Disability Insurance can replace 50-70% of your income

Disability Income can help protect the way your clients live if they become sick or injured and unable to work. Did you know 1 in 4 people will become disabled during their working career? Help protect your clients by explaining the importance of Disability Income Insurance and the benefits of protecting their income, home, savings and retirement. The Need for Coverage   To learn more about Mutual Income Solutions, our new income protection solution, visit www.mutualincomesolutions.com.   Disability Insurance can replace 50-70% of your income   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

What you need to know before you submit a DI application

You have met with your client, you have determined the need and the correct coverage, now its time to complete the application. A few things to keep in mind before your submit your application. Top things to watch for before submitting the application: What is your client’s build? — Refer to the build chart to make sure your client is within the height and weight requirements Does your client have any Uninsurable Medical Conditions? — Ask the tough questions of their medical conditions to determine if their condition is on the uninsurable medical condition list Are they working and do
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Fact Finding with your client made easy

Discussing the need for Disability Income insurance with your clients is important. Just as important as the need is the fact finding with your client to determine if they have current coverage, is it enough, and how long do their benefits last. A quick needs assessment can help you uncover a gap in coverage or determine the need to put a Disability Income policy in place to protect your family. Our customer approved “Determine the right Coverage” checklist will help you and your client walk through the steps to protecting their family. Easy to use Fact Finder   To learn
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Updated Hours of Operation for the Client Interview Team

Our Client Interview Team will continue to offer expanded operating hours Monday – Thursday for your convenience. NEW Operating Hours (Effective 8/1/2021) Monday – Thursday: 8:00 a.m. to 8:00 p.m. (CT) Friday: 8:00 a.m. to 5:00 p.m. (CT) Client Interview Team The Client Interview team supports client personal health history interviews for the following product lines: Simplified Issue Life Fully Underwritten Life Critical Illness Disability Income Contact (800) 775-3000: Simplified Issue Life, Fully Underwritten Life, Critical Illness and Disability Income Interviews (800) 749-8652: Disability Income Customer-Assisted e-App Interviews ONLY If you have any questions or concerns, please contact your Sales
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Broker’s Facebook page

The Mutual of Omaha Brokerage Sales Team is now on Facebook! At Mutual of Omaha we value you and your business. One of our top priorities is to provide you with the best, most competitive marketing materials we can. In today’s digital world, that includes social media. This private Facebook Group has been designed specifically for Mutual of Omaha’s Brokerage distribution and will provide social media posts for Life, Accidental Death, Annuities, Long-Term Care, Disability and Critical Illness. Additionally, urgent announcements will also be released on our Facebook page. The posts will be pre-approved, and we encourage you to like
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Highlights

We’ve been offering our disability income insurance product for nearly a year now. Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyles. Here are some of the highlights of Mutual Income Solutions: Higher monthly benefit amounts help you target the affluent market. A non-cancelable policy type, which is attractive for white-collar occupations. Optional benefits, including a return of premium rider, allow your clients to customize their policies. Discounts for which your clients may be eligible can help them save money. For more details click here to view our Product Guide.  
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Help Your Clients Enhance Their Base Policy

Optional riders are a great way to enhance an already strong base policy. These valuable riders are for your clients who are seeking protection but also want to maximize the number of dollars being spent on disability insurance. No Cost Automatic Increase Benefit Rider – Optional no-cost rider will automatically increase the current policy total monthly benefit by 4% compounded each year during the 6-year term period without evidence of financial insurability. Future Insurability Option Rider – This is an optional no-cost rider that allows the policyholder to increase their base monthly benefit, on each third anniversary of the rider
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Independence Day Office Closing 2021

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, July 5th for Independence Day. Additionally, our Client Interview Team will not have Saturday hours on July 3rd due to the holiday weekend. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Observed Monday 7/5/2021 Tuesday 7/6/2021 Tuesday 7/6/2021 Friday 7/2/2021 Friday 7/2/2021 Friday 7/9/2021   Weekly and holiday pay schedules
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Affordability

Our disability income insurance product, Mutual Income Solutions is affordable coverage that will help replace the loss of an income if your clients become sick or injured and unable to work. When selling our product, do you know the 4 important questions to ask your prospects? Find out what your clients need to know by clicking here.   Mutual Income Solutions Affordability   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Underwriting & Eligibility

Mutual Income Solutions Underwriting Our goal is to provide the best possible offer of disability income insurance to help protect your client’s income. Below are the points of criteria we base each application on: Occupation — Depending on your client’s job duties, we’ll designate an occupation risk class. Health — A health interview and medical tests may be required depending on benefits applied for. Income — Financial underwriting determines your client’s income in order to set the policy’s maximum monthly benefit.   For more details, review the Mutual Income Solutions Underwriting Guide.   Mutual Income Solutions Underwriting   Mutual Income
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).