Long-term care and chronic illness strategies for every life stage Long-term care (LTC) and chronic illness (CI) coverage is a conversation many advisors reserve for older clients, but talking about LTC/CI earlier could be a game-changing opportunity for you both. So how do you begin the conversation? And how do you know what potential solutions to suggest for each life stage? Use this brochure to understand how our LTC/CI portfolio can help clients adapt to meet their evolving needs, and take one step closer to helping create customized solutions for every stage of your clients’ lives. Get the brochure
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Get Your Clients Cash When They Need it the Most
Many of today’s health insurance plans come with a high deductible. If you have clients with these plans, talk to them about how our Critical Advantage℠ Portfolio can help. Critical Illness, Cancer and Heart Attack/Stroke products all offer a onetime cash benefit when diagnosed with a covered condition. This benefit can be used to cover your client’s high deductible, or any out of pocket expense they may have. Plus, the policies have no elimination period, so your clients get paid right away. See other tips on selling the products in the Critical Advantage Portfolio here. If you have questions,
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Critical Advantage℠ Portfolio Offers Clients Support When They Need it Most
It’s a topic most people don’t want to think about but, according to the American Heart Association: Approximately every 40 seconds someone in the US has a heart attack or stroke Heart attack is one of the most expensive conditions to treat Survival rate for both conditions continues to rise Heart Attack and Stroke policy can help your clients replace lost income, pay health insurance deductibles and keep up with ongoing living expenses like groceries and house payments, so they can focus on getting well. Talk to your clients today about the direct and indirect costs a heart attack or
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Everything GTL Right at Your Fingertips
The redesigned GTLink is the new central hub to access everything you need! Check Out the New GTLink • Download/Order Forms • Watch Agent Training Videos • View Your Mailbox • View Recent Business • Access Consumer Marketing • View Your Commissions How to Access the New GTLink: Log in to GTL’s Agent Portal or the e-App on your mobile device Tap the new GTLink button on the home screen Don’t have the GTL e-App? Download it now for your Apple or Android device! Everything GTL Right at Your Fingertips #goldencareagent #gtl
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Accident Insurance, Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.
agent portal, Critica; Cash, critical illness, GTL, Guarantee Trust Life, HHC, home health care, Hospital Indemnity, insurance, Medicare Supplement, Short-Term Care, and STC.
agent portal, Critica; Cash, critical illness, GTL, Guarantee Trust Life, HHC, home health care, Hospital Indemnity, insurance, Medicare Supplement, Short-Term Care, and STC.
Dust off that book of business
Products in the Critical Advantage Portfolio can be the missing piece to help build your business. With the quick quoting options to the simplicity of the underwriting, Critical Advantage products are a perfect fit for you and your clients. The Critical Advantage Portfolio consists of Critical Illness, Cancer and Heart Attack/Stroke. Most of us know someone who has been diagnosed with one or more of the covered conditions, so the need for these products is great. Other product benefits include: Benefits paid direct to insured Competitive rates Built-in return of premium for Critical Illness To see more benefits of Critical
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Critical Advantage Rate Decrease for Existing Policyholders – WA
The final state will soon be approved for the Critical Advantage rate decrease of 20% for current policyholders. Effective September 1, 2019, Washington will be approved for the rate decrease. Your current customers in WA will not have to do anything to get the new rates. Their premiums will be at the new 20% rate cut automatically starting on 09/01/2019. Here is what your clients can expect with the lower rates. Age Current Monthly Rate New Monthly Rates Monthly Savings Yearly Savings 35 $22.81 $18.25 $4.56 $54.72 45 $38.09 $30.48 $7.61 $91.32 55 $59.69 $47.75 $11.94 $143.28 65 $86.69 $69.35
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Your Guide to Selling Critical Advantage℠
There’s nothing complicated about selling Critical Illness, Cancer and Heart Attack & Stroke products in our Critical Advantage portfolio. It’s easy to understand. The policy pays cash upon diagnosis. There are no medical bills to collect and submit It’s easy to sell. With just three knock-out questions for benefits up to $50,000, you know on the spot if a policy can be issued It’s quick to issue. Express underwriting means your policies are issued in a matter of days so you get paid quickly With the Critical Advantage portfolio, clients of almost any age can complement their health plans with
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Genomic Sequencing vs Genetic Testing
Know the important difference! GTL’s Precision CareTM Cancer Insurance pays for your clients’ access to TGen’s world-class genomic sequencing services and one-on-one consultations. Genomic Sequencing A complete analysis of a person’s DNA in both healthy and mutated cancer cells to help determine the best course of treatment based on those specific markers Genetic Testing A targeted search of a person’s DNA to help determine their chances of developing or passing on certain medical conditions or diseases in the future. In the event of a cancer diagnosis, genomic sequencing is what can help your clients have the best shot at
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Critical Illness Has Built-in Return of Premium
If you have clients who don’t want to pay premiums for something they may never use, a built-in return of premium can help ease their concern. The built-in return of premium benefit is a unique advantage of our Critical illness product. Any premiums paid minus any policy benefits received will be refunded to a beneficiary upon their death. This gives clients the coverage they want with the peace of mind they need. To learn more about the return of premium benefit, click here. Note: Return of Premium is not available in all states. Please check your state policy for
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New Infographic | Why Cancer Insurance and Genomic Sequencing?
Count on GTL to give you the tools you need to sell! Download or Order the New Infographic on GTLink Now! Why is cancer insurance and genomic sequencing so important for your clients? Your clients’ concerns about being diagnosed with cancer and the potential financial repercussions don’t always connect with a need for cancer insurance. GTL has developed a new infographic specifically to help you explain the need for cancer insurance and the importance of genomic sequencing in the event of a cancer diagnosis. GTL’s Precision CareTM Cancer Insurance can help fill this financial need and help provide your
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