Mutual Income Solutions Affordability

Our disability income insurance product, Mutual Income Solutions is affordable coverage that will help replace the loss of an income if your clients become sick or injured and unable to work. When selling our product, do you know the 4 important questions to ask your prospects? Find out what your clients need to know by clicking here.   Mutual Income Solutions Affordability   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

New! Text message notifications for SecureCare tele-interview

We are excited to announce an enhancement to the SecureCare Universal Life underwriting process: Beginning June 1, clients can receive text message notifications directing them to schedule their tele-interview. The tele-interview itself will still need to be completed over the phone, but the texts can be helpful reminders that a tele-interview is needed, making it easier to schedule an assessment and get in touch with an interviewer. How will this work? LTCG will still contact customers the same amount of times they do today, however, a contact attempt will now be defined as either a phone call or text message.
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Categories: Industry News, Life Insurance, and Securian.

How COVID vaccination affects underwriting decisions

How we’re approaching COVID-19 vaccination Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining our financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic, while addressing the additional risks it presents. Over the past few months, much of our attention has turned to COVID-19 vaccinations. Not surprisingly, many questions have arisen on use of vaccination information in underwriting. In response, our Medical & Applied Research Services team has been actively monitoring vaccine efficacy, safety, availability and uptake, which
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Categories: COVID-19, Industry News, Life Insurance, and Securian.

New! Text messaging feature to help customers start their tele-interview

Life Insurance, Technology, Securian Financial | May 13, 2021 New! Text messaging feature to help customers start their tele-interview To make the underwriting process more convenient for our customers than ever before, we are excited to announce the introduction of text message notifications. In partnership with APPS, we are piloting text messages to customers who need to complete a tele-interview. The tele-interview will still need to be completed over the phone, but the text can be a helpful reminder that a tele-interview is needed, making it easy for your clients, to get in touch with an interviewer. How will this
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Categories: Industry News, Life Insurance, and Securian.

Mutual Income Solutions Underwriting & Eligibility

Mutual Income Solutions Underwriting Our goal is to provide the best possible offer of disability income insurance to help protect your client’s income. Below are the points of criteria we base each application on: Occupation — Depending on your client’s job duties, we’ll designate an occupation risk class. Health — A health interview and medical tests may be required depending on benefits applied for. Income — Financial underwriting determines your client’s income in order to set the policy’s maximum monthly benefit.   For more details, review the Mutual Income Solutions Underwriting Guide.   Mutual Income Solutions Underwriting   Mutual Income
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

S&P Affirms Securian’s AA- (Very Strong) Rating & Stable Outlook

S&P maintains Securian Financial’s AA- rating and stable outlook On Friday, May 15, 2020, S&P published a Research Update on Securian Financial, affirming our insurance financial strength rating of AA- (Very Strong) and our Stable outlook. The rating and outlook apply to Securian Financial affiliates, Minnesota Life Insurance Company and Securian Life Insurance Company. S&P cites our excellent capital position, strong business diversity, exceptional liquidity, well-diversified investment portfolio and tight risk controls as the major reasons for affirming our ratings and outlook. Our strong industry ratings reflect how our historical approach to smart growth and strong enterprise risk management keeps
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Categories: Industry News, Life Insurance, and Securian.

Securian’s Corporate Social Responsibility Report

In a year of pivots, volunteerism was no stranger to change in 2020. We’re so proud of our employees’ commitment to giving back. Read what they accomplished in our 2020 Corporate Social Responsibility Report. Securian’s Corporate Social Responsibility Report     #goldencareagent #minnesotalife #securian
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Categories: Industry News, Life Insurance, and Securian.

Is Your Most Valuable Asset Protected?

Our disability income product, Mutual Income Solutions, is helping cover people all across the country in case they were to become sick or injured and unable to work. Disability income insurance protections help keep your clients from dipping into their savings or retirement account to stay on top of their financial obligations. Cross-selling Mutual Income Solutions can help to protect your clients in other ways too. When cross-selling with life insurance, your beneficiaries can pay off your mortgage or cover final expenses. Cross-selling with long-term care insurance can help pay for the care you need without depleting your assets. Consider
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

SecureCare Video Resource Library

SecureCare Video Resource Library Why wait to become an expert? Each video in our SecureCare Video Resource Library is designed to help give you the product knowledge, prospecting tools and sales processes you need to get up to speed on SecureCare™ Universal Life and start closing cases. And we’ve recently added new videos and features to help make this library even more user-friendly than before! Now you can sort videos by topic so finding the content that’s relevant to you has never been easier. PLUS we’ve added new videos covering crucial topics such as: Some of our favorite sales ideas
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Categories: Industry News, Life Insurance, and Securian.

May is Disability Insurance Awareness Month

May is Disability Insurance Awareness Month Disability Insurance Awareness Month presents a great opportunity to start the conversation with your clients about the importance of a Disability Income product. Mutual of Omaha’s product, Mutual Income Solutions℠ can help your clients protect their lifestyle, their family and their personal savings with income protection. Watch for emails throughout the month of May filled with product information, training opportunities and marketing solutions to get you in front of your clients.     #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).