Advanced Markets Minute – January 2023

January 23, 2023 | by | Comments Off on Advanced Markets Minute – January 2023

SECURE 2.0 Welcome to the Advanced Markets Minute in both print and audio form. Today we’re going to discuss key provisions of Division T of the Consolidated Appropriations Act of 2023, better known as SECURE 2.0 Listen Now   After widespread bipartisan support, the long discussed SECURE 2.0 has passed both houses of Congress and was signed into law by President Biden on December 29, 2022 Just like the SECURE Act of 2019 made significant changes to retirement accounts, SECURE 2.0 implements many more changes and expands on some changes made by the original Act. The new law has close
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Consolidated Appropriations Act of 2023, Division T, insurance, long-term, Long-Term Care, long-term care insurance, LTC, LTC insurance, LTCi, LTCi protection, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, secure, and SECURE 2.0.

New: Extended Care Conversation Guide

January 20, 2023 | by | Comments Off on New: Extended Care Conversation Guide

In the first part of the year, we are focusing on resources and tools to help advisors have proactive conversations about extended care planning. Today, we debut our new Extended Care Conversation Guide, filled with talking points and leading questions designed to engage your clients. Watch for additional resources in the coming weeks. New: Extended Care Conversation Guide This 7 page conversation guide was developed to facilitate better extended care discussions. It is meant to be used to learn a prospect or client’s perspective on long-term care. As with many conversations about aging, long-term care can be a sensitive topic.
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: closure, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, office closing, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

Thrivent will be closed Monday, January 16

January 16, 2023 | by | Comments Off on Thrivent will be closed Monday, January 16

Thrivent will be closed Monday, January 16 Thrivent will be closed Monday to observe Martin Luther King Jr. Day. Our office will be closed Monday for the holiday. We will re-eopn at 8:30 AM Central on Tuesday, January 17.   #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: closure, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, office closing, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

Office Closing, January 16th

January 16, 2023 | by | Comments Off on Office Closing, January 16th

From the Desk of Amanda Blackburn Mutual of Omaha and it’s affiliates (United of Omaha and United World) will be closed on Monday, January 16, 2023 in observance of the Martin Luther King Jr. Day holiday. Normal hours will resume on Tuesday, January 17, 2023. Thanks for all you do!   Amanda Blackburn LTC Sales Director (800) 693-6083 Contact Me   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Custom Solution, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Custom Solution, MutualCare Secure Solution, MutualCare Solutions, MutualCare Solutions LTC, MutualCare Solutions LTCi, omaha, and Secure Solution.

Six Steps to LTCi Sales

January 9, 2023 | by | No Comments

Boost your LTCi sales by furthering your product and sales process knowledge! Our Sales and Marketing Process brochure breaks the sales process down into 6 thoughtful steps, helping you organize your approach to sales. This handy brochure also suggests other educational material for each step in the process, so it’s an invaluable resource for learning all things LTCi. Check out the steps and how they can help you jump start sales by downloading the brochure.   Six Steps to LTCi Sales   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTC Planning, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, and planning options.

California Application Update

January 9, 2023 | by | Comments Off on California Application Update

California Application Update The California Department of Insurance has recently introduced new requirements for Fraud Notice language that must be included on applications submitted in the state of California effective January 1, 2023. As a result of this change, a new California application will be required for all California EssentialLTC applications dated January 1, 2023 and after. Form Name: New Form Number: Replaced Form Number: Application for Individual Nursing Facility and Residential Care Facility Only or Comprehensive Long Term Care Insurance NLTC100A-CA (Rev.2023) NLTC100A-CA   The new application will be available via the EssentialLTC Agent Resource Center on Friday, December
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, thanksgiving, and thanksgiving holiday.

Mutual of Omaha’s Wild Kingdom is Back

January 9, 2023 | by | Comments Off on Mutual of Omaha’s Wild Kingdom is Back

Mutual of Omaha’s Wild Kingdom is back in 2023 with a new series showcasing conservation success and inspiring the next generation of conservationists. The 10-episode Mutual of Omaha’s Wild Kingdom Protecting the Wild series premiers Monday, Jan. 2, at 1 p.m. EST with “Bear Cub Rescue,” which can be seen on RFD-TV and digital channels. The series will air every Friday night beginning January 6 on RFD-TV and each episode will go live on Sunday nights at 7pm on WildKingdom.com. Go to https://www.mutualofomaha.com/wild-kingdom/new-episodes for more information about the series!   Mutual of Omaha’s Wild Kingdom is Back   #goldencareagent #mutualofomaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).
Tags: animal, animals, Keep it Wild, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, Mutual of Omaha's Wild Kingdom, National Wildlife Federation, omaha, Peter Gros, and Wild Kingdom.

Advanced Markets Minute – December 2022

December 19, 2022 | by | Comments Off on Advanced Markets Minute – December 2022

LTC Self-Insurance or Self-Delusion? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTC Self-Insurance or Self-Delusion?” Listen Now   When it comes to planning for long-term care expenses some clients say they would rather self-insure, or in other words, pay the cost of care themselves. They probably don’t self-insure against auto accidents, home fires, or medical costs, but somehow self-insuring against the risk of needing long term care makes sense to them. Many who say that may not understand what the actual cost of long-term care will be and, in reality, cannot
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: insurance, long-term, Long-Term Care, long-term care insurance, LTC, LTC insurance, LTCi, LTCi protection, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, and omaha.

Inforce LTCi Rate Adjustments Effective March 1, 2023

December 19, 2022 | by | Comments Off on Inforce LTCi Rate Adjustments Effective March 1, 2023

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective March 1, 2023*: Impacted Policy Forms Impacted States LTC04G District of Columbia, Kansas, Montana LTC04I7 District of Columbia, Kansas, Montana, Virginia LTC04I District of Columbia, Kansas, Montana, Virginia LTC09M District of Columbia, Kansas, Montana, Virginia LTC09U District of Columbia, Kansas, Montana, Virginia LTC06UI District of Columbia, Kansas, Montana, Virginia LT50, NH50, HCA, NHA and LTA Ohio   * The state of
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: adjustment, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, premium adjustment, rate adjustment, and United of Omaha.

NGL EssentialLTC – Upcoming Holiday Hours

December 19, 2022 | by | Comments Off on NGL EssentialLTC – Upcoming Holiday Hours

Upcoming Holiday Hours NGL’s administrative office will be closed during the following times: Friday, December 23 – Office closing at 1:00 p.m. PST Monday, December 26 – Office closed Monday, January 2 – Office closed We wish you and your family a happy and healthy holiday season.   For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales Team at LTC@nglic.com.     #goldencareagent #ngl
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, thanksgiving, and thanksgiving holiday.