Read Full GoldenCare Newsletter, July 8, 2024 Edition In this GoldenCare Newsletter Edition Webinars: GoldenCare’s Suite of STC Plan Options Wed, July 10, 2024 2:00 PM to 2:30 PM CDT Live StrateCision Comparison Tool Demo Thurs, July 11, 2024 2:00 PM to 2:30 PM CDT GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, July 17, 11 AM Eastern Short-Term Care Plan Design & e-App Tom Randall’s “Words.Of.Wisdom” webinar series offers expert sales strategies, product planning insights, and insider tips on various topics. Don’t miss this opportunity to enhance your
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Exclusive Invite: Join Our Short-Term Care LinkedIn Group
New LinkedIn Group: Short Term Care Insurance Professionals Get the scoop and latest updates on Short-Term Care insurance, Home Health Care policies and other Extended Care Planning solutions by requesting membership! Members will have early access to new marketing pieces, sales techniques & presentations, product details and more. It has never been easier to stay in-the-know about STC market changes, new products and tools, and more! Check it out by clicking below: Questions? Call our Marketing Team at 800-842-7799!
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Upcoming Fourth of July Office Closing
Reminder that Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday July 4th and Friday, July 5th & in honor of the Independence Day holiday. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Independence Day, Thursday & Friday 7/04/24 – 7/05/24 Monday 7/01/2024 Monday 7/01/2024 Friday 6/28/2024 Friday 6/28/2024 Friday 7/05/2024 Weekly and holiday pay schedules are also available on
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Understanding the Benefits of LTCi vs Medicare and Medicaid
Many people think that Medicare and Medicaid are synonymous with long-term care insurance. However, relying on either of these government-run programs will most likely leave your clients and prospects without the level of care they need or expect. Help your clients make informed decisions about their future health plans by knowing the advantages of a private LTCi policy over Medicare and Medicaid. Check out this sales idea flyer to learn more. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Understanding the Benefits of LTCi vs Medicare and Medicaid
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Attention: Illumifin Experiencing Phone Health Interview Delays
Our vendor, Illumifin, has notified the Mutual of Omaha team that they are currently experiencing delays in scheduling of Phone Health Interviews (PHI). Currently, they are experiencing significant application volumes, and the recent holidays — Memorial Day, Juneteenth, and the upcoming 4th of July — have further impacted interviewer availability. Illumifin is taking steps to address the delays and anticipate returning to normal operations by mid-July. However, at present, we are seeing interviews backed up by approximately three weeks. We appreciate your patience and understanding during this time. Please feel free to reach out if you have any questions or
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Minimizing Potential Underwriting Delays in the e-App Storefront Follow a few underwriting tips to avoid processing delays in the auto decision and underwriting stages. Where to Find an Authorization Number on an e-Application So, you finished an e-Application, but where is the Authorization number that is needed for the applicant to sign the app? Upcoming Rate Adjustments View upcoming rate adjustments for various states. Dental: How to Complete a Stand-Alone Dental e-Application Writing a stand-alone dental policy is easy in our e-application storefront. Prescription Drug Plans: PDP Payment Processing System Updates Mutual of Omaha
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Understanding Middle Market Buyers: Their Profile and the Necessity of Long-Term Care
The definition of what it means to be “middle market” is a moving target. It depends on where you live and which numbers are used at the top and the bottom of the scale. Generally speaking, middle market buyers fall into the $50k to $150k annual income per household category. They may not live paycheck to paycheck; however, may be reluctant to pay large annual premiums or lump sum payments. These middle market buyers need long-term care solutions that are affordable and manageable. Traditional LTCi is customizable to fit the needs of each individual based on their needs and financial
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Inforce LTCi Rate Adjustments Effective September 1, 2024
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective September 1, 2024: Indiana Policy Forms Impacted 2024 Overall Rate Increase LTC04G 18.00% LTC04I 18.71% LTC04I7 16.22% LTC09M 10.06% LTC06UI 19.01% LTC09U 12.50% Oregon Policy Forms Impacted 2024 Overall Rate Increase 2025 Overall Rate Increase 2026 Overall Rate Increase LTC04G 36.69% 17.67% 23.09% LTC04I 36.16% 3.71% 23.22% LTC04I7 38.00% 16.75% 22.89% LTC09M 36.58% 6.29% 18.49% LTC06UI 20.47% 5.00% 20.95%
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GoldenCare Newsletter | June 17, 2024
Read Full GoldenCare Newsletter, June 17, 2024 Edition In this GoldenCare Newsletter Edition Webinars: Introducing Our Decline Placement Program Tues, June 18, 2024 2:00 PM to 2:30 PM CDT DEMO: Quote & Enroll using ManhattanDirect 2.0 Wed, June 19, 2024 11:00 AM to 11:30 AM CDT GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, July 17, 11 AM Eastern Short-Term Care Plan Design & e-App Tom Randall’s “Words.Of.Wisdom” webinar series offers expert sales strategies, product planning insights, and insider tips on various topics. Don’t miss this opportunity to enhance your skills
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: We are Passionate about the Senior Health Market We are dedicated to the senior health market, making it easier and more efficient to do business with Mutual of Omaha. Get Your Bonus This Month – Broker Bonus Program Learn how writing Mutual of Omaha Med supp business can earn you some easy cash back into your pocket. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Value-Added Extras: Mutual Perks Your Medicare supplement and dental insurance policyholders save with additional perks, coupons and discounts available with their Medicare supplement or dental policy. Easily
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