EssentialLTC Update EssentialLTC in StrateCision The enhanced version of EssentialLTC has been approved for use in StrateCision’s programs. VitalLTC updates coming soon We are still testing the VitalLTC updates. You will be notified when the updates are complete. 1035 Exchange Flyer Don’t forget that you can fund EssentialLTC by a tax-free 1035 Exchange. Click here to download the 1035 Exchange Flyer. It gives you valuable background information on 1035 Exchanges, reasons for doing them and it shows how NGL’s EssentialLTC can be funded with a 1035 Exchange. You can also reference the Agent Guide for a full breakdown
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NGL – Washington State Long Term Care Trust Act
Washington State Long Term Care Trust Act NGL would like to address the Washington State Long Term Care Trust Act and timing for application processing. The most recent date determined by the Washington legislature to meet the “opt out” provision by obtaining a private LTCi policy is November 1, 2021. There is a high probability that all LTCi carriers will see a large increase in applications from now until the fall. In order to process new business and offer an underwriting decision in a timely manner, we are suggesting any applications for applicants trying to meet the November 1 deadline
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GoldenCare Newsletter | April 19, 2021
Read Full GoldenCare Newsletter, April 19, 2021 Edition In this GoldenCare Newsletter Edition From GoldenCare: THURSDAY! Introducing Our Innovative Referral Program Thursday, April 22, 2021 2:00 PM to 2:30 PM CDT Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Articles: “State Regulators Post LTC Insurance Rate Review Draft,” by Allison Bell, ThinkAdvisor “Genworth Ends China Oceanwide Merger Agreement,” by Allison Bell, ThinkAdvisor Enjoy! Compliance: REMINDER: Holiday Telephone Solicitation Ban for
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EssentialLTC – Underwriting Guide Update
Underwriting Guide Update As part of the recent product enhancements that took place on April 1, 2021 in 38 states, we have released an updated Underwriting Guide dated 03.21. The new guide reflects the new Premier rate class structure, has added items based on your feedback and has more conditions listed in greater detail. The guidelines in the updated guide are applicable to applications in all states, regardless of which version of EssentialLTC they use. Some notable updates include: Guidelines for a family history of dementia More details for elevated blood pressure More details
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Updated EssentialLTC Materials
Updated EssentialLTC Materials Keep yourself up to date with all that NGL EssentialLTC has to offer with updated training materials on the Agent Resource Center. Each item is designed to help you share the benefit of this invaluable product with your clients! Here are the updated pieces: Agent Guide LTCi for Almost Any Business Premier Underwriting Guide Product Comparison Product Features and Sales Ideas Production Introduction Guide Product Summary Sales Guide State Variation Listing Worksite Process and Resources 1035 Exchange Flyer NGL is committed to the LTCi market and will continue to bring you updated training materials and consumer pieces.
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GoldenCare Newsletter | April 5, 2021
Read Full GoldenCare Newsletter, April 5, 2021 Edition In this GoldenCare Newsletter Edition From GoldenCare: TOMORROW! LEADS AND REFERRALS WITH CAREOPTIONS Tues, April 7, 2021 2:00 PM to 2:30 PM CDT Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “America now knows that nursing homes are broken. Does anyone care enough to fix them?,” by Suzy Khimm, NBC News Enjoy! Compliance: REMINDER: Holiday Telephone Solicitation Ban for the Month of
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Important EssentialLTC update
Important Consumer Brochure update We are currently reworking our EssentialLTC Consumer Brochure to reflect the April 1, 2021 product enhancements. Effective on April 1 in the states listed below, please do not distribute the current version of the brochure as it will no longer be in compliance. A new version of the brochure will be made available on the Agent Resource Center in the coming weeks. You will be notified of this in a follow up communication. States affected by product enhancements: AK, AL, AR, CO, GA, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS,
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Industry News, Long-Term Care, and National Guardian Life.
consumer brochure, Emerging Markets, Emerging Markets Sales Team, EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, point of sale, point of sales brochure, Sales Team, Sequoia Certificate, and Sequoia Certificates.
consumer brochure, Emerging Markets, Emerging Markets Sales Team, EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, point of sale, point of sales brochure, Sales Team, Sequoia Certificate, and Sequoia Certificates.
NGL – LTC Administrative Office closed April 2
LTC Administrative Office closed April 2 The LTC Administrative Office will be closed Friday, April 2, 2021 in observance of Good Friday. Regular business hours will resume on Monday, April 5, 2021. Please contact your dedicated Long Term Care Sales Team at LTC@nglic.com with questions. Thank you. NGL – LTC Administrative Office closed April 2 #goldencareagent #ngl #longtermcare
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NGL rating upgraded to A (Excellent) by AM Best
NGL rating upgraded to A (Excellent) by AM Best We are excited to announce AM Best has upgraded our Financial Strength Rating to A (Excellent) from A- (Excellent)! This rating reflects the excellent ability of National Guardian Life Insurance Company (NGL) to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “Last year NGL finished with capital and surplus reaching historic records. Our strong financial position is the result of generations of employees consistently doing what is right and always putting our policyholders first. This rating both confirms our strength and stability, and gives
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GoldenCare Newsletter | March 22, 2021
Read Full GoldenCare Newsletter, March 22, 2021 Edition In this GoldenCare Newsletter Edition From GoldenCare: TODAY AND THURSDAY! LTC vs Hybrid – The Gloves Are Coming Off! (Part 1) Tues, Mar 23, 2021 2:00 PM to 2:30 PM CDT LTC vs Hybrid – Designing the Alternative Plan (Part 2) Thurs, Mar 25, 2021 11:00 AM to 11:30 AM CDT Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. Check back for our next exciting promotion! Guest Article: “2020 Long-Term
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