Update to the Premier Underwriting Guide

Update to the Premier Underwriting Guide At NGL, we adapt our LTCi underwriting practices as medical science continues to evolve and more information becomes available. We have identified scenarios where it may be acceptable for an applicant to have two first-degree relatives with dementia. It is now recommending that you prequalify these scenarios with the type of dementia, the age of onset of symptoms and the age of diagnosis. Some scenarios may be acceptable and others will not, depending on the details. We have updated our Premier Underwriting Guide to reflect this.
Read More

Categories: Industry News, Long-Term Care, and National Guardian Life.

GoldenCare Newsletter | July 25, 2022

Read Full GoldenCare Newsletter, July 25, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win a $100 Amazon.com Gift Card!   PROMO TIME! ★ Current Events, Benefits and Promotions   GoldenCare Fast Fact: How Do I Close More Sales?
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

GoldenCare Newsletter | July 11, 2022

Read Full GoldenCare Newsletter, July 11, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training: LTC: Back To Basics Wed, July 13, 2022 2:00 PM  to  2:30 PM CDT PART 2: LTCi Pro Sales Strategies Webinar with Mark Goldberg Thurs, July 14, 2022 2:00 PM  to  2:45 PM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and have your favorite tools available at your
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

We want to reward you for a job well done!

Introducing NGL’s Producer Circle To reward you for your hard work and accomplishments in 2022, we’re inviting you to join all of NGL’s top producers for our Producer Circle trip in 2023! What is NGL’s Producer Circle? The top 10 producing agents who sell NGL’s EssentialLTC will earn a trip to a warm, sunny location with free airfare and hotel for themselves and a guest. The trip will be held at a luxury resort where you’ll have the chance to participate in unique activities, dine at high-end restaurants and relax on a beautiful beach. We can’t wait for you to
Read More

Categories: Industry News and National Guardian Life.

GoldenCare Newsletter | June 20, 2022

Read Full GoldenCare Newsletter, June 20, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training:   PIVOT – Part 1, Introduction to the Pivot Concept Wed, June 22, 2022 11:00 AM  to  11:45 AM CDT PIVOT – Part 2, A Closer Look at the Pivot Presentation Thurs, June 23, 2022 2:00 PM  to  2:45 PM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

EssentialLTC E-APP Update & Juneteenth Office Closing

E-APP User Guide Beginning June 17, you now have the option of completing the agent statement and new business transmittal before the client portion of the E-APP. This step, which used to be contained in Step 2, will be moved into its own Pre-Step. This step can be completed at any time before moving on to Step 3. Click here to download the E-APP User Guide for more information.   Office Closed Monday, June 20 In observance of Juneteenth, NGL’s EssentialLTC administration office will be closed on Monday, June 20, 2022. Regular business hours will resume on Tuesday, June 21.
Read More

Categories: Industry News and National Guardian Life.

GoldenCare Newsletter | June 6, 2022

Read Full GoldenCare Newsletter, June 6, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training: Mutual of Omaha Double Header!   Mutual of Omaha LTCi Product & Software Training   Tues, June 7, 2022 2:00 PM  to  2:30 PM CDT Mutual of Omaha LTCi e-App Demonstration   Wed, June 8, 2022 10:00 AM  to  10:30 AM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

NGL EssentlLTC – A (Excellent) Rating Reaffirmed By AM Best

A Rating Reaffirmed By AM Best We are excited to announce AM Best has reaffirmed NGL’s A (Excellent) rating! This rating reflects the excellent ability of National Guardian Life Insurance Company (NGL) to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “2021 was a pivotal year in NGL’s history. Throughout the year, NGL sold past acquisitions, as well as a variety of older blocks of acquired life insurance policies. These sales raised meaningful capital and helped NGL reach levels of capital that give it unprecedented strength in its 113-year history,” said Knut Olson,
Read More

Categories: Consumer Marketing Materials and National Guardian Life.

GoldenCare Newsletter | May 23rd, 2022

Read Full GoldenCare Newsletter, May 23, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Upcoming Training:   Low-Hanging Fruit To KickStart Your Sales Wed, May 25, 2022 11:00 AM  to  11:45 AM CDT   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies.   We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win a $100 Amazon.com Gift
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

Reasons to use a 1035 Exchange

Reasons to use a 1035 Exchange Is your client looking to fund a long term care insurance (LTCi) policy but not sure how to do it? They may already have the funds and not know it! Using a 1035 Exchange allows your clients to exchange surrender value (principal and tax-deferred gains) of a life insurance or annuity contract for a LTCi policy. A new LTCi policy could be a better fit for your client’s current and future needs more than an existing life or annuity contract they may have. Download our 1035 Exchange Flyer to learn more. 1035 Exchange Flyer
Read More

Categories: Consumer Marketing Materials and National Guardian Life.