iPipeline e-App Browser Update

We have been working with iPipeline to fix security issues caused by a recent Apple operating system update. We are excited to share that you can now resume using Safari as one of the preferred browsers for iPipeline e-Applications. We appreciate your patience and flexibility while we addressed this issue. As a reminder, please keep the browser requirements below in mind when submitting an e-Application. Only use the preferred browsers below. Please note, Internet Explorer is not a preferred browser. Chrome Safari Firefox Edge Make sure you’re always using the most recent version of a preferred browser. If you aren’t,
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

It’s Clear How Our IULs Are Renewing

At United of Omaha, we have a goal to be as transparent and as fair as possible in our IUL renewal rate setting process. We do this by not only providing you with our historical indexed interest crediting rates, but also with our renewal participation rates and caps. You will see there has been no difference in the participation rates and caps on our inforce policies and our new policies. Many carriers don’t publish their renewal rates. Oftentimes, it’s because they don’t want you to see when they have lowered their participation rates and caps on existing business, while continuing
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Just the Hits

If you are looking for a quick intro to the IUL Express or GUL Express e-App you can find all the most important information in our Quick Hits training video. Below are the chapters – or hits – you will find in the video: Plan Information – IULE Easy Solve IULE Without Easy Solve Solution Premium Summary – IULE Premium Summary – GULE Attachments – IULE Attachments – GULE Disability Riders Final Decision – IULE Final Decision – GULE For more product information and training, check out MutualOfOmaha.com/Simple.   Just the Hits   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Holiday Telephone Solicitation Bans for August 2020

Please be aware of the following US holiday telephone solicitation bans for the month of August 2020: On August 10, 2020: Rhode Island prohibits unsolicited marketing calls to residents in observance of Victory Day. On August 30, 2020: Louisiana prohibits unsolicited marketing calls to residents in observance of Huey P. Long Day. Holiday Telephone Solicitation Bans for August 2020   #goldencareagent #mutualofomaha
Read More

Categories: Industry News and Mutual of Omaha (& Affiliates).

Rate Adjustments Effective October 1, 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective October 1, 2020: Block of Business Impacted States LTC04I and LTC04G Colorado   For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process Policyholders
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Policyowner Services and Claims Phone Lines

On Thursday, July 30, 2020, our Policyowner Services and Claims departments will be having an all-employee meeting from 9:30 – 10:30 a.m. CST, and will be unavailable for phone calls during this time. We will be available on July 30th from 7:00 – 9:30 CST and from 10:30 – 5:30 CST and can be reached by calling 800-775-1000. We apologize for any inconvenience, and appreciate your understanding as we give our employees an opportunity to attend this live meeting. As a reminder, we provide a number of online self-service* capabilities: Life claims can now be filed online. Just go to
Read More

Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Speed up Your Fully-Underwritten IUL Sales

Over the past few months, we’ve introduced two enhancements on Income Advantage IUL and Life Protection Advantage IUL that will help speed up your IUL sales: IUL on Speed eTicket and improved IUL illustrations. IUL on Speed eTicket and using Accelerated Underwriting: Speed eTicket Parameters: Face Amounts up to $5 million; Ages 18+ See the Speed eTicket flyer for additional parameters Please note: Lab requirements will be needed for cases outside Accelerated Underwriting parameters Accelerated Underwriting Parameters: Face amounts up to $1 million; ages 18-55; standard, standard plus, preferred and preferred plus classes See the Accelerated Underwriting flyer for additional
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated Transmittal Forms are Now Available

Beginning July 14, 2020, the Transmittal Forms on our Sales Professional Access producer website have been updated to include a Call Center checkbox. Call centers are becoming more prevalent in the insurance and financial services industry, and it’s important for Mutual of Omaha to know which of our agencies are operating as Call Centers. It’s also important to recognize that not all agencies conducting business over the phone are considered a Call Center. Use our Call Center Guidelines flyer to help determine if your agency or an agency in your downline would qualify as a Call Center. If you have
Read More

Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Rate Adjustments Effective October 1, 2020

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective October 1, 2020: Block of Business Impacted States LTC06UI Arizona   For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process Policyholders will receive
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

The Extras on Life Protection Advantage IUL

Life Protection Advantage IUL has competitive long-term no-lapse guarantee premiums. But that’s not all. The product also comes with value-added features that many competitors don’t offer. A Guaranteed Refund Option Rider Unlike many other IULs, qualifying Life Protection Advantage IUL policies come with a premium refund option when clients pay the ‘guarantee to 85’ premium level. With this feature, if your clients no longer need their life insurance coverage, they have seven 60-day windows in which they can surrender their policy and receive their premiums back. A Terminal and Chronic Illness Rider — at no additional cost Life Protection Advantage
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).