NGL EssentialLTC – Washington State underwriting update

Washington State Underwriting Update We have now completed the underwriting for over two-thirds of the Washington State business that has been submitted. The remaining applications require obtaining necessary sets of medical records to reach an underwriting decision. There are a small number of cases that have not yet completed telephone interviews or an age required LTC Exam. We do expect all of those to be done within the next two weeks. To facilitate the release of medical records, our vendor has been offering electronic transmission options as a time saver to the larger medical care providers. We have established an
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | October 11, 2021

Read Full GoldenCare Newsletter, October 11, 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!     In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Article in this edition “Long-term care’s problems are bad and getting worse — but fixable,” by Stephen A. Moses, McKnight’s LTC News   SPECIAL: Mutual of Omaha Medicare Product Solutions TODAY Join Jeff Clark for a QuickStart crash course to
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), and National Guardian Life.

NGL EssentialLTC – New E-APP Unlock Feature

New E-APP Unlock Feature Beginning Friday, October 1, 2021, you will have the ability to unlock an E-APP without having to contact our LTC Administrative Office! The E-APP will become locked when the it enters the DocuSign® signature process. If during the signature process it is necessary to remove the application from the signature process, unlocking the application allows the signature process to terminate, making the E-APP steps 1 to 4 available again. Follow these steps if you need to adjust application information once the E-SIGN process has started.   E-SIGN Confirm Contact Information nce contact information is entered in
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | September 27, 2021

Read Full GoldenCare Newsletter, September, 27 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!     In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Article in this edition “Survey finds family caregiver burden is worsening,” by Diane Eastabrook, McKnight’s Senior Living   SPECIAL: Medicare 101 – Crash Course to Selling October 6th! Join Jeff Clark for a QuickStart crash course to selling Medicare products
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, and Thrivent.

Revised Pre-Authorized Premium Paying Service forms

Revised Pre-Authorized Premium Paying Service forms The “Pre-Authorized Check (PAC) Premium Payment Service forms used to request ongoing PAC premium payments for the EssentialLTC Product have been revised effective October 1, 2021. There are two versions of this PAC form, which vary by state. Form Name: New Form Number: Replaced Form Number: Form utilized in: Pre-Authorized Check (PAC) Premium Payment Service ICC16-NLTCAPA 09/21 ICC16-NLTCAPA Compact Approved states: AK, AL, AR, CO, GA, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA,
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssentialLTC – Underwriting Update

Washington State Underwriting Update We are pleased to announce that we are making good progress with Washington State applications. All cases submitted in good order are under review or actively being underwritten with completed prescription drug check reports and medical records on order. Telephone interviews Due to the volume of applications received our normal timing of telephone interviews is delayed. Please be assured that all interviews will take place in an orderly fashion. The applications received in the last two weeks of accepting Washington State business are experiencing the most delays. We ask for your patience in those cases. When
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Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | September 13, 2021

Read Full GoldenCare Newsletter, September, 13 2021 Edition We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win one of TEN $100 Amazon.com Gift Cards!   In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Article in this edition “How COVID-19 Has Changed Americans’ Views on Health Insurance,” by Michael Popke, ThinkAdvisor   Prepare for a winning AEP! TOMORROW! Demo: Expanded CSG Actuarial Tool Capabilities! Special guest speaker Anna Patrick will give a live demo to
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

NGL EssentialLTC – Underwriting Update

Underwriting Update Since the Washington Cares Fund has generated a large influx of LTC business, we wanted to provide you with an update on our processing times and expectations. Normally, most cases have an underwriting decision reached within 45 to 60 days. Due to the increase of Washington State applications, you may instead see underwriting decisions take 55 to 70 days. There are some underwriting decisions that may exceed the 70-day timeframe because of factors beyond our control, such as difficulty obtaining medical records, or in rare instances, applicants who are unwilling to conduct an interview. With these types of
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Categories: Industry News, Long-Term Care, and National Guardian Life.

What YOU Wanted to Hear About NGL’s Underwriting

Find out what NGL’s underwriting is all about Join our Chief Underwriter, Paul Weber on Wednesday, October 13, 2021, at 12 p.m. CST for an hour long session to go over National Guardian Life Insurance Company’s (NGL) overall underwriting philosophy, our ideal applicant and we’ll discuss all that YOU told us you wanted to hear. The topics we’ll be covering were either compiled from surveys or were a direct result of conversation with the field. Click here to register. Our goal is transparency — we want to be sure you know what to expect when you submit an NGL LTCi
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Categories: Industry News, Long-Term Care, and National Guardian Life.

NGL EssenitalLTC – Massachusetts Forms Update

Massachusetts Forms Update Recently the commonwealth (state) of Massachusetts revised their consumer Medicare guide, A Massachusetts Consumer’s Guide to Medicare. Additionally, there is also an update to the title of the Medigap guide, 2021 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. Both of these are required to be left with applicants prior to completing a Massachusetts application. In order to reflect the change, the MassHealth (Medicaid) Exemptions Acknowledgement Form NLTC-ACK-MA, which needs to be submitted with every Massachusetts application, has been updated. Beginning Friday, September 10, 2021, the updated documents must be used for
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Categories: Industry News, Long-Term Care, and National Guardian Life.