Mutual of Omaha’s Wild Kingdom is Back in Action

OMAHA, Neb. (March 21, 2022) – Mutual of Omaha’s Wild Kingdom is back in action, producing a new television series to showcase conservation success stories and to inspire the next generation of conservationists. The new series, “Mutual of Omaha’s Wild Kingdom Protecting the Wild,” will premiere in January 2023 to coincide with the 60th anniversary of the original “Wild Kingdom” show. Since the debut of this groundbreaking nature program in 1963, Mutual of Omaha has been linked to conservation and a commitment to protecting the Earth’s wildest places. The 10 episodes will air on RFD-TV and digital channels. According to Jen
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Advanced Markets Minute

Long-Term Care and Taxes Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “Long-Term Care and Taxes.” Listen Now   Whether he created the quote himself or borrowed it from dramatist Christopher Bullock, Benjamin Franklin’s famous statement about death and taxes certainly hits home as we approach April 15. Yet this is also a good time of the year to remember that we offer something that can help with those taxes. And it is also something most people will need. Long-term care insurance provides essential funds for care, but it also provides tax
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

California Partner Allowance Guidelines

Mutual of Omaha is allowing a 6-month period for policyholders to receive the “Partner – Both Issued” allowance when partners are issued policies with two different rates (one issued pre rate refresh, one issued post rate refresh). The rule will only apply if the second partner’s policy is issued within 6 months of the rate refresh effective date. Below are scenarios based on a state with a rate refresh implementation date of April 1, 2022 and a six-month deadline of October 1, 2022. Partner A is issued a policy with old rates. The 15% “Partner – One Issued” allowance applies
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC New Business Rate Refresh and Benefit Changes in California

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. In 2020, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective April 1, 2022, we will be implementing these changes in California. Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by referring to the quoting software beginning April 1,
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Payment options built for your clients

Find the right financial fit for a wide variety of your clients with NGL EssentialLTC’s unique payment options and features. Joint Pricing Structure and Shared Benefit Rider Learn how EssentialLTC helps couples with the Joint Pricing Structure and Shared Benefit Rider. When combined, they give a premium for two insureds that can be comparable to a premium for one individual and a third pool of money if one or both insureds exhaust their benefits. For more details about these two features, download the Joint/Shared Benefit Brochure today.   Flexible Payment Options There are several payment term options that can fit
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Updated Next Steps Flyer

Your client has applied for a LTCi insurance policy and you want them to be aware of what will happen next before they can be approved for coverage. Use this Next Steps Flyer to go over what to expect in the LTCi application process with your clients, including the ability to schedule telephone interviews via text message.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Updated Next Steps Flyer   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NGL’s spring production contest starts soon!

Earn extra cash with NGL! Sell EssentialLTC, National Guardian Life Insurance Company’s (NGL) Long Term Care insurance product, to earn extra cash! Starting March 21 you can earn a $100 Amazon gift card for each qualified EssentialLTC application submitted. Promotion details: Each qualified application submitted between 03/21/2022 and 04/30/2022 will earn the writing producer a $100 Amazon gift card. Applications must be received at the LTC Administrative Office by mail, E-APP, or eUpload within the 03/21/2022 – 04/30/2022 time period. Joint applications count as one application. Credit will only be given to the writing producer. Credit will only be given
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Categories: Long-Term Care and National Guardian Life.

Inforce Long-Term Care Insurance Rate Adjustments Effective June 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective June 1, 2022: Impacted Policy Forms Impacted States LTC04I Kentucky and Missouri LTC04G Kentucky LTC04I7 Kentucky and Missouri LTC09M Kentucky and Missouri LTC06UI Kentucky, Massachusetts and Missouri LTC09U Kentucky and Missouri LT50, NH50, HCA, NHA & LTA Iowa and Illinois   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

New Sales Idea: Help Clients Stay at Home

Some clients considering an LTCi policy believe the benefits would only cover services provided in care facilities. And since they don’t plan to go to a care facility, they may think they don’t need to purchase long-term care insurance. By walking through how LTCi provides in-home services, you can help clients feel more secure in their purchase of an LTCi policy … and, possibly help keep them in their home longer. Download the Sales Idea to learn more!   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   New Sales
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Underwriting Update: Scheduling LTCi Telephone Interviews Via Text Message

Mutual of Omaha is pleased to announce that effective March 21, 2022, long-term care applicants will be able to conveniently schedule telephone interviews via text message. As long as a mobile number is provided on the initial application, the text message enhancement will occur concurrently with the standard email and telephone notification process. New Telephone Interview Scheduling Process First Contact: Email sent in conjunction with text message directing applicant to schedule online Second Contact: Reminder text message sent Third and Fourth Contact: Phone call made to applicant, with online scheduling information left in voicemail Fifth Contact: Reminder text message sent
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).