Upcoming holiday hours We hope you have a safe and healthy holiday season. Please note these upcoming important dates with special holiday hours for our office: Wednesday, November 25 – Office closes at 1 p.m. PST Thursday, November 26 – Closed Friday, November 27 – Closed Thursday, December 24 – Office closes at 1 p.m. PST Friday, December 25 – Closed Thursday, December 31 – Office closes at 1 p.m. PST Friday, January 1 – Closed Please contact your dedicated Long Term Care Sales Team at LTC@nglic.com with questions. Thank you. #goldencareagent #ngl #longtermcare
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Long-Term Care Time Service Update
From the Desk of Allen Gregoire and Kathy Abbott On behalf of Mutual of Omaha, we want to first and foremost thank you for the amount of long-term care business we have been receiving here at the home office. We know this is due to your ongoing loyalty and partnership. We remain committed to providing the quality service you have come to expect, and our new business and underwriting teams are fully operational. However, due to high volumes of new business, our LTC underwriting and new business teams are experiencing delays in time service. In response, we have underwriters and
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Important Year End Information
The holidays are quickly approaching, please make sure you have these important dates and operating hours marked in your calendar. End of Year Pay Schedule Client Interview Team Holiday Hours (All in Central Time) Wednesday, November 25, 2020 8:00 a.m. – 4:30 p.m. Thursday, November 26, 2020 Closed Friday, November 27, 2020 Closed Saturday, November 28, 2020 Regular hours: 10:00 a.m. – 2:00 p.m. Thursday, December 24, 2020 (Christmas Eve) 8:00 a.m. – 4:30 p.m. Friday, December 25, 2020 Closed Saturday, December 26, 2020 Closed Thursday, December 31, 2020 8:00 a.m. – 4:30 p.m. Friday, January 1, 2021 Closed Saturday,
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Monthly modal premium factor lowered in Arizona and District of Columbia
Monthly modal premium factor lowered in Arizona and District of Columbia Effective November 20, 2020, the modal premium factor utilized to determine the monthly premium amount for EssentialLTC is being lowered in Arizona and the District of Columbia. The change will be from a current factor of .095 to a new factor of .0875. With this implementation, the monthly modal factor will now be .0875 in all states where EssentialLTC is available. The EssentialLTC State Variation document will be revised on November 20, 2020 to reflect this change. View the Financial Strength Flyer #goldencareagent #ngl
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Good partners grow with you
Good partners grow with you Our financial strength flyer highlights how our diverse product mix and history of financial strength and stability make NGL a go-to choice for Long Term Care insurance. EssentialLTC’s popular features are included in the flyer, showcasing how you can create a personalized policy within your client’s budget. Specializing in a suite of innovative products for life’s journey, we give people the financial stability, careful guidance and peace of mind to lead a life filled with confidence, dignity and grace. We are proud to serve our partners and policyholders through connection, collaboration and compassion. View
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Larry Moore joins NGL as Regional Vice President – Individual Products
Larry Moore joins our long term care sales team We are pleased to welcome Larry Moore to the NGL long term care sales team as Regional Vice President – Individual Products. Larry has more than 30 years of LTCi experience and has been dedicated to approaching LTCi planning from an overall retirement and estate planning perspective. “I could not be more excited about my new opportunity with NGL,” shares Larry. “When I consider NGL’s position in the marketplace, I have not seen a better set of circumstances for any insurance carrier in many years. NGL is a robust and profitable
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Thanksgiving Office Closing
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday, Nov. 26, and Friday, Nov. 27, 2020, for the Thanksgiving holiday. Thanksgiving Office Closing #goldencareagent #mutualofomaha #thanksgiving
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LTC06UI, HCA and HCAR Rate Adjustments Effective February 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective February 1, 2021: Block of Business Impacted States LTC06UI Iowa and Oklahoma HCA, HCAR Florida For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder
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Everyone Loves a Good Story
Real People. Real Stories. The need for long-term care insurance becomes apparent when you see how it benefits real-life customers. These flyers are learning tools you can turn into powerful sales tools by describing how an LTCi policy helped both Mutual of Omaha policyholders and their families. Thomas’s Story Given a life expectancy of six months, Thomas used his policy to get home health care and hospice end-of-life services. View the Flyer John’s Story After John suffered a stroke, his wife used the care coordination provision of the policy to help her locate adult day care. View the Flyer
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Time to Start the Conversation
It’s Time to Start the Conversation Helping clients plan for the future is what LTC Awareness Month is all about. Looking for tools to help begin these important conversations? We’ve got them. LTC Awareness Month Flyer It’s an introduction to the tools that can help you talk to clients about the need to plan for long-term care. Cost of Care Calculator Our online calculator allows you to illustrate how much your clients can expect to pay for LTC services. Video: Protecting the Things That Matter Most This consumer video highlights the need for LTCi. A handy flyer identifies the correct
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