COVID-19 and underwriting guidelines

COVID-19 and underwriting guidelines We reevaluated and adjusted our underwriting guidelines for applicants who have had a negative COVID-19 test. The current guidelines are: If a test is taken: There will be no waiting period for negative testing scenarios such as work, travel, visiting family or testing in advance of an elective surgery (colonoscopy, etc.). There will be a one month waiting period for a negative test result on an applicant with symptoms or direct exposure to another person who was positive. A positive test is a 6 month waiting period after a full recovery to assess any residuals. These
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Categories: COVID-19, Industry News, Long-Term Care, and National Guardian Life.

Merry Christmas from the GoldenCare Marketing Team and Office Hours

Cris Paulson | Tom Randall | Lynn Voss | Jon Randall | Manny Rosen | Jenn Felten | Cori Fountain | Jeff Clark Merry Christmas from the GoldenCare Marketing Team! From our team to you and your families, wishing you a wonderful Christmas! We’re looking forward to serving all your back end marketing support needs in 2021 and beyond! We’ve got your back! Special Holiday Hours: The office will be closed December 24th and 25th for Christmas reopening Monday the 27th at 8:00 a.m. Central Time     Click Here to add additional carriers & products to your appointments. Questions?
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Good News | Now Available: 2020 Cost of Care Data to Support Your LTCi Sales

Good News! Genworth’s 2020 Annual Cost of Care Survey Now Available Genworth started tracking the cost of care 17 years ago and have been a trusted source since. Over the years, we’ve tracked various trends that have come and gone but one thing hasn’t changed: long term care costs for nursing homes, assisted living facilities, and in-home care are higher than most people have planned for and only continue to rise. Genworth Cost of Care 2004 – 2020 To explore Cost of Care data by city, state or zip code, find trend charts and access lists of states ranked in
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Categories: Genworth, GoldenCare News, Industry News, and Long-Term Care.

Special Invitation! 2020 Industry Updates Featuring Steve Moses

  Join us for an exciting Industry Updates presentation!     Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News     For producer use only. Not for use with the general public.  
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Holiday Video Greetings Inside!

At the end an unprecedented year, it’s important to take time to enjoy family, friends and some downtime. There’s nothing like the holiday season to remind us what’s important and help us recharge for the new year ahead. Happy Holidays to you and your family! Enjoy these personal video greetings from your Sales Team:       Holiday Video Greetings Inside!   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Believe in Long-Term Care Insurance

We sold our first long-term care insurance policy in 1987, and since then, Mutual of Omaha has paid over $1.1 billion in benefits to our policyholders. We are committed to providing solutions that will meet the long-term care needs of your clients and prospects, and to offering you the tools and resources that make it easy to do business with us. Mutual of Omaha continues to invest resources into growing and refining our LTCi business and is proud to offer you the following: Product Solutions — When it comes to long-term care insurance, there isn’t a one-size-fits-all solution. Every client
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Jamaica incentive trip dates changed

COVID-19 has certainly complicated business as usual. Yet our top LTC agents still deserve their time in the sun when they go above and beyond — now more than ever. But to ensure more of our agents are able to attend our 2021 incentive trip to Jamaica, we’ve decided to change the dates. Originally set for March 28 — April 1, 2021, the incentive trip will now take place October 17 — 21, 2021. We recognize these are difficult times for many and traveling right now may not be possible. This is our way of making sure our dedicated agents
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Categories: Industry News and Long-Term Care.

EssentialLTC compensation structure updates

You asked and we listened Your feedback was used to simplify and enhance National Guardian Life Insurance Company’s (NGL) EssentialLTC Long Term Care insurance compensation schedule. These changes are available starting on January 1, 2021. We encourage you to ask GoldenCare about the changes and about signing the new schedule. Simplified compensation structure Your compensation is important to us. We listened to you and heard that you wanted a simplified compensation structure, making it easier for you to understand how you will be paid. Instead of eight levels of age bands, there are now two levels: Issue ages 40-69 Issue
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Important Transamerica Update

The Transamerica companies are part of the worldwide group of Aegon companies. As an international life insurance, pensions, and asset management company based in The Hague, Aegon has businesses in over 20 markets in the Americas, Europe, and Asia. Aegon Capital Markets Day: Leader in investment, protection, and retirement solutions December 10, 2020, 07:00 CET At today’s Capital Markets Day, Aegon CEO Lard Friese announces the company’s new strategy and financial targets for the period 2021 to 2023. Financial Targets 2021 — 2023 Reduce gross financial leverage to EUR 5.0 to 5.5 billion Implement expense savings program of EUR 400
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Categories: Industry News and Long-Term Care.

Thrivent LTC: COVID-19 Underwriting Update

Long Term Care: COVID-19 Underwriting Update Effective 12/8/20: Applicants ages 18-60 who are positive for COVID with no hospitalization, fully recovered and are symptom free for 30 days can be considered for coverage. Applicants ages 61-69 who are positive for COVID with no hospitalization, fully recovered and are symptom free for 60 days can be considered for coverage. If the applicant has not met the 60 day requirement but has a physician’s statement noting they have been seen and are fully recovered can be considered for coverage. Applicants age 70 & up who are positive for COVID with no hospitalization,
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Categories: COVID-19, Industry News, Long-Term Care, and Thrivent.