Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Louisiana, effective August 1, 2024. Impacted Forms 2024 Increase LTC041 25% LTC09M 20% LTC09U 25% Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there
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Advantage Plus ELITE | Now Available in Colorado!
NOW AVAILABLE IN COLORADO! The Original and Most Comprehensive Hospital Indemnity Product in the Industry Advantage Plus Elite is now available in Colorado on GTL’s Agent Portal and available soon on the e-App! GTL’s Hospital Indemnity Insurance was designed to help your client’s cover their out-of-pocket expenses, typically not covered by a Medicare Advantage plan. With guaranteed issue ages now ranging from 64½ up to 70, you can reach even more clients in Colorado! Attention Colorado agents: Please order new supplies including new rate sheets. Cash benefits are paid directly to your client to help cover: View Digital Product Brochure
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Good News: New LinkedIn Group: Short Term Care Insurance Professionals
New LinkedIn Group: Short Term Care Insurance Professionals Staying up-to-date and informed is becoming increasingly difficult, especially as the extended care market continues to exand. Which is why we’ve created a new group on LinkedIn called Short Term Care Insurance Professionals. Get the scoop and latest updates on Short-Term Care insurance, Home Health Care policies and other Extended Care Planning solutions by requesting membership! Members will have early access to new marketing pieces, sales techniques & presentations, product details and more. Check it out by clicking below: Questions? Call our Marketing Team at 800-842-7799!
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Good News: New Consumer-Use Piece To Start STC Discussions
New Consumer-Use Tri-Fold Brochure From ManhattanLife Have you heard the news? ManhattanLife has made another marketing piece available to help you introduce OmniFlex™ Short-Term Care to clients — a new tri-fold brochure! This information-packed tri-fold brochure is great as a consumer seminar hand-out or as an educational piece in your next mailing campaign! The tri-fold is available through ARC, via Downloads, Product Downloads, “Search by Product,” and choosing Short-Term Care. Click to view/download now Remember to bookmark our GoldenCare Assets page, where we keep all OmniFlex assets, tools and marketing materials up-to-date for your use!
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Introducing CareGuide
“CareGuide is a real game changer!” — Eric Wilson We are thrilled to announce our most recent partnership with CareGuide. For CareGuide, guiding policyholders on their healthcare cost journey is top priority. A Member’s Journey with CareGuide Learn More #goldencareagent #manhattanlife #mac
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Reminder: Illumifin Has Updated Their Email Address Domain
Reminder: Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Underwriting Process Change Underwriting process change notification for post-issue policy corrections. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Available Premium Payment Options Refresh yourself on Mutual of Omaha’s payment and processing guidelines. #goldencareagent #mutualofomaha
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A Thrivent LTCi differentiator-Flexible Increase Benefit
Customize benefit and premiums to meet future goals In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See
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Updated MutualCare® Solutions Underwriting Guide
The MutualCare® Solutions Underwriting Guide has been updated. View the updated guide by clicking here, download from Sales Professional Access (SPA), or order through your normal ordering channels. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Updated MutualCare® Solutions Underwriting Guide #goldencareagent #mutualofomaha
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Updated MutualCare® Solutions Product Guide
An updated MutualCare® Solutions Product Guide is available for download from Sales Professional Access (SPA). Updates include: Page 4 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 12 — Maximum Monthly Benefit Increase Page 13 — Updated Policy Limit Duration and Maximum Monthly Benefit Increase Page 21 — Maximum Monthly Benefit Increase Download the new version here or order through your normal ordering channels. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Updated MutualCare® Solutions Product Guide #goldencareagent #mutualofomaha
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