When the need for long-term care services arises, our policyholders can count on us. They know their Mutual of Omaha long-term care insurance policy will help them pay for covered services. They also know our claims representatives are here to guide them every step of the way. Take a look at some of our latest claims information – including the total of claim dollars we’ve paid since 1987, the chronic health conditions for which the most LTCi claims are paid, and where most of our policyholders on claim are receiving care. Most people who purchase a long-term care insurance policy
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Why Choose a Traditional LTCI Policy
There are several reasons to choose a traditional LTCi policy. Below are a few reminders to help your clients make the right choice. Its the best value Benefits provide flexibility It provides partnership protection Along with what you get from Mutual of Omaha: Ongoing commitment Financial Strength Expertise in the LTC marketplace Read more about the advantages of Traditional LTCi before chatting with your next client. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Why Choose a Traditional LTCI Policy #goldencareagent #mutualofomaha
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Long-Term Care Insurance Can Be Affordable
What does $100 a month in premium buy A top consumer concern is that insurance coverage costs too much. Consumers need help understanding how their premiums leverage into benefits. This consumer-approved piece uses sample premiums to show what $100 a month can buy at different ages. Use this piece to establish affordability and then run full illustrations customized to your client’s needs. Interstate Compact version Non-ICC version for AZ, CA, CT, DC, DE, HI, IN, ND, NJ, and SD #goldencareagent #thrivent #ltc
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It’s that time of year again!
It’s that time of year again! As we approach the 4th quarter, be sure you’re following up on your conversations with business owners and key decision makers at employer groups now. Take a look at our Tax Summary for additional information on how businesses large or small may get a tax deduction for purchasing plans on their owners or their employee and their spouse, too! Get their LTCi plans in place as soon as possible so they can get their premiums paid in 2023 for 2023 tax deduction for the business. Submitting applications now will help you have as much
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How LTCi Impacts People’s Lives
At age 80, Marilyn was living alone. Chronic knee pain made it hard for her to get around. As Marilyn’s knee pain worsened, her daughter Melinda urged her mother to see a doctor. Her orthopedic doctor recommended a total knee replacement. She underwent the surgery but decided against inpatient rehabilitation. Instead, she opted to receive post-op physical therapy at home, which meant she required the services of a home health care provider. Check out Marilyn’s full story of how her Mutual of Omaha long-term care insurance policy was able to assist her with the care she needed as she focused
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Thrivent media campaign raising brand awareness
New marketing campaign features clients telling their stories The Follow Your Heart marketing campaign celebrates clients who are having a positive impact in their communities, thanks to Thrivent’s differentiated offerings. Video: Dr. Artika Tyner, a law professor and author who promotes diversity in books and childhood literacy. Six Thrivent clients are featured in our new Follow Your Heart marketing campaign to drive awareness of Thrivent. It’s the first time we’ve put real clients at the center of an advertising campaign. Each client story features Thrivent’s holistic advice and financial products, plus stories about clients engaging with our generosity programs. The
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The Cost of Long-Term Care Services Per State
The average cost of care is changing annually. To assist individuals in gaining a clear understanding of the anticipated expenses for long-term care, we provide information on the average cost of services offered per state. Check out the flyer below for cost breakdowns on: Home Health Aide LPN RN Assisted Living Facility Nursing Home The Cost of Long-Term Care Services – 2023 Update flyer The Cost of Long-Term Care Services Per State #goldencareagent #mutualofomaha
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How to Get the Most From an LTCi Policy
Some insurance companies offer LTCi policies based on a daily versus monthly benefit amount. This can provide hardship for the client since they have to ensure they stay under the daily limit. MutualCare Solutions benefit amounts are monthly which gives the client greater flexibility to get the care they need without worrying about exceeding a per-day limit. This flyer has more information on the daily versus monthly examples. How to Get the Most From an LTCi Policy #goldencareagent #mutualofomaha
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Long-Term Care Cash and Reimbursement Benefits
MutualCare® Solutions policies give your clients two options on receiving long-term care benefits – cash or reimbursement. Cash Benefit The cash benefit can be used for any services that supports the plan of care. Plus, there is no elimination period to meet before receiving the cash. Reimbursement Benefit After the elimination period is met, the reimbursement benefit allows your client to access covered long-term care services, reimbursed up to the selected amount each month. Best of all, your clients have the flexibility to switch between the cash or reimbursement benefit at any time. For more details on the MutualCare® Solutions
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Thrivent 101 – Understanding the basics of a fraternal benefit society
Being a fraternal benefit society makes Thrivent unique in the LTCi space, but how does one explain a fraternal insurer to their clients? This producer reference piece breaks it down so you can help clients understand the fraternal difference. Thrivent is a fraternal benefit society. How do you explain that to a client? The importance of verifying that a client is Christian (or is married to one) before they apply, and how to have that conversation. Does a producer have to be Christian to offer this product? Is Thrivent a Christian organization? How strong is Thrivent? Download Thrivent 101
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