If you have clients who don’t want to pay premiums for something they may never use, a built-in return of premium can help ease their concern.
The built-in return of premium benefit is a unique advantage of our Critical illness product. Any premiums paid minus any policy benefits received will be refunded to a beneficiary upon their death. This gives clients the coverage they want with the peace of mind they need.
To learn more about the return of premium benefit, click here.
Note: Return of Premium is not available in all states. Please check your state policy for complete benefit information.