Each year, the original Partnership states (CA, CT, IN and NY) revisit certain minimum benefit requirements to qualify for their Partnership programs. The requirements that are changing for 2023, as well as some (but not all) minimum Partnership requirements that not changing, are described below. Note: Updates to the minimum benefit requirements apply to newly-issued policies and may in some cases apply to benefit reductions on existing policies. California Partnership The minimum benefit requirements for Partnership in California are changing for 2023. Requirements 2022 2023 Minimum Daily Benefit $260 $280 Minimum Monthly Benefit $8,060 $8,680 Connecticut Partnership The minimum
Read More
AEP may be over but GTL’s Bonus Program continues!
Continuing through December 31, 2022! For qualified applications submitted between October 1, 2022 and December 31, 2022.* View PDF for Bonus Details ——— Submit 10-24 Applications During Q4 ——— $25/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus® Elite, Precision Care™, Recover Cash®, GTL Life Select, Home Care Secure, and/or Short-Term Home Health Care application submitted, signed and dated within the qualification period.* ——— Submit 25-34 Applications During Q4 ——— $50/app For each Advantage Plus®, Advantage Plus® Elite, Indemnity Plus® Elite, Precision Care™, Recover Cash®, GTL Life Select, Home Care Secure, and/or Short-Term Home Health Care
Read More
Perfect your Final Expense sales approach
3 ways to start the life insurance conversation Perfect your Financial Expense sales approach Starting the life insurance conversation isn’t always easy. Especially if a client is on the fence about signing up for a policy, you may not be sure how to approach the situation. But it often only takes a few steps to get your client to warm up. Review the 3 steps #goldencareagent #gwic #greatwestern #finalexpense
Read More
Season’s Greetings!
Wishing you a happy holiday season from everyone here at Mutual of Omaha. May the next few weeks be filled with laughter and joy that carries into the new year! Watch a Holiday Video Message: Sincerely, Corri Campbell National Sales Director- LTC, DI Brokerage Sales #goldencareagent #mutualofomaha
Read More
Good News | December Sales Tips To Keep Those LTCi Conversations Going
Now Is The Time To Continue Those LTCi Conversations November has come to an end, but Long-Term Care is a year-round concern for your clients. November is a great month to emphasize the topic, but the holidays are a perfect time to have the LTC conversation, especially as clients are meeting with their families and Tax Time approaches! Jeff Clark is here with a couple sales tips for December: Watch the short Sales Tips video now → If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at
Read More
You’re Invited! | Tom Randall’s Pivot Presentation Special
Special 2-Part Sales Strategy Training Pivot Presentation We believe the senior insurance industry needs to embrace an overall paradigm shift in how we present to consumers. After all, purchasing senior insurance has less to do with a person’s checkbook and more to do with their health. Part 1: Introduction to the Pivot Concept Let Tom Randall show you why it is not enough to simply ‘set the table’ for a potential decline anymore. Today, the wisest agents are taking full advantage of GoldenCare’s Perfect Portfolio of products and going into each presentation prepared to ‘serve, protect & feed nearly
Read More
“Growing Older with Enthusiasm”
“Growing Older with Enthusiasm,” by Neil Haley, NeilHaley.com Quote: “In this episode, Dr. Ron Kaiser interviews Steve Moses .He is president of the Center for Long-Term Care Reform.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: This may be confusing at first. It is an episode of Neil Haley’s podcast in which Dr. Ron Kaiser of “Growing Older With Enthusiasm” interviews me. It’s 27 minutes of LTC policy and planning talk. If it starts in the middle, just click where it begins. Enjoy. Subscribe to GoldenCare News
Read More
Clippings and Industry News.
“Am I Allowed to Have Two Cheap Cars With Medicaid?”
“Am I Allowed to Have Two Cheap Cars With Medicaid?,” ElderLawAnswers Quote: “Q: Am I allowed to have two cheap cars with Medicaid? A: No. Just one car is noncountable. However, if one of them is really cheap, maybe it will fall within the countable asset limit.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: This query and response remind me of the “Two Mercedes rule.” You can have one car of any value and qualify for Medicaid. Because it’s exempt it does not trigger a transfer of assets penalty if you give it away. So
Read More
Clippings and Industry News.
“Life plan community outlook ‘deteriorating’ in 2023: Fitch Ratings”
“Life plan community outlook ‘deteriorating’ in 2023: Fitch Ratings,” by Kathleen Steele Galvin, McKnight’s Senior Living Quote: “The outlook for continuing care retirement / life plan communities is ‘deteriorating’ due to continued labor challenges and a ‘softening broader economy.’ That’s according to a new Fitch Ratings 2023 outlook report. The good news is that life plan communities’ occupancy is expected to stabilize and perhaps even improve next year, according to the firm.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: CCRCs face mounting financial headwinds. Subscribe to GoldenCare News
Read More
Clippings and Industry News.
“How Medicaid mission creep undermines real health care”
“How Medicaid mission creep undermines real health care,” by Anthony Digiorgio, The Hill Quote: “The federal government wants Medicaid to ameliorate ‘social determinants of health’ (SDOH). Unfortunately, using an agency designed to finance medical care for the poor to instead address a broad range of complex social problems has led to ‘mission creep.’ It’s simply not feasible.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Excellent column on the dangers inherent in new and rising government health care regulation trends, such as using Medicaid to address social determinants of health and value-based payment.
Read More
Clippings and Industry News.
