Did you know your clients may be eligible for coverage even if they have been diagnosed in the past for cancer, heart attack or stroke? Check out the great underwriting features for all the Critical Advantage products.
Cancer application
- Cancer look-back is 10 years*
- Look back testing is 3 years
- Only 3 health questions
Heart attack and stroke application
- Heart attack/stroke look back is 10 years*
- Look back for treatment and testing is 3 years
- Controlled diabetes diagnosis considered
- Only 4 health questions
Critical Illness application
- Cancer look-back is 10 years*
- Look back for treatment and testing is 3 years
- No recurrent breast tumors or cysts questions
- No high blood pressure question
Also, there are no family history questions for any of the products.
Don’t miss out on the chance to help your clients fill potential gaps. You can see more underwriting details here. (Login required)
* Look back can vary by state, please check the state difference matrix in the underwriting guide or on Forms and Materials.
If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.
Quick and Easy Underwriting with Critical Advantage
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