Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today! If you have questions, please contact Mutual of Omaha’s Sales Support at 800-693-6083 or email sales.support@mutualofomaha.com. Customize Your Own Living Promise Postcard #goldencareagent #mutualofomaha
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Don’t Forget About Our Broker Bonus Program!
Don’t forget! You can make even more bucks on your Medicare supplement and SELECT underwritten business through our 2019 3rd Quarter Broker Bonus Program. Here are the nuts and bolts: Qualification Period: Bonus Program period is from July 1, 2019 to September 30, 2019. Eligible states: Payment will be made on qualified applications in the following states: Alabama Indiana* Montana* Ohio** Texas** Arizona Iowa Nebraska Oklahoma Utah Colorado Kentucky Nevada Oregon Virginia Florida Louisiana New Jersey Pennsylvania West Virginia Georgia Maryland New Mexico South Carolina* Wisconsin* Idaho Mississippi North Carolina South Dakota Illinois Missouri* North Dakota Tennessee**
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in AL, NC, and TX. August Med Supp Rate Release Please view the upcoming rate release in MI, MO, OH, OK, PA, SC, TN, VI, WA, and WI. Don’t Forget About Our Broker Bonus Program! Don’t forget! You can make even more bucks on your Medicare supplement underwritten business through our 2019 3rd Quarter Broker Bonus Program. One Company, One State – Wyoming As of August 1, 2019, only Medicare supplement in Wyoming underwritten by Mutual of Omaha will be accepted for new business
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AccumUL Answers is Available in California on August 1st
Effective August 1st, AccumUL Answers is approved for sale in California. AccumUL Answers offers your clients both a permanent death benefit and the potential to accumulate a cash value. This provides flexibility down the road if coverage needs change. You can also customize your client’s coverage with a variety of riders, including the riders below. The Accelerated Death Benefit for Terminal and Chronic Illness Riders. The Chronic Illness Rider provides benefits if the insured is unable to perform two of six Activities of Daily Living for 90 consecutive days or has severe cognitive impairment. The Terminal Illness Rider provides benefits
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LTCi Home Health Care Benefits
There are a lot of misconceptions about long-term care insurance, including thinking it is nursing home insurance. In fact, your clients may not realize that having an LTC policy can actually help keep them out of a nursing home. That’s because home health care benefits are built in to our LTCi policies. These benefits will help your client stay at home for as long as possible if the need for long-term care services arises. Whether it’s help with household chores like cooking and cleaning or personal services like bathing and dressing, MutualCare® long-term care insurance policies gives your clients the
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Business Planning Strategies Using the Guaranteed Refund Option
Life insurance can be an important planning tool for business owners. If you have business clients that want a Guaranteed Universal Life product, make sure they understand the additional value provided by the Guaranteed Refund Option rider on United of Omaha’s GUL. The GRO rider provides flexible options for business owners who are planning for the future of their company. And, it is available at no additional cost on qualifying policies. Here are three scenarios in which a life insurance policy with a Guaranteed Refund Option rider can benefit your business clients. If you have questions, please contact Mutual
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Making Clients Aware of Income Protection
Some of this statistical evidence can prove to consumers that taking the necessary steps to prepare for a potential loss of income is essential. Most consumers believe that accidents are the most expected cause of disability, but research shows that over 95% of disabilities are not work related; therefore workers compensation cannot be used. Here are some interesting statistics about Disability Insurance and what consumers believe: Musculoskeletal/Connective Tissue Disorders are the leading cause of disability at 29%, while cancer is the second leading cause at 15% Consumers believe their own “personal odds” of becoming disabled are 1 in 100 when
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Critical Advantage Rate Decrease for Existing Policyholders – WA
The final state will soon be approved for the Critical Advantage rate decrease of 20% for current policyholders. Effective September 1, 2019, Washington will be approved for the rate decrease. Your current customers in WA will not have to do anything to get the new rates. Their premiums will be at the new 20% rate cut automatically starting on 09/01/2019. Here is what your clients can expect with the lower rates. Age Current Monthly Rate New Monthly Rates Monthly Savings Yearly Savings 35 $22.81 $18.25 $4.56 $54.72 45 $38.09 $30.48 $7.61 $91.32 55 $59.69 $47.75 $11.94 $143.28 65 $86.69 $69.35
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in AL, IA, IL, ME, and NC. Medicare Advantage and Prescription Drug Plans: Medicare Advantage and Part D Market Overview Released Medicare Advantage Company (MOMAC), Omaha Health Insurance Company (OHIC) and Medicare Advantage Insurance Company of Omaha (MAICO) market overview information has been posted on SPA. #goldencareagent #mutualofomaha
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GoldenCare Newsletter | July 9, 2019
In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, July 9, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on all the latest and greatest in the industry. For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and MORE! Find out how to get
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