Effective communication is essential for success in various aspects of life. Having the right conversations at the right time with your clients about the benefits of long-term care insurance ensuring your messaging is clear, understood, and well-received can go a long way. Let’s take a look at a video designed to help you start those conversations today. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Starting The Conversation about Long-Term Care Insurance #goldencareagent #mutualofomaha
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Having Conversations That Matter
Long-Term Care Insurance serves as a valuable resource that your clients can utilize to offer maximum comfort and support to their loved ones during challenging situations. Having the right conversation about Long-Term Care Insurance can make the difference your clients need to plan their future. Take a look at some of the characteristics, and triggers of long-term care buyers in the new flyer. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Having Conversations That Matter #goldencareagent #mutualofomaha
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LTC Awareness Month – The value of Caregiver Resources
Caregiver Resources from Homethrive Last year, Thrivent introduced a valuable new membership benefit: Caregiver Resources from Homethrive. Caregiver Resources include online tools including articles, videos, blogs and checklists on topics related to aging and caregiving. Users can: • Chat live with an expert. • Get personalized recommendations. • Have relevant content emailed to them. And while other services focus on helping clients find the best care facility, Homethrive focuses on supporting caregivers to help aging adults live safely and successfully in their homes as long as they can. Behind Homethrive is
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2024 Long-Term Care Insurance Tax Deductible Limits
Tax-qualified LTCi premiums are considered a medical expense. For an individual who itemizes tax deductions, medical expenses are deductible to the extent that they exceed current amount required to meet the individual’s Adjusted Gross Income (AGI). The amount of the LTCi premium treated as a medical expense is limited to the eligible LTCi premiums, as defined by Internal Revenue Code 213(d), based on the age of the insured individual. That portion of the LTCi premium that exceeds the eligible LTCi premium is not included as a medical expense. Individual taxpayers can treat premiums paid for tax-qualified long-term care insurance for
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Long-Term Care – Care Coordination
Today’s Reality — When individuals require assistance with their daily tasks, families frequently find themselves in a situation that demands quick action, with numerous choices to evaluate and immediate judgments to render. The Solution — Mutual of Omaha’s long-term care insurance policies feature a care coordination benefit designed to assist families in handling the long-term care requirements of their loved ones. When a claim is initiated, a care coordinator is assigned to the family as their primary point of contact. This coordinator collaborates closely with the family to organize services and the care needs are properly addressed. Let’s take a
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LTC Awareness Month: What You Do Matters!
The Importance of Long-Term Care Insurance: What You Do Matters November is Long-Term Care Awareness Month, and an excellent opportunity to reach out to clients about the importance of planning. Mutual of Omaha offers multiple solutions to help clients plan ahead. We offer traditional long-term care insurance as well as a life insurance product with a long-term care rider. When it comes to long-term care insurance, we want clients to know we are providing solutions to assist them throughout their care journey. We take pride in delivering on our promises when our policyholders and families need it most. The
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It’s Long-Term Care Awareness Month – 2 new resources available!
New consumer video and flyer We’re pleased to introduce a new consumer-use video and companion flyer that speak to a big Thrivent differentiator – the social impact of our fraternal giving. We’ve found that many clients feel good about having coverage from a company that does good in its communities. Play Video How Thrivent supports communities A downloadable flyer that helps describe how Thrivent drives impact through our clients and into our communities. This flyer lists up-to-date stats of the impact Thrivent clients have created. Form #31456 Download flyer #goldencareagent #thrivent #ltc
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LTC Awareness Month resources from Thrivent
Every November, the industry – led by Life Happens – comes together to sponsor Long Term Care Awareness Month. This campaign is designed to educate consumers about the importance of long-term care and the role it plays in protecting families’ financial security. To take advantage of heightened awareness in the marketplace during the month of November, Thrivent has packaged some of our most popular resources designed to raise awareness and drive contact with financial advisors. The lack of conversations: 92% of consumers believe that financial professionals should talk about long-term care care plans with their clients1 59% of people have
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South Carolina Rate Adjustment Filing Notification Letter
Mutual of Omaha has filed for rate increases in the state of South Carolina. Although approval is pending, South Carolina requires carriers to notify policyholders of the rate adjustment request via letter. Within the notification letter, the insured was informed of the following: The average proposed rate adjustment The advanced notification requirements (60, 75, or 90 days) The rate increase notification expectations Bureau of Insurance contact information We are continuing to work with the states on the actual rate increase filings and will communicate approved amounts as well as implementation dates when that information is available. If you have
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Medicaid vs. Long-Term Care Insurance
Help your clients understand the differences of between Medicare and Medicaid vs. Long-Term Care Insurance. Medicare and Medicaid are programs that help to improve/correct specific medical or health problems, however, where they fall short is they don’t help with day-to-day activities of daily living. This is where having the right long-term care policy in place can benefit your clients. Long-term care insurance has several key factors to help your clients stay ahead and plan for the future by: Protecting a lifestyle Offering comprehensive coverage Having flexible benefits Tax advantages Let’s take a closer look at the options provided to your
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