Important Information Regarding Your MedAmerica Agent Login Account On the evening of October 16, 2019, MedAmerica will deploy changes to our Agent Website that will require you to recreate your Agent Login account. YOU WILL NEED TO CREATE A NEW ACCOUNT — NEW USERNAME AND PASSWORD. The Username you choose for your new account must be different from your current Username. Please review the email address associated with your account to ensure that you will be able to successfully create your new account. On October 17, 2019 when you click AGENT LOGIN to access your account, choose “Create a new
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Transamerica Agent Resource Center (ARC) Scheduled Downtime
Transamerica Agent Resource Center (ARC) Scheduled Downtime on Saturday, October 12 The Agent Resource Center (ARC) will be temporarily offline on Saturday, October 12 for scheduled website maintenance and enhancements. We apologize in advance for any inconvenience. ARC will return to normal operation on Sunday, October 13. Questions? Please contact the Transamerica sales desk at 888-545-2713. Transamerica Agent Resource Center (ARC) Scheduled Downtime #goldencareagent #transamerica
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Video Interview: LTC Underwriting Insights
Meet our underwriter, Bill Spano. Hopefully, you’ve seen our previous two videos featuring underwriters Demerri Bond and Carol Carville. Their unique perspectives provide helpful insight into our processes and they even provide a few tips for you, as well. Insurance is a family business for Bill Spano- he became an underwriter thanks to the encouragement of his siblings. It seems to be a good fit too, as he enjoys building relationships with agents and brokers, helping them out however he can. Take a couple minutes to check out Bill’s video and you’ll hear him discuss how you can get quick
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October 17th LTC Underwriting Teleconference: Common Application Declines
Have you added the next LTC Underwriting Teleconference to your calendar yet? Don’t miss October’s Topic: Common Application Declines Our Next Teleconference is scheduled for Thursday, October 17, 2019, 10 a.m. CST When: Thursday, October 17th at 10 am Central Conference Number: 1-866-220-3018 Conference ID: 6382797 Check out this flyer for all the details. Do you have questions on the topic, or do you have something you’d like to discuss? Email distribution.marketing@mutualofomaha.com prior to the teleconference. October 17th LTC Underwriting Teleconference: Common Application Declines #goldencareagent #mutualofomaha
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Case Study: Why Clients Get Issued “Other Than Applied”
Camila, a 63-year-old woman in Arizona, applied for MutualCare® Custom Solution. She was quoted Select; however, after underwriting review, a Class I rate was offered. How did this happen? During the application process, Camila hadn’t told her agent about a stroke she had 3 years ago, and it was discovered when the underwriter reviewed her medical records. This stroke history changed Camila’s rate class, and upon discovery the underwriter emailed the agent regarding the rate class change and encouraged the agent to call and discuss options with the client. The agent discussed the rate class change with the client and
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Securian Financial’s Care Management Program for SecureCare UL Policyholders
Introducing: Securian Financial’s Care Management Program for SecureCare Univeral Life Policyholders Securian Financial’s Care Management Program™ (Care Management) is designed to help make the transition from needing care to getting care as smooth as possible for SecureCare policyholders and their families. Care Management can help clients initiate a request for benefits, guide them through submitting a claim and, once on claim, assign them a case manager to provide ongoing support. The program is automatically included with all SecureCare policies (both in-force and future sales) at no additional charge! Additionally, Care Management is available to help clients throughout the life of
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The Secret About 10-Year and Single Premium Payments
A Limited-Duration Premium Payment Option May Be Cheaper In The Long Run Limited-Duration Premium Payment Options In addition to a lifetime premium payment duration, EssentialLTC also offers limited duration premium payment options to provide the flexibility to design a policy for many consumers’ financial goals: 10-YEAR PREMIUM This option provides premiums to be paid over a 10-year period, after which no further premiums will be due. Premiums are only subject to change during the 10-year premium payment period. After the 10-year premium payment period, the policy will be fully paid-up, noncancelable, and not subject to rate increases. SINGLE
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EssentialLTC Product Introduction Guide Update
E-APP Enhancements This revamped version of the Product Introduction Guide was designed to provide key information regarding: • NGL’s focus on LTCi • NGL’s history & financials • EssentialLTC’s most popular features It also includes a brief explanation of all features within the EssentialLTC product. Use this as your go-to resource for initial information regarding NGL and EssentialLTC. If you have questions, please call NGL at (888) 505-2332 or email status@ngl-essentialLTC.com. EssentialLTC Product Introduction Guide Update #goldencareagent #ngl
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LTC Underwriting Guide Update
First announced in our April 2019 Underwriting Operation teleconference, the LTC field underwriting guide has been updated to include the newest guideline improvement: TENS units are now accepted. What are TENS units? TENS units, or transcutaneous electrical nerve stimulation units, are battery-operated devices used to treat pain. They work by delivering small electrical impulses through electrodes that have adhesive pads attached to a person’s skin and are an excellent noninvasive method for relieving pain. Clients with TENS units currently in use will be rated based on specific health condition. Review the changes on page 53 here, access the guide on
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Rate Adjustments Effective December 2019
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective December 1, 2019: Block of Business Impacted States LTC04G Arkansas, Iowa LTC04I New Mexico LTC06UI Pennsylvania, Iowa, Oklahoma, Ohio, New
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