Mutual of Omaha is committed to helping you continue to meet the income protection needs of your clients. We have good news to share, to make it easier to sell disability income insurance. Effective immediately, we are making the following enhancement to new applications for simplified underwriting guidelines: Increasing the amount from $3,000 to $6,000 of monthly benefit Advantages of Simplified Underwriting: Ages 18-45, no labs up to and including $6,000 Age 46+ blood urine, physical data No financial requirements up to and including $6,000 monthly benefit, all benefit periods* *If requesting the self-employed discount, two-year financial documentation will be
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming Med supp rate adjustments in Connecticut, Missouri and Nebraska. May Rate Releases View new Med supp rates effective May 1, 2020 in Colorado, Florida and Maryland. 2020 Marketing Credits Program Learn how you can earn credits to pay for business expenses that help build your Medicare supplement and dental business. Policyholder Rerate Letter Update Medicare supplement policyholder rerate letters now provide for customer service contact for individuals impacted by Covid-19 to discuss their premium payment options. #goldencareagent #mutualofomaha
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Thrivent’s LTC e-App just got better!
Thrivent’s LTC e-App just got better! Zoom’s remote-control function for iPipeline eApp Thrivent will now allow the use of Zoom’s remote-control functionality for use with new business electronic applications. This enables a process similar to the applicant signing in person. Conditions of use Agent needs to be the host of the Zoom meeting. The meeting must be set up using Zoom default settings. (Passwords are now required if a user tries to enter a meeting using just the meeting ID instead of the meeting invite link. For scheduled meetings, it’s recommended to re-share the updated meeting invitation. Virtual waiting rooms
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The Living Benefits of IUL Express
Indexed Universal Life Express (IUL Express) provides a host of benefits to your clients’ loved ones. The most important one is that their beneficiaries will receive a one-time death benefit in the amount your clients choose, ranging from $25,000 to $300,000.* This death benefit is paid directly to their beneficiaries to replace lost income and maintain their standard of living. In addition to the death benefit, IUL Express policies come with living benefits at no additional cost. The Accelerated Death Benefit Riders for terminal, chronic and critical illness**, may allow your clients to access a portion of the death benefit
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LTC e-Application Training Video
Producers who have used the LTC e-App agree it’s the easiest way to submit LTC applications. Some advantages to the e-App are: Offers the ability to view and/or print state filed forms at any time Reduces application scrubbing time You choose the method of signature collection Or to view in a separate window, click here. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. LTC e-Application Training Video #goldencareagent #mutualofomaha #longtermcare
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Using Inflation Protection to Reach Desired Premium
LTCi Sales Ideas Using Inflation Protection to Reach a Desired Premium The Need The cost of everything from gas to groceries is certain to be higher down the road. The same is true for long-term care services. That’s an important reason to recommend your clients purchase a long-term care policy and that they include an inflation protection rider for an added measure of security. Today’s Reality At today’s prices, most people simply can’t afford to pay for long-term care services out of their own pockets. With the national average cost of a home health aide approaching $60,000 per year, a
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Protecting One’s Largest Investment
Unfortunately, many of your middle-income clients are more likely not prepared for a disruption in their pay – nearly 70 percent of Americans have less than $1,000 in savings and more than one-third have no savings at all. Priority Income Protection® can be their safety net. By providing up to $4,000 in monthly disability income insurance benefits, it’s perfect for middle-income clients. And an easy quote e-application, the application process couldn’t be simpler. Have questions or need a quote? Visit mutualofomaha.com/pip. Protecting One’s Largest Investment #goldencareagent #mutualofomaha
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming Rate Adjustments. 2020 Med Supp Buyer’s Guide You may begin ordering the 2020 Med supp Buyer’s Guide on Monday, April 13. Important Updates/News: Operating Business in the New Environment Mutual has solutions to help you adapt to the new normal in the time of social distancing. Change in Policy Output Delivery In response to the Covid-19 virus and its impact to businesses, effective April 10 Mutual of Omaha will begin mailing all Medicare supplement and dental insurance policies direct to customers. #goldencareagent #mutualofomaha
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Quick and Easy Underwriting with Critical Advantage
Did you know your clients may be eligible for coverage even if they have been diagnosed in the past for cancer, heart attack or stroke? Check out the great underwriting features for all the Critical Advantage products. Cancer application Cancer look-back is 10 years* Look back testing is 3 years Only 3 health questions Heart attack and stroke application Heart attack/stroke look back is 10 years* Look back for treatment and testing is 3 years Controlled diabetes diagnosis considered Only 4 health questions Critical Illness application Cancer look-back is 10 years* Look back for treatment and testing is 3 years
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See How Life Protection Advantage IUL Compares
Life Protection Advantage IUL has competitive long-term no-lapse protection premiums and is also very competitive when solving for premiums that will carry to age 120 at conservative rates. Take a look at our newly-updated flyer that shows a comparison of premiums, as well as a comparison of how long each carriers’ coverage is projected to last at various hypothetical interest rates. Our Life Protection Advantage IUL product also comes with value-added features that many competitors don’t offer. A Guaranteed Refund Option Rider Unlike many other IULs, qualifying Life Protection Advantage IUL policies come with a premium refund option when clients
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