ACE Medicare Supplements are here! Get contracted now

For your clients, choosing the right Medicare coverage is one of the most important decisions they’ll make. ACE provides Medicare Supplement plans that are there for your clients every single day, with benefits that help meet their health goals. A Medicare Supplement insurance policy helps your clients manage their health care expenses. ACE offers Medicare Supplement plans A, F, G and N with varying amounts of coverage, designed to fit various lifestyles, budgets and needs. The plans available may vary by state. Clients benefit from coverage that’s here for them, plus features they want, including: A household discount* for eligible
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Categories: ACE, GoldenCare News, and Medicare Supp./Adv..

NEW! MedicareCenter Call Recording Solutions for You!

Familiarize Yourself With MedicareCENTER!   MedicareCENTER is a powerful sales and marketing system that’s also simple and easy to use. And it’s full of great features designed to help Agents produce more, including: A comprehensive CRM for managing and following up with clients The ability to compliantly send scope of appointments by text Access to MedicareAPP and MedicareLINK enrollment and quoting tools An all-in-one universal login from any device, anytime A Learning Center with technology guides, demos and more The best part? MedicareCENTER is available to Agents free of charge! Discover how it can help you build your business and
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

You’re Invited | Tomorrow! Multiply Your Revenue with Annuity Referrals

Multiply Your Revenue with Annuity Referrals Offering your clients additional retirement solutions outside your Long-Term Care and Medicare expertise can be a lucrative breeze with our new referral program through Annuity and Life Partner Services (ALPS)! Join us and the ALPS team for an introductory webinar to learn about this new program and how it will benefit your business. You’ll learn:   • What is ALPS, and how they’ll work with you and GoldenCare • How much additional revenue you could generate through referrals • How the referral program works Make sure you’re not the only agent missing out on referral
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Categories: GoldenCare News and Industry News.

NEW! ACE Medicare Supplement | Get Appointed Today!

NEW!  ACE Medicare Supplement! For your clients, choosing the right Medicare coverage is one of the most important decisions they’ll make. ACE provides Medicare Supplement plans that are there for your clients every single day, with benefits that help meet their health goals. A Medicare Supplement insurance policy helps your clients manage their health care expenses. ACE offers Medicare Supplement plans A, F, G and N with varying amounts of coverage, designed to fit various lifestyles, budgets and needs. The plans available may vary by state. For Agent Use Only. Not For Public Distribution. N2200256 Exp 6/23   If you’re
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

Introducing NEW Alfac MedSupp Plans | APPOINT TODAY!

It’s time for Aflac MedSupp! We’re pleased to announce new Medicare Supplement insurance coverage from Aflac, a trusted name in supplemental insurance. Aflac has kept their promise to be there for clients for over 65 years. Offer your clients an Aflac Medicare Supplement plan from a name they already know and trust. This plan is underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated, and will be launching for sales on August 1, 2022 in the following ten states: AL, AZ, GA, IA, MI, NV, OK, SC, WV, and WY! Aflac Med Supp has also filed in over
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Categories: Aflac, GoldenCare News, Industry News, and Medicare Supp./Adv..

“American Caregivers: The Time To Plan Is Now”

“American Caregivers: The Time To Plan Is Now,” Advisor Magazine Quote: “Fidelity Investments® today released its latest American Caregivers study, revealing 7 out of 10 caregivers are so focused on caregiving duties they put off addressing their own needs. … Forty-four percent of caregivers took on responsibilities by default rather than volunteering or through family conversations. On the financial front, a majority rely primarily on a combination of their own or a family members’ work income (68%) and government benefits (52%) to pay for care.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: More and more reasons
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Categories: Clippings and Industry News.

“Funding, unionization needed to improve wages, working conditions in long-term care: report”

“Funding, unionization needed to improve wages, working conditions in long-term care: report,” by Kimberly Bonvissuto, McKnight’s Senior Living  Quote: “Expanding public funding, increasing the minimum wage and unionizing workers are the first steps toward improving wages and working conditions in the residential long-term care industry, according to the authors of a new report. ‘The state of the residential long-term care industry,’ from Washington, DC-based think tank Economic Policy Institute, covers employment trends in the industry and suggests interventions to try to ensure that long-term care services are accessible, affordable, safe and enriching for those who need them.”       LTC
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Categories: Clippings and Industry News.

“Low pay, poor working conditions common for long-term care workers: report”

“Low pay, poor working conditions common for long-term care workers: report,” by Kathleen Steele Galvin, McKnight’s Senior Living Quote: “Low pay and poor working conditions are the norm for workers in long-term care, according to a report published Wednesday by the think tank Economic Policy Institute. … Their key findings: 9% of long-term care workers are women. 4% are Black women, and 12.8% are immigrant women. $15.22 is the median hourly pay rate, below the US median hourly wage of $20.07. 2% live in poverty, a higher percentage than the poverty rate for all workers (5.3%). 9% are covered by a union
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Categories: Clippings and Industry News.

“Asset Limit Changes for Non-MAGI Medi-Cal”

“​​​​​​​​​Asset Limit Changes for Non-MAGI Medi-Cal,” California Department of Health Care Services Quote: “Beginning July 1, 2022, a new law in California increased the asset limit for Non-Modified Adjusted Gross Income (Non-MAGI) Medi-Cal programs. Non-MAGI programs generally provide health care for seniors, people with disabilities, and individuals who are in nursing facilities, as well as some other specialty groups. The increased asset limits allow a larger number of applicants to become eligible for Medi-Cal benefits, and allow qualified beneficiaries to retain a larger amount of non-exempt assets and still be eligible for Medi-Cal. All other Non-MAGI Medi-Cal rules regarding the treatment of
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Categories: Clippings and Industry News.

LTC COVID-19 Underwriting Guidelines Update

From the Desk of Allen Gregoire Mutual of Omaha has been closely monitoring our new business and underwriting practices since the beginning of the COVID-19 pandemic, periodically making business decisions regarding our underwriting guidelines. We are pleased to announce that we are updating our long-term care insurance guidelines effective immediately. The following updates apply to all submitted and pending in-house LTCi cases: If the proposed insured, or any member of their household, has come into close contact with anyone known to the insured to have tested positive for COVID-19 and is asymptomatic, there is no required waiting period if the
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).