You are no longer required to submit a paper application if your client is a non-US citizen. The required Foreign National Questionnaire is now built into our iPipeline e-App for most products! Here’s what you need to know: Available on iPipeline e-App’s for: Indexed Universal Life Express (IULE) Term Life Express (TLE) Guaranteed Universal Life Express (GULE) Term Life Answers (TLA) AccumUL Answers Income Advantage IUL Life Protection Advantage IUL Who does this affect: Clients who are non-US citizens Make sure your client has the following ready in order to complete the Foreign National Questions: Visa Permanent Resident Card If
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Save Time and Use an e-Application
The Critical Advantage℠ Portfolio e-Application is easily accessible on Sales Professional Access (SPA) under the Electronic Applications link. Take advantage of this convenient and fast way to submit your applications for Critical Illness, Cancer and Heart Attack and Stroke products. Reasons to Use the e-Application Allows you to quote a premium and complete an application at the same time You’re always using correct forms and your applications are completed in good order Provides a paperless “green” experience Simple e-signature process Auto-save functionality A dashboard shows all applications in process Saves time- assures application is in good order at the time
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High Deductible Health Insurance
If you’re like many other Americans, you chose a high deductible health care plan to keep premiums affordable. When you’re loved one is diagnosed with a serious illness, there can be a costs beyond what traditional health insurance covers. When high deductibles wreak havoc on your wallet, our Critical Advantage Portfolio will help pay for out of pocket expenses like: Treatment Travel Child Care Groceries Start selling today! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. High Deductible Health Insurance #goldencareagent #mutualofomaha
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments effective March 1, 2021. Amplifon Hearing Aid Discount Change Hearing aid discount offer will expire on January 31, 2021. 4th Quarter Mutual Matters Publication is Available on SPA The 4th Quarter version of Mutual Matters is now available on SPA. 2021 Med Supp Broker Bonus Program Make some extra cash, when you write Medicare supplement policies, through our Broker Bonus program. Upcoming Rate Adjustment View upcoming rate adjustment for Nevada, effective April 1, 2021. Dental: Dental Rate Reduction in Washington Washington has approved a rate reduction
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for Florida Supplement and Select, effective February 1, 2021. Do Your Medicare Clients Have Cancer or Heart Attack and Stroke Coverage? As the nation ages, the chances of people suffering from cancer or heart disease increases. Learn how you can help your clients fill the gap between coverage and out-of-pocket expenses. Dental: Spotlight on Dental-The Need Review the many ways Dental insurance can benefit your Medicare supplement clients. #goldencareagent #mutualofomaha
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New application for Critical Advantage in Virginia
Effective, December 24th, 2020 the following changes will be made to the Critical Advantage application underwriting questions. With these changes, clients who previously were ineligible for coverage, may now qualify. Changes to the application: Cancer application Changed the cancer look-back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Only 3 health questions Heart attack and stroke application Changed the heart attack and stroke look back question from lifetime to 10 years Modified look back treatment/testing question from 5 to 3 years Enhanced diabetes question Critical Illness application Changed the cancer look back
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New Underwriting Guidelines Booklet – Now Available
The Life Insurance Underwriting Guidelines booklet has been updated for January 1, 2021 and is now available to order. Changes effective January 1, 2021 include: The IRS Tax Transcript form number that was previously 4506T-EZ has been updated and is now 4506-C. The new 4506-C tax transcript form is available to download on SPA. The generally acceptable maximum face amount for juveniles has been increased from $100,000 to $250,000; and the maximum we will consider has been increased from $250,000 to $500,000 We will now request a pharmaceutical check (Rx) for all Juvenile policies The updated guide is available to
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New Sales and Marketing Process Brochure
Six Steps to LTCi Sales Boost your LTCi sales by furthering your product and sales process knowledge! Our new Sales and Marketing Process brochure breaks the sales process down into 6 thoughtful steps, helping you organize your approach to sales. This handy brochure also suggests other educational material for each step in the process, so it’s an invaluable resource for learning all things LTCi. Check out the steps and how they can help you jump start sales by downloading the brochure. New Sales and Marketing Process Brochure #goldencareagent #mutualofomaha #longtermcare
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LTC06UI Rate Adjustments Effective March 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective March 1, 2021: Block of Business Impacted States LTC06UI Delaware For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process Policyholders will receive
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LTC04I, LTC04G and LTC06UI Rate Adjustments Effective April 1, 2021
Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. To fulfill this commitment, we actively monitor emerging industry trends and make any adjustments necessary that enable us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective April 1, 2021: Block of Business Impacted States LTC04I, LTC04G and LTC06UI Maine For a complete rate history, see the state approval grid on Sales Professional Access. Policyholder Notification Process
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