Update to the Premier Underwriting Guide

Update to the Premier Underwriting Guide At NGL, we adapt our LTCi underwriting practices as medical science continues to evolve and more information becomes available. We have identified scenarios where it may be acceptable for an applicant to have two first-degree relatives with dementia. It is now recommending that you prequalify these scenarios with the type of dementia, the age of onset of symptoms and the age of diagnosis. Some scenarios may be acceptable and others will not, depending on the details. We have updated our Premier Underwriting Guide to reflect this.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Coming soon – Lumico Agent Center Enhancement

Coming soon: Lumico Agent Center enhancement Exciting news! Starting August 9, agents who are newly appointed with Lumico will be able choose their own, unique user ID and password to log-in to Lumico Agent Center (LAC). Here’s what you need to know: When logging into LAC for the first time, agents will be prompted to verify their identity, then register by providing a user ID and password. The user ID field must be unique and requires between 4 and 64 alphanumeric characters. (Only “@”, “.” and “_” are allowed for special characters). Passwords must have a minimum of eight characters,
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

“Older adults’ home equity exceeds $11.12 trillion in first quarter: report”

“Older adults’ home equity exceeds $11.12 trillion in first quarter: report,” by Kathleen Steele Galvin, McKnight’s Senior Living Quote: “Homeowners aged 62 or more years increased their home equity by the first quarter of 2022 by 4.9%, to a record $11.12 trillion, from the fourth quarter of 2021, according to the latest quarterly release from the National Reverse Mortgage Lenders Association, published Tuesday. That’s a difference of $520 billion. … Some older adults are using reverse mortgages to finance their moves to senior living communities.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Expect senior home equity to
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Categories: Clippings and Industry News.

How can I record calls in compliance with the new CMS call recording requirements?

How can I record calls in compliance with the new CMS call recording requirements?   New CMS Call Recording Requirements: GoldenCare’s Team is here to help CMS has new Medicare marketing rules and guidelines that apply to MA plans, PDP plans and MAPD plans — they affect how you work as an agent and will likely mean big changes for you and your organization. The changes include: New requirements for third-party marketing organizations like Integrity and its partners A new process for submitting marketing materials to CMS A new, broader definition of “marketing” that expands the types of materials that
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..