Deleting Old E-Applications The E-Application system now allows you to delete applications you are no longer working on via the “Your E-APP Summary Reports” section. Additionally, E-Applications entered but not submitted will automatically be deleted after 30 days of inactivity. Benefits of using E-APP Work with clients nationwide. Share your screen with clients or use it directly with the client. Efficient application process. Faster processing of business Click here to submit new business. Face-to-face exams for ages 66-79 NGL underwriting guidelines require an in-person exam for long term care insurance that includes cognitive and functional screening. Due to the current
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Additional COVID-19 Notice required for LTCI sales in New Mexico
Action required beginning March 27; provide COVID-19 notice to prospective customers Beginning March 27, all financial professionals in New Mexico who sell Thrivent long-term care insurance (LTCi) are required to provide an additional COVID-19 (coronavirus) notice to prospective customers. The notice will be included in New Mexico app packets on partner.thrivent.com or on iPipeline’s FormsPipe. Click here to view a sample. #goldencareagent #thrivent #ltc
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Thrivent LTCI News: Underwriting updates regarding COVID-19
Underwriting Questions FAQ (COVID-19) Last updated 03/25/2020 How are we underwriting COVID cases? Applicants positive for COVID 19 will be postponed. We will reconsider coverage 3 months after a negative test for COVID 19. Is Thrivent waiving underwriting requirements due to COVID 19? We are not waiving any underwriting requirements at this time. What if during policy delivery while completing the Statement of Good Health, it’s learned that the insured has tested positive to COVID-19 since the initial application? Client will need to wait until 90 days after being fully recovered at which time they can re-apply. Are we taking
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You’re Invited! “Social distancing” doesn’t have to bring your business to a halt
Thurs, April 2, 2020 11:00 AM to 11:30 AM CDT Each attendee will receive our Internet Selling Guide and Customizable Consumer Presentation just for attending! Available exclusively in our LTC CEO Office, Home and Internet Selling Tools software, but to help ensure your success we’ll be giving them away free of charge for attending this important event! Read Full Invitation Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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Good News | Securian Moves To Support Its Community During Pandemic
Securian answers Minnesota nurses’ call for masks in a big way The Minnesota Nurses Association began its protective-mask donation drive with a bang. Securian Financial in St. Paul donated 20,200 masks to help fill the “drastic” shortage health care workers say they face in the fight against the COVID-19 pandemic. Securian had stockpiled protective masks in a warehouse in case of emergency. Nicole Hansen with Securian Financial and Rick Fuentes with the Minnesota Nurses Association loaded up a dolly with cases of protective masks at the MNA offices on Saturday, March 21, 2020. Click for details on Securian’s efforts to
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Important Information Regarding LTC Underwriting and New Business
LTC Underwriting and New Business have received several inquiries for processing alternatives in light of the current situation. The e-Application located on Sales Professional Access remains the best means to submit an application and reduce amendments; however, this email provides information on the following topics: NEW: Email submission of applications and requirements NEW: LTC Policy output options Accepted ways of accepting electronic signatures for new business processing The status of our new business vendors NOTE: This information pertains exclusively to the long-term care product portfolio. Email Submission of LTC Applications Starting on March 27, 2020 LTC paper applications and
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Important Information Regarding the Underwriting of Pending Apps
As COVID-19 cases increase within the United States and around the world, Mutual of Omaha is issuing the following underwriting guidance on new and pending applications for life and health products, effective immediately (Note: Health products include Accidental Death, Long-Term Care, Disability Income, Critical Illness, Cancer, and Heart Attack & Stroke. This does NOT apply to Med Supp applications.): If the proposed insured or any member of his or her household has traveled or resided outside of the United States within the past 30 days, the application will be postponed until 30 days following their return. If the proposed insured
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Our Underwriting and Case Management Staff are Here for You
Our LTC Underwriting and New Business teams are fully staffed, working remotely and actively accepting and processing your LTCi applications. The e-Application located on Sales Professional Access remains the best means to submit an application and reduce amendments. View the Quick-Start Guide to get started. Our vendors are working to capacity with no delays in issuing or mailing policies; however, due to social distancing, self-imposed quarantine and prioritizing patient care, we are experiencing some delays in face-to-face interviews and obtaining APS’s. That said, we will remain flexible by working with you on keeping your cases open and processing your business.
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“CMS waives nurse-aide training, certification requirements”
“CMS waives nurse-aide training, certification requirements,” by Danielle Brown, McKnight’s LTC News Quote: “Nursing homes in need of more direct-care workers have received a big boost from federal regulators. A rule that says new aides cannot work longer than four months without becoming certified has been waived by the Centers for Medicare & Medicaid Services. The vital staffing decision was a part of a set of blanket waivers applauded by operators, many of whom are facing staffing shortages as the pandemic continues to create thousands of new COVID-19 patients every day.” LTC Comment (from Stephen A. Moses, President,
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Clippings, Industry News, and Long-Term Care.
“Moderate drinkers have lower amyloid-beta levels, study finds”
“Moderate drinkers have lower amyloid-beta levels, study finds,” by Alicia Lasek, McKnight’s LTC News Quote: “Individuals who moderately consume alcohol throughout their lifetimes show fewer deposits of dementia-associated amyloid-beta in brain scans, according to Korean researchers. Investigators interviewed more than 400 dementia-free men and women from age 56 to 90 about their drinking habits. All participated in brain scans, physical exams and cognitive testing. Participants who drank one to 13 standard drinks a week had a 66% lower rate of amyloid-beta deposits than a cohort who abstained from drinking. Standard drinks were defined as any drink that contained 10 grams
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Clippings, Industry News, and Long-Term Care.
