“Caring for Aging Relatives is Draining, Both Financially and Emotionally”

“Caring for Aging Relatives is Draining, Both Financially and Emotionally,” by Melinda Skutnick, CNET Quote: The high price of eldercare in the United States often falls on the shoulders of families, who struggle between making ends meet and enlisting the best care for their aging relatives. My own family’s situation in a suburb of Charlotte, North Carolina, is just one of many stories in a country where a growing aging population faces similar financial struggles.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Every article like this one—and there are many—should end with this admonition: “If
Read More

Categories: Clippings and Industry News.

“Viagra Lowers the Risk of Alzheimer’s by Almost 70%, Study Says”

“Viagra Lowers the Risk of Alzheimer’s by Almost 70%, Study Says,” by Thomas Kissel, Greek Reporter Quote: “New research published recently suggests that Pfizer’s erectile dysfunction drug Viagra can decrease the risk of developing Alzheimer’s disease by up to 69 percent.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Tell me this isn’t a spoof.     Subscribe to GoldenCare News  
Read More

Categories: Clippings and Industry News.

“Welcome to the December e-Brief”

“Welcome to the December e-Brief,” CLTC Quote: “2022 was a big year for CLTC – we initiated our first thought leadership study (in partnership with Home Instead and Homethrive), convened industry leaders at the CLTC Summit to discuss the future of the industry, delivered 11 thought provoking webinars, introduced the CE approved Foundations class and developed many new client engagement tools.  We have even more planned for 2023; it’s going to be an exciting year! Thank you for being a friend of CLTC; We would love to see you become an official part of our family in 2023.”   LTC Comment,
Read More

Categories: Clippings and Industry News.

“How to Talk to Your Parents About Long-Term Care”

“How to Talk to Your Parents About Long-Term Care,” by Cameron Huddleston, Advisor Today Quote: “As tough as it might be to imagine your parents being unable to care for themselves, the thought of discussing this possibility with them probably seems even harder. But it’s important to talk to your parents sooner rather than later to develop a plan for long-term care if they ever need it. If you wait for an emergency to strike, emotions will be running high and you’ll likely have fewer options to deal with your parents’ need for care.”   LTC Comment, Stephen A. Moses,
Read More

Categories: Clippings and Industry News.

“How Medicare Advantage plans dodged auditors and overcharged taxpayers by millions”

“How Medicare Advantage plans dodged auditors and overcharged taxpayers by millions,” by Fred Schulte and Holly k. Hacker, NPR Quote: “A review of 90 government audits, released exclusively to KHN in response to a Freedom of Information Act lawsuit, reveals that Blue Cross and a number of other health insurers issuing Medicare Advantage plans have tried to sidestep regulations requiring them to document medical conditions the government paid them to treat. The audits, the most recent ones the agency has completed, sought to validate payments to Medicare Advantage health plans for 2011 through 2013. As KHN reported late last month, auditors uncovered millions
Read More

Categories: Clippings and Industry News.

“Growing Older with Enthusiasm”

“Growing Older with Enthusiasm,” by Neil Haley, NeilHaley.com Quote: “In this episode, Dr. Ron Kaiser interviews Steve Moses .He is president of the Center for Long-Term Care Reform.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: This may be confusing at first. It is an episode of Neil Haley’s podcast in which Dr. Ron Kaiser of “Growing Older With Enthusiasm” interviews me. It’s 27 minutes of LTC policy and planning talk. If it starts in the middle, just click where it begins. Enjoy.       Subscribe to GoldenCare News  
Read More

Categories: Clippings and Industry News.

“Assisted Living Facilities Pressed to Address Growing Needs of Older, Sicker Residents”

“Assisted Living Facilities Pressed to Address Growing Needs of Older, Sicker Residents,” by Judith Graham, Kaiser Health News Quote: “Assisted living communities too often fail to meet the needs of older adults and should focus more on residents’ medical and mental health concerns, according to a recent report by a diverse panel of experts. It’s a clarion call for change inspired by the altered profile of the population that assisted living now serves. Residents are older, sicker, and more compromised by impairments than in the past: 55% are 85 and older, 77% require help with bathing, 69% with walking, and 49% with
Read More

Categories: Clippings and Industry News.

End of the Year Office Closings & 2022 End of Year Pay Dates

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, December 26th, 2022, and Monday, January 2, 2023. Below are the cut-off dates and times and the adjusted pay schedules for Monday, December 26th, 2022. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Monday 12/26/2022 Tuesday 12/27/2022 Tuesday 12/27/2022 Tuesday 12/27/2022 Friday 12/23/2022 Friday 12/30/2022   Below are the cut-off dates and times and the adjusted pay schedules for Monday, January 2nd, 2023. Holiday
Read More

Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Take a ‘Wild’ Guess: An Exciting Announcement

Mutual of Omaha is turning the corner with the 134th Tournament of Roses Parade! You may remember last year’s entry, which took home the “Director’s Award,” and featured a series of “florographs.” This year’s float theme is “Protecting the Wild,” which ties into Mutual of Omaha’s Wild Kingdom “Protecting the Wild” video series with new episodes airing in January 2023. How & Where to Watch 134th Tournament of Roses Parade January 2, 2023 8 a.m. PST Where to watch information What You’ll See The float will feature two black bear cubs in their Pacific Northwest home with multiple furry friends.
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Advanced Markets Minute – December 2022

LTC Self-Insurance or Self-Delusion? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTC Self-Insurance or Self-Delusion?” Listen Now   When it comes to planning for long-term care expenses some clients say they would rather self-insure, or in other words, pay the cost of care themselves. They probably don’t self-insure against auto accidents, home fires, or medical costs, but somehow self-insuring against the risk of needing long term care makes sense to them. Many who say that may not understand what the actual cost of long-term care will be and, in reality, cannot
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).