Union Security Rate Adjustment – Iowa

Medicare Supplement Rate Adjustment in Iowa The following rate adjustments are effective February 1, 2023 for new and in-force business in Iowa: Rate Adjustment State Plan A Plan F Plan G Plan N Iowa 14.0% 14.0% 14.0% 14.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Iowa Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..

Union Security Rate Adjustment – Nevada

Medicare Supplement Rate Adjustment in Nevada The following rate adjustments are effective February 1, 2023 for new and in-force business in Nevada: Rate Adjustment State Plan A Plan F Plan G Plan N Nevada 10.0% 10.0% 10.0% 10.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Nevada Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..

Union Security Rate Adjustment – Texas

Medicare Supplement Rate Adjustment in Texas The following rate adjustments are effective February 1, 2023 for new and in-force business in Texas: Rate Adjustment State Plan A Plan F Plan G Plan N Texas 12.0% 10.6% 11.4% 11.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Texas Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..

Union Security Rate Adjustment – Michigan

Medicare Supplement Rate Adjustment in Michigan The following rate adjustments are effective February 1, 2023 for new and in-force business in Michigan: Rate Adjustment State Plan A Plan F Plan G Plan N Michigan 12.0% 12.0% 12.0% 12.0%   Applications signed on or before January 31, 2023 will receive the current rates. Application signed on February 1, 2023, or later, will receive the new 2-1-23 rates. Applications re-dated on or after February 1, 2023 will receive the new 2-1-23 rates. Click to download the new Michigan Rate Sheet   Marketing Materials: For your convenience, click on the blue tab above
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Categories: Industry News and Medicare Supp./Adv..

Six Steps to LTCi Sales

Boost your LTCi sales by furthering your product and sales process knowledge! Our Sales and Marketing Process brochure breaks the sales process down into 6 thoughtful steps, helping you organize your approach to sales. This handy brochure also suggests other educational material for each step in the process, so it’s an invaluable resource for learning all things LTCi. Check out the steps and how they can help you jump start sales by downloading the brochure.   Six Steps to LTCi Sales   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

CareMatters COVID guidelines have been updated

CareMatters COVID guidelines have been updated Proposed Insureds with a history of COVID with no hospitalization, no tobacco use, maximum BMI of 35, and no co-morbid conditions may be able to be considered without medical records for CareMatters after 1 month of full recovery if age 49 or younger, and after 2 months of full recovery if age 50 or older. Proposed Insureds who do not meet the above and have not been hospitalized will be postponed until 3 months of full recovery is achieved and is demonstrated by a documented visit post-COVID in medical records provided at no expense
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Categories: COVID-19, Industry News, Linked Benefit/Hybrids, and Nationwide.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   New Mutual Perk – Garmin We are excited to announce a new Perks program – offering a variety of value-added services, programs and discounts to clients.   2023 Broker Bonus Program We are pleased to announce, our popular Broker Bonus program is continuing in 2023. Our competitive Med supp rates can help you earn cash..   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Don’t Forget Mutual of Omaha’s Contact Card Not sure who to contact at Mutual of Omaha with your questions? Check
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Introducing the Four Quarters Club

You work hard all year long to fulfill your clients’ expectations, and Mutual of Omaha feels you should be rewarded for your diligence. We are thrilled to introduce the Four Quarters Club, a brand-new incentive program that pays out a 10% bonus on a quarterly basis to all qualifiers. Beginning January 1, 2023, you’ll have not just one, but four opportunities to earn funds that you are able to use at your discretion. You take care of your clients throughout the year and in 2023 we will recognize your hard work and dedication throughout the year as well. Find all
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Sales Idea: Built-in ROP on Critical Illness Insurance

Critical Illness Insurance covers a number of serious conditions and offers direct payment to policyholders that can be used for everything from gap coverage to travel expenses, it has a little something for almost everyone. When your clients buy any insurance policy, there’s no way to know for certain whether or not they’ll use it. This is a valid concern – although the covered conditions impact millions of Americans per year, there’s no guarantee your clients will be affected. Our Critical Illness insurance policy includes a built-in return of premium rider. That’s like a money-back guarantee. This Sales Idea provides
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Upcoming Lumico Med Supp rate adjustment on 3/1

Upcoming rate adjustment for Med Supp Effective March 1, there will be a rate adjustment for Med Supp policies underwritten by Lumico Life Insurance Company (Lumico) in the following states: AL, FL, IA, KS, KY, MD, MO, NM, ND, NV, OK, OR, PA, SD, UT, VA, WI, WV and WY. Here’s what you need to know: New policies will continue to be underwritten by Lumico in: AL, FL, KS, NM, NV, OR, VA, WV and WY. Please note the following cut off dates: Applications signed and received on or after 2/1/23, with a requested effective date on or after 3/1/23,
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Categories: Industry News and Medicare Supp./Adv..