected, the appropriate underwriting materials will appear. This change will help save time and eliminate confusion when trying to determine the correct underwriting company for Medicare supplement.   Medicare Supplement Forms and Materials Update   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Offer Protection this School Year

Your clients are busy checking items off their kids’ back-to-school shopping list, but are they thinking about protecting their child’s future? Make sure your clients add Children’s Whole Life Insurance to their checklist. Our Children’s Whole Life product is simple, affordable, and can help protect a child’s future insurability. Get the school year off to a good start for your clients by helping them protect their children.   Offer Protection this School Year   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

It’s a $100,000 Question

The social media post available here is compliance-approved and ready to use on Facebook and LinkedIn as long as it is not changed or altered in any way. Keep in mind it must be used exactly as described. STEP 1 — Copy and paste the approved text below into your status: Could you afford to pay $100,000 a year* for nursing home care? Most people can’t. Use Mutual of Omaha’s calculator to see the cost of services in your state. https://www.mutualofomaha.com/long-term-care-insurance/broker-calculator *Based on the national average of $109,231.20 per year for a private room in a nursing home. Source: Mutual
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Medicare Supplement Forms and Materials Update Effective August 16, you will notice changes on the Forms and Materials page, impacting Medicare supplement products.   Dental: Spotlight on Dental – Our Dental Solutions Make sure you are providing your Medicare clients options for all their health care needs, at a price that fits their budget.   Prescription Drug Plans: Level Copays for Insulin Mutual of Omaha Rx Premier plan offers lower out-of-pocket costs for clients’ insulin.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Disability Insurance can replace 50-70% of your income

Disability Income can help protect the way your clients live if they become sick or injured and unable to work. Did you know 1 in 4 people will become disabled during their working career? Help protect your clients by explaining the importance of Disability Income Insurance and the benefits of protecting their income, home, savings and retirement. The Need for Coverage   To learn more about Mutual Income Solutions, our new income protection solution, visit www.mutualincomesolutions.com.   Disability Insurance can replace 50-70% of your income   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).