As we transition into 2024, we have updated our long-term care tax guides to reflect the most current tax data. In the individual tax advantages guide it discusses the per day limitations, along with the 2024 eligible premium guidelines your client can deduct. There may also be several tax advantages for business owners who purchase a long-term care policy depending on how your client structures their business. Be sure to check out Sales Professional Access for a complete list of all 2024 long-term care tax guides that are available. If you have any questions, please contact Mutual of Omaha’s
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Long-Term Care Year-End Highlights
Look back at some of the updated content from 2023 and be prepared to have conversations that matter with your clients in 2024. The Having the right conversations flyer highlights some of the typical characteristics of a long-term care client, what triggers them to buy, and how they educate themselves about LTCi. Continue the conversation with inflation buy-up benefits, giving your clients the option to adjust their inflation protection anywhere from 1% – 5% based on their financial goals. Then remind your clients we’ll be here to pay their claims with the updated claims flyer spotlighting the benefits paid since
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2024 Quoting Software
NOTE: This communication was sent to Mutual of Omaha agents not affiliated with GoldenCare or American Independent Marketing (AIM). Agents with their Mutual of Omaha LTC appointments through GoldenCare and/or AIM may continue using the MutualCare® Solutions Desktop Software to generate premium quotes. As the new year rapidly approaches, make sure you are ready to quote long-term care. Effective January 1, 2024 MutualCare Solutions will no longer be available. If you’re currently using MutualCare Solutions for quoting our long-term care insurance products, we strongly recommend transitioning to WinFlex Web platform at your earliest convenience. WinFlex Web provides a free
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Inforce LTCi Rate Adjustments Effective March 1, 2024
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective March 1, 2024 impacting the states of Georgia, Alabama and Delaware. Policy Forms Impacted – Georgia & Alabama LTC04G, LTC0417, LTC04I, LTC06UI, LTC09M, LTC09U Policy Forms Impacted – Delaware LTC06UI For details on yearly rate adjustment percentages, view the supplemental grid. Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate
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Annual Advertising Compliance Reminder
State advertising regulations require Thrivent to remind you each year about our advertising requirements. Regulatory bodies such as the State Insurance Departments, FINRA and SEC require that Thrivent maintain a system of control over the content, form and method of dissemination of advertisements. Thrivent’s policy, which is based on these regulatory requirements and enhanced to ensure brand and messaging alignment, is that all materials used to advertise Thrivent, its products or services, or created with the intent to sell Thrivent’s products must be approved and a compliance number issued by the corporate compliance area before use. Learn More #goldencareagent
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Thrivent and LTCG/illumifin Upcoming 2023 Holiday Closures
Important Dates Dec 25 — Christmas Day Thrivent and illumifin are closed Dec 27 — Year-End Cutoff to receive premium or to receive outstanding requirements for Thrivent LTC Jan 1 — New Year’s Day Thrivent and illumifin are closed #goldencareagent #thrivent #ltc
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Quote LTC with WinFlex Web
NOTE: This communication was sent to Mutual of Omaha agents not affiliated with GoldenCare or American Independent Marketing (AIM). Agents with their Mutual of Omaha LTC appointments through GoldenCare and/or AIM may continue using the MutualCare® Solutions Desktop Software to generate premium quotes. Beginning January 1, 2024, MutualCare Solutions Desktop software will no longer be available to quote our long-term care products. If you are still using the MutualCare Solutions Desktop Software to quote our products, we encourage you to transition to the WinFlex Web platform as soon as possible. WinFlex Web is free to run quotes and on
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Updates to the Book of Business Tool
The Book of Business download has been enhanced, on Sales Professional Access (SPA) to include a complete list of the inforce Mutual of Omaha policies you have sold now including Prescription Drug Plans and Mutual Income Solutions, effective December 13, 2023. This enhancement will make it even easier to figure out what types of policies your clients may have and prepare to answer any questions. To learn more about the Book of Business feature, review the Book of Business Instructional Flyer. Updates to the Book of Business Tool #goldencareagent #mutualofomaha
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Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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1099 Forms Available on SPA
Get your 1099s Faster!! As the end of the year fast approaches, sign up to receive your 1099s electronically. If you want to have electronic access to your 2023 1099, follow the below instructions and consent prior to 12/31/2023. This will allow you to have access to your 1099 anytime during the year. Notification will be sent in January as soon as the 1099s are available. The detailed instructions for producers accessing 1099s are provided on the home page of SPA. Please note: If a producer has chosen and created a Compensation PIN for SPA already, they will not be
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GoldenCare Newsletter | December 4, 2024
Read Full GoldenCare Newsletter, December 4, 2023 Edition In this GoldenCare Newsletter Edition GoldenCare Rewards Relaunch Event Thurs, Dec 14, 2023 2:00 PM to 2:30 PM CST • “Got Groups?,” Tues, Dec 12, 2023 3:00 p.m. CST • “Wellabe Product,” Wed, Dec 13, 2023 10:00 a.m. CST • “Plan Choices & Design,” Wed, Dec 13, 2023 2:00 p.m. CST • “True Freedom Product,” Thurs, Dec 14, 2023 3:00 p.m. CST • “Start the Conversation,” Fri, Dec 15, 2023 9:00 a.m. CST • “Super Sticky Solutions!,” Mon, Dec 18, 2023 11:00 a.m. CST Guest Article: “Americans are tapping retirement nest
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