2020 is here. And so is your co-branded tax guide Our 2020 tax guide is now available. Download our generic version below or contact our sales team to get a co-branded one with your information and start marketing yourself in 2020. This piece is one of our most popular value adds. Use it to help expand relationships, grow your business and position yourself as the go-to resource. Download tax guide Contact Us Questions? Please call Securian’s Life Sales Support Team at 1-888-413-7860, option 1. #goldencareagent #minnesotalife #securian
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A Sales Idea Using Both the LTC and Chronic Illness Riders
Our Income Advantage IUL and Life Protection Advantage IUL policies now offer a Long-Term Care Rider in addition to an Accelerated Death Benefit for Chronic Illness Rider. In some cases, it may benefit your clients to choose both riders. Although both riders can’t be added to the same policy, your clients have the option to split a larger policy into two. And, only one application is needed – you just need to include instructions on the application regarding the client’s intent to split the policy. Take a look at the sales idea flyer to see a case study that shows
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Life, Simplified.
Our Simplified Issue products make your life simpler with uncomplicated underwriting, quick turnarounds and faster coverage for your clients. Faster processes to offer faster coverage – now that’s life insurance, simplified. On mutualofomaha.com/simple you can find: Tools to help you get started with Mutual of Omaha as a new agent Simplified issue product information, including downloadable marketing pieces, training videos, and consumer videos Underwriting and application resources Advanced sales concepts Contact information Be sure to check out this helpful resource and make sure to bookmark it so it’s always at your fingertips. Now that’s simple. Life, Simplified. #goldencareagent
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Tax Season is a Great Time to Reach Out to Clients
Tax season is underway… are your clients ready? As you are working with your clients, make sure to keep our 2020 Advanced Markets Tax Reference Guide handy — it puts key tax figures and limits right at your fingertips. And, don’t forget — our Advanced Markets Team is here to help! A key objective of our team is to provide training and support that focuses on our areas of expertise – estate planning, business planning, and retirement and distribution planning – and that can help you with your sales efforts. If you have a question about a concept, how our
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Tax Bracket Risks Brochure Updated for 2020
When tax season arrives, your clients are likely thinking about the past year and the one ahead. But it’s also a good time to talk about the future and their tax situation when they retire. A properly-funded Income AdvantageSM IUL policy is a good way to help your clients plan ahead and minimize their tax risks in retirement. Our newly updated Tax Bracket Risks brochure for 2020 can help you explain the advantages of an IUL policy to your clients. This updated brochure can be ordered through your normal supply channels beginning Friday, January 31, 2020. If you have
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Give Your Clients Credit using Our Fit Underwriting Program
Our Fit Underwriting Program offers your clients the potential for a better rate class and a lower premium. Here are some examples of what it means to be physically or financially fit. Great family history — no deaths from any disease prior to age 70 Optimal blood pressure control (treated or untreated) with an average of 135/85 or better Preferred or better build, ages 18-60; Standard Plus or better build, ages 61-75 Regular preventative medical care and compliant follow-up for treated impairments (within the past 12 months) Income > $100,000, or net worth > $1,000,000 Preferred or better driving record
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IUL Max Illustrated Rate Change
Effective February 1, 2020, the IUL maximum illustrated rates in WinFlex Web will increase as follows: Income Advantage IUL: 100% Participation Rate with 11% Cap: Increasing from 6.58% to 6.62% 140% Participation Rate with 8% Cap: Increasing from 5.33% to 5.36% 60% Participation Rate with No Cap: Increasing from 6.58% to 6.62% Life Protection Advantage IUL: 100% Participation Rate with 10% Cap: Increasing from 6.13% to 6.16% 140% Participation Rate with 7% Cap: Increasing from 4.72% to 4.74% 50% Participation Rate with No Cap: Increasing from 5.76% to 5.80% IUL Express: 100% Participation Rate with 10% Cap: Increasing from 6.13%
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TLE e-App Updates
Important TLE e-App Transition Update Beginning Wednesday, January 22, 2020, you will begin seeing a blocker page if you try to start a new application in the TLE – Traditional e-App on iPipeline. You can no longer start new applications using the TLE – Traditional e-App. To start a new e-App, please use the updated e-App, TLE – Point of Sale Decision. The blocker page will include the instructions below for completing a new application: Go to the Case Information page Select the “Find Available Products” button Select “Term Life Express Point of Sale Decision” as the product Complete the
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A Fresh New Look for Our IUL Materials
Our IUL products provide your clients with life insurance protection while also offering upside potential by linking the product’s accumulation value to the upside performance of a market index. On Life Protection Advantage, our protection-focused product, the accumulation value can help extend the death benefit beyond the no-lapse protection period. On Income Advantage, our accumulation-focused product, the cash value can help provide future supplemental income for retirement, college funding, or other expenses. We have just updated our IUL materials with a fresh, new look for the new year! The new materials are available for download on the Sales Professional Access
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Express Reference Guide, Life Insurance Products
United of Omaha’s Express Life Products Reference Guide can provide you with the underwriting requirements – such as the height and weight chart as well as examples of ineligible conditions – on our Simplified Issue products. United of Omaha Simplified Underwriting products include: Term Life Express, Guaranteed Universal Life Express, Indexed Universal Life Express, Living Promise Final Expense, Children’s Whole Life, and Guaranteed Advantage. This is a great piece to download and keep with you to use as a reference guide! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email
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