Upcoming Lumico Med Supp rate adjustment on 1/1/24

Upcoming rate adjustment for Med Supp Effective January 1, 2024, there will be a rate adjustment for Med Supp policies underwritten by Elips Life Insurance Company (Elips Life) in Kentucky, Maryland and Virginia. For KY, MD and VA New policies will continue to be underwritten by Elips Life in these three states. Please note the following cut off dates: Applications signed on or after 12/1/23, with a requested effective date on or after 1/1/24, will be subject to the new rate. Applications signed on or before 11/30/23, with a requested effective date on or after 1/1/24, will receive the current
Read More

Categories: Industry News and Medicare Supp./Adv..

Great news for your existing Advantage Plus clients!

For Your Advantage Plus Clients in Colorado, Kansas, Utah, & Virginia Your existing Advantage Plus clients will receive communication by mail from GTL highlighting an increase in base benefits for no additional premium! There is nothing you need to do. See below for all of the current states where this applies. As we receive additional state approvals, we will update you. These upgraded benefits include: Reduced Benefit Trigger to 6 Hours! For your clients who have the Short Duration Hospital Stay Rider (included in the 3-day and 6-day benefit periods), benefits will now be paid for a confinement in the
Read More

Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Starting The Conversation about Long-Term Care Insurance

Effective communication is essential for success in various aspects of life. Having the right conversations at the right time with your clients about the benefits of long-term care insurance ensuring your messaging is clear, understood, and well-received can go a long way. Let’s take a look at a video designed to help you start those conversations today.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Starting The Conversation about Long-Term Care Insurance   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Having Conversations That Matter

Long-Term Care Insurance serves as a valuable resource that your clients can utilize to offer maximum comfort and support to their loved ones during challenging situations. Having the right conversation about Long-Term Care Insurance can make the difference your clients need to plan their future. Take a look at some of the characteristics, and triggers of long-term care buyers in the new flyer.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Having Conversations That Matter   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Recover Cash | Now Available in Indiana!

NOW AVAILABLE IN INDIANA! Insurance Benefits for Confinement in a Nursing Home, Assisted Living Facility or in Your Client’s Home Recover Cash is now available in Indiana on GTL’s Agent Portal and available soon on the e-App! Guarantee Trust Life Insurance Company has reinvented Recover Cash Short-Term Care Insurance to not only help cover out-of-pocket expenses when receiving short-term care, but also to provide innovative support and cash benefits for family caregivers provided by TCARE! View Digital Product Brochure   Order Supplies on GTLink   Who is TCARE? Watch a short message about TCARE’s history and innovative caregiver support solutions
Read More

Categories: Guarantee Trust Life, Industry News, and Short-Term Care.

LTC Awareness Month – The value of Caregiver Resources

Caregiver Resources from Homethrive Last year, Thrivent introduced a valuable new membership benefit: Caregiver Resources from Homethrive. Caregiver Resources include online tools including articles, videos, blogs and checklists on topics related to aging and caregiving. Users can:       • Chat live with an expert.       • Get personalized recommendations.       • Have relevant content emailed to them. And while other services focus on helping clients find the best care facility, Homethrive focuses on supporting caregivers to help aging adults live safely and successfully in their homes as long as they can. Behind Homethrive is
Read More

Categories: Industry News, Long-Term Care, and Thrivent.

Aflac Med Supp Now Live in New Jersey!

Aflac Med Supp is now live in New Jersey! We are excited to see Aflac continue to expand their product availability and offer increased national coverage. Availability Map     #goldencareagent #medicare
Read More

Categories: Aflac, Industry News, and Medicare Supp./Adv..

Attention All Wisconsin Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL WISCONSIN AGENTS Guarantee Trust Life Insurance Company (GTL) 11/2/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: WI — 19.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at GTL by January 8, 2024. Existing
Read More

Categories: Guarantee Trust Life and Medicare Supp./Adv..

Attention All Nevada Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL NEVADA AGENTS Guarantee Trust Life Insurance Company (GTL) 11/2/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: NV — Plans A, F, G & N:  9.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at
Read More

Categories: Guarantee Trust Life and Medicare Supp./Adv..

Attention All Arizona Agents | Important Notice

MEMORANDUM To: From: Date: Subject: ALL ARIZONA AGENTS Guarantee Trust Life Insurance Company (GTL) 11/10/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: AZ — Plans A, F, G & N:  19.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at
Read More

Categories: Guarantee Trust Life and Medicare Supp./Adv..