Mutual of Omaha has filed for rate increases in the state of South Carolina. Although approval is pending, South Carolina requires carriers to notify policyholders of the rate adjustment request via letter. Within the notification letter, the insured was informed of the following: The average proposed rate adjustment The advanced notification requirements (60, 75, or 90 days) The rate increase notification expectations Bureau of Insurance contact information We are continuing to work with the states on the actual rate increase filings and will communicate approved amounts as well as implementation dates when that information is available.   If you have
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Help your clients understand the differences of between Medicare and Medicaid vs. Long-Term Care Insurance. Medicare and Medicaid are programs that help to improve/correct specific medical or health problems, however, where they fall short is they don’t help with day-to-day activities of daily living. This is where having the right long-term care policy in place can benefit your clients. Long-term care insurance has several key factors to help your clients stay ahead and plan for the future by: Protecting a lifestyle Offering comprehensive coverage Having flexible benefits Tax advantages Let’s take a closer look at the options provided to your
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Although non-conventional funding choices might be suitable for certain individuals, we maintain that a conventional Long-Term Care Insurance policy continues to be the optimal solution for numerous clients. Let’s take a look at some of the distinguishing features that set our products apart from the competition.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Commitment to Traditional Long-Term Care Insurance   #goldencareagent #mutualofomaha
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Evaluating an application for long-term care insurance involves considering various factors, such as your client’s medical history, current health, medications, and daily activities. When completing the application with your client, make sure you understand their current health, if they have an upcoming medical appointment or procedure or if they have ever been diagnosed with a chronic condition. Use this flyer to help you and your client understand some of the things our underwriting team will evaluate on your application submission that might affect your client’s eligibility..   If you have any questions, please contact Mutual of Omaha’s Sales Support at
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Good news! We have enhanced the long-term care rate adjustment page on Sales Professional Access (SPA). These enhancements improve the user experience on the SPA page giving you quicker and easier access to the state rate adjustments. Take a look at the new feature enhancement to learn more.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   LTC Rate Adjustments on SPA   #goldencareagent #mutualofomaha
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