NEW! Flex pay fee now removed At Securian Financial, we’re always looking for ways to help provide a good client experience. That’s why we are excited to announce the following: Effective January 2, 2020, we will no longer be charging clients a fee, to make a life insurance payment over the phone or on the eService Center Contact Us Questions? For any related questions, please contact our Enterprise Contact Center at (800) 643-5728. NEW! Flex pay fee now removed (Login required) #goldencareagent #minnesotalife #securian
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Our IUL Philosophy: Simplicity and Transparency
Simplicity: One of the things that sets our Life Protection IUL and Income Advantage IUL products apart are their simplicity of design. At United of Omaha, we do not believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Our IUL Portfolio Flyer provides you with an overview of how our two IUL products work and the client-friendly features that differentiate our products. Transparency: At United of Omaha,
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Updated LTCi Tax Advantages Flyers
A unique advantage of traditional LTCi is the tax benefits it offers to your clients. The LTCi tax advantages flyers are now updated with the 2020 eligible deduction amounts. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars to purchase long-term care insurance. The flyers are now available for immediate download on forms and materials. Click below to view/download directly: 2020 Consumer Tax Guide 2020 Small Business Tax Guide If
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Prepaid Debit Card Refresher
Some clients request to use a prepaid debit card or account to pay for their life insurance policy. While these cards can be convenient for the client, they can be tricky when processing recurring premium payments. Want to learn more about how prepaid debit cards work? Take a look at our FAQ below. Q: What is a prepaid debit card? A: A prepaid debit card is an alternative to a banking debit card. You load money onto the card and are only allowed to spend the money you have loaded. Q: Does Mutual of Omaha accept prepaid debit cards? A:
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Automated Underwriting for TLE is Here
Effective Saturday, January 4, 2020, Automated Underwriting, our instant decision tool, was added to Term Life Express e-Applications. Now all your TLE e-Apps will receive an instant underwriting decision after the health questions are completed. That’s not all, you will also see streamlined e-App screens along with great new features including bank validation, address lookup and touch to sign capability. We walk you through the updated TLE e-App in the training videos below. And for more detailed information, be sure to check out our automated underwriting program flyer and frequently asked questions document. Email Signature Training In-Person Signature Training Protect
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Errors and Omissions Insurance
Mutual of Omaha and its affiliates (United of Omaha and United World) require Errors and Omissions Insurance in the amount of $1 million (per claim) prior to selling the following insurance products: • AccumUL Answers • AccumUL Plus • GUL • GUL Plus • GUL Survivor • Term Life Answers • Bonus Flexible Annuity • Ultra Secure Plus • Income Access • Ultra-Income product • Critical Illness • Disability • Long-Term Care • Medicare Advantage • Prescription Drug Plans As a GoldenCare producer, you have the ability to get this valuable coverage at a discount! Check out our Errors and
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Securian Financial Expanded Hours Of Service
We are expanding our hours of service! At Securian Financial, we are always looking for ways to better serve you and your clients. That’s why we are happy to announce that our Enterprise Contact Center for Individual life and annuity is expanding its hours of service! Beginning January 2, 2020, the following hours of operation will go into effect: Monday through Thursday, 7 a.m. to 6 p.m. CT Friday, 7 a.m. to 4:30 P.m. CT With our new hours, we can help elevate the service experience you deserve. Contact Us Questions? Please call the SecureCare Sales Support Team at
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Now more of your clients can qualify. Here’s why.
At Securian Financial, we’re always looking for ways to help you make the sale and offer your clients competitive offers. Here’s what you need to know about our recent underwriting sweet spot enhancements: Individuals with type 2 diabetes, pre-diabetes or a history of gestational diabetes can now qualify for non-tobacco plus, and in some cases, even preferred rates. Family history preferred guideline changes: Death of a family member before age 60 due to diabetes no longer eliminates applicants from consideration of non-tobacco plus, preferred or preferred select rate classes Death of a parent or sibling before age 60 due to
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Kemper Senior Solutions Product Discontinuation Announcement
12/18/2019 This announcement is to officially notify producers that after thoughtful review and consideration, Kemper has made the decision to discontinue new business sales within the Kemper Senior Solutions market segment. Our desire is to invest our resources more aggressively into our exclusive agent market as well as our worksite business, Kemper Benefits. Be assured, all existing in-force business will continue to receive the same high standard of service they have come to expect. This change will take effect January 1, 2020, for Life products. All applications for Life products received prior to December 31, 2019, with effective dates on
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GUL Express Illustrations
Last February we announced we no longer require illustrations on most Guaranteed Universal Life Express policies. This allows you to simply use our mobile quoting app to quote GUL Express and submit the application. As a reminder, below is when an illustration is required. No Illustration Required Policies with no-cost riders using monthly or annual payments. Illustration Required Policies with cost riders and making payments using anything other than monthly or annual payments. Policies with any payment structure other than guaranteed term periods offered on the mobile quoting tool (age 80, 85, 90, 100, 120), such as short pay and
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