Committed to safety At National Guardian Life Insurance Company (NGL), we care deeply for the safety and well-being of our partners, agents, customers and employees. We have been closely monitoring the latest local and national reports from the Centers for Disease Control (CDC) concerning the coronavirus (COVID-19). We are committed to the health of our employees and community and that is why we decided to help reduce the spread of the coronavirus by asking employees to work remotely if possible. This resolution is the best way for us to keep our employees safe and to continue providing you with the
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Thrivent 101 – Producer Reference Flyer
Thrivent Financial is not new to Long Term Care Insurance or to financial planning, but Thrivent is new to brokerage distribution. Thrivent is also one of the only fraternal insurers offering solutions outside its captive distribution. As such, many producers are not familiar with how to best position Thrivent as an option or discuss a fraternal’s unique structure to clients. Our Thrivent 101 Producer Flyer discusses: Explaining Fraternal Benefit Societies, Thrivent’s common bond, and how that common bond is outlined in the application. How simple the conversation about faith and teeing up Thrivent can be. Don’t make this complicated! How
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Thrivent LTCi – Updates to eApp
eApps are already starting to come in from Thrivent’s recently launched iGo tool. Please note a few updates designed to make the process smoother. Thrivent has created a video walkthrough of the eApp, where the Product Development team also walks producers through the built-in illustration system. Click here for the Thrivent eApp Video Walkthrough Thrivent has also revised the User Guide and Illustration guide to provide more clarity. User Guide updates: Representative’s Information (Page 17) Updated to clarify that when entering your Thrivent Agent Code, just enter the last 5 digits of your Thrivent ID – exclude the F0 part
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In-Force Rate Action Announcement: Washington DC (PCS II)
> PCS II with Stable Premium Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Washington DC has now allowed the following increases: Washington DC Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS II 10% 10% Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin
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Penn Treaty Surcharge
Penn Treaty Surcharge for Active Long Term Care Policyholders Resident in California Genworth Life Insurance Company (GLIC)and Genworth Life and Annuity Insurance Company (GLAIC) (GLIC and GLAIC, collectively Genworth) recently started mailing California Resident LTC policyholders seeking recoupment for assessments made against Genworth by the California Life and Health Insurance Guarantee Association (CLHIGA) for the 2017 Penn Treaty insolvency. CLHIGA assessed all companies writing health insurance in California to make up the shortfall needed to pay Penn Treaty claims caused by that insolvency. This assessment is not unique to Genworth, and Genworth has no affiliation with Penn Treaty. California law
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Good News | Mutual of Omaha: We Are Open For Business
Mutual of Omaha Is Open For Business: Highlights & Resources Available As you are likely aware, Mutual of Omaha’s physical location is temporarily closed. We are practicing social distancing and have asked all associates who are able, to work from home. We appreciate your patience and understanding as we take steps to protect the health and safety of our associates and ensure uninterrupted service to our customers. Please know that we are open for business in a remote capacity. Our processes and procedures are functioning, and we should not experience an interruption in business for either our customers or business
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“Opportunities To Expand Telehealth Use Amid The Coronavirus Pandemic”
“Opportunities To Expand Telehealth Use Amid The Coronavirus Pandemic,” by Jared Augenstein, Health Affairs Quote: “Following enactment of coronavirus emergency supplemental legislation that expands Medicare coverage of telehealth, we can expect increased reliance on telehealth services for Medicare beneficiaries. As more and more patients with symptoms seek treatment, the virus could spread rapidly in health care settings. Telehealth offers unique capacity for remote screening, triage, and treatment, and it could be a powerful tool for reducing transmission of the disease to and among health care workers and patients who are not infected.” LTC Comment (from Stephen A. Moses, President,
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Clippings, Industry News, and Long-Term Care.
“McKnight’s 40 for 40: Bill Thomas”
“McKnight’s 40 for 40: Bill Thomas,” by John O’Connor, McKnight’s LTC News Quote: “Editor’s note: As part of the 40th anniversary of McKnight’s, McKnight’s Long-Term Care News and McKnight’s Senior Living are recognizing 40 notable newsmakers. Each week, the brands will highlight a high-profile leader from the past four decades. Published installments of the series can be found here. “Dr. Bill Thomas defies easy description. His multifaceted career has included stints as a physician, professor, playwright, performer, businessman – and more. But to most in this sector, he’s simply a guy redefining the meaning and shape of eldercare in America.”< LTC Comment
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Clippings, Industry News, and Long-Term Care.
“2020 Alzheimer’s Webinar Series”
“2020 Alzheimer’s Webinar Series,” Administration on Community Living Quote: “The Alzheimer’s Association 24/7 Helpline is hosting a 3-part webinar series in partnership with ACL, the National Association of Area Agencies on Aging (n4a), the Eldercare Locator, AARP, SAGE, and National Asian Pacific Center on Aging. The goal of these webinars is to ensure professionals understand the impact of Alzheimer’s disease and brain health on American families, and how critical it is to connect them to information, community resources, and support. REGISTER HERE.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Yeah, and
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Clippings, Industry News, and Long-Term Care.
“CMS waives three-day stay requirement, MDS deadlines as dining struggles emerge amid COVID-19 response”
“CMS waives three-day stay requirement, MDS deadlines as dining struggles emerge amid COVID-19 response,” by Danielle Brown, McKnight’s LTC News Quote: “The federal government is waiving its three-day stay requirement for Medicare skilled nursing facility coverage as it works to respond to the COVID-19 outbreak across the United States. The waiver of the rule comes after President Donald Trump on Friday declared a national state of emergency for the 2019 novel coronavirus disease.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Private LTC insurance dropped the 3-day hospitalization requirement many years ago. Only
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Clippings, Industry News, and Long-Term Care.
